scholarly journals REPRESENTATION OF THE FINANCIAL NEEDS OF RURAL MALAGASY HOUSEHOLDS

Author(s):  
L. S. Razafindrakoto ◽  
S. Ramananarivo ◽  
H. L. Rakotonirainy ◽  
H. F. Ranaivoarisoa ◽  
A.M. S. Rabotovao ◽  
...  

Madagascar is committed to implementing local financial services to facilitate rural households' access to these various services and promote rural development. The objective of the study is to understand the realities of the financing system in rural areas and more particularly in the rural commune of Alakamisy Itenina in vohibato district, and this, through the experience of rural households that determine the different financial needs and their financial priority. Using the Schwartz formula, surveys of 81 households were statistically treated. The results show that rural households prioritize social needs by meeting the social obligations dictated by fihavanana. The first place of the social obligations is perceived through the attachment to the traditional practice by the proverb “atero k'alao” which means "one receives by giving". This is how behavioural logic has been observed in localities far from financial services. Changing this behavioral logic turns out to be the best option. Rural households should accept new forms of financial innovation.

2020 ◽  
pp. 91-99
Author(s):  
V. Moskalenko ◽  
V.P. Kolosha

The article deals with the problems of the influence of the livestock sector on the formation of sustainable development of rural areas. It is emphasized that currently global problems have formed in the world, namely: differentiation in living standards between developed countries and ‘third world’ countries, significant differentiation of income levels among most countries, environmental pollution, limited and reduced easily accessible natural resources, degradation of agricultural lands. Today, the principles of sustainable development are recognized as strategic directions for the development of the sector by the world’s leading countries. In the process of research, dialectical methods of cognition of processes and phenomena, monographic method (analysis of views on the concept of sustainable development), abstract-logical (theoretical generalizations and formulation of conclusions) were used. The article addresses the problems of the influence of the livestock sector on the formation of sustainable development of rural areas. A brief overview of approaches and principles for the interpretation of the concept of ‘sustainable development’ was conducted. It is noted that the current situation in rural areas is critical in terms of, first of all, social and environmental problems. The livestock sector should become one of the elements of their solution. It is noted that its development allows not only to diversify production, but also to improve the social situation and solve certain environmental problems. The authors give their own definition of rural development as a development that provides an increase in the level and quality of life of rural residents with the provision of their social needs and the ability to pass on the natural biodiversity of the respective areas to future generations. It is emphasized that this definition combines economic, social and environmental development.The key principles of the state policy in development of rural territories on the principles of susta­inable development with allocation of its constituent elements are formulated. Measures for sustainable development of rural areas through the support of the livestock sector as one of the components of agricultural production are proposed. It is noted that intensive production is possible today, provided that the optimal ratio of the structure of land use and the presence of the livestock sector in the structure of production is maintained.


2021 ◽  
pp. 167-186
Author(s):  
Jin Chen ◽  
Liying Wang

Technology and capital are two fundamental factors in economic growth; each and every technological and industrial revolution has gone hand in hand with new financial patterns since the First Industrial Revolution in Britain. As a latecomer, China is firmly committed to science and technology (S&T) innovation through innovative financial services. First, by combining fiscal and taxation policies with market capital, China has put in place its own financing system for S&T innovation. Second, fiscal and taxation policies play a fundamental and guiding role. Third, myriad innovative business models, such as “investment-lending-guarantee,” provide examples of diverse ways to support S&T activities through financial innovation. Fourth, corporate internal finance has become an important player in S&T innovation. Fifth, digital financial platforms have been playing an increasingly important role and created some new challenges. Sixth, much room is left for the capital market to play an even bigger role in S&T innovation.


2021 ◽  
Vol 69 (4) ◽  
pp. 9-37
Author(s):  
Lucas Olmedo ◽  
Mara van Twuijver ◽  
Mary O’Shaughnessy ◽  
Alan Sloane

Abstract There is a growing recognition of the role that social enterprises play in rural areas. In Ireland this is formally acknowledged in recent social enterprises and rural development policies which commit to developing a suite of supports to realise the potential of social enterprises and strengthen their contribution to place-based sustainable rural development. However, these policies offer a generalised approach to social enterprises, compounded to date by the considerable gaps in our knowledge of these organisations. The main purpose of this article is to fill a gap in our understanding of Irish rural social enterprises. Using Defourny & Nyssens’ meso-level framework (2017), this paper presents an analysis of surveys completed by 258 Irish rural social enterprises. Our findings illustrate five clusters which represent different types of Irish rural social enterprises. The findings confirm the validity of applying a meso-level approach for capturing in-country heterogeneity within the social enterprise sector and for informing policy supports for these significant actors in place-based sustainable rural development.


2012 ◽  
Vol 178-181 ◽  
pp. 1761-1764
Author(s):  
Li Hui Li ◽  
Jun Wang

Urban - rural public transportation is meaningful for promoting the urban and rural turnover, making the benefit of passenger resources comprehensive maximization. Equalization of urban-rural public transportation is important for coordinating of urban and rural development, promoting the integration of urban and rural areas, eliminating the urban and rural development imbalance .But it' not equal between urban and rural public traffic at present due to the demand, the management model different in China. It’s necessary to clear and improve the position of urban –rural public transportation in the social security system, to establish financial support system combine fairness and efficiency, establish the assessment and evaluation mechanism of urban-rural public transportation development level to promoting the development equally of urban-rural public transportation


2018 ◽  
Vol 9 (4) ◽  
pp. 1068
Author(s):  
Michael Shadrack Mangula ◽  
Joseph A. Kuzilwa ◽  
Simon S. Msanjila ◽  
Isack A. Legonda

Energy access plays a crucial role in enhancing the social-economic development among the household members in any nation. Notwithstanding the role of energy access in improving the livelihood of people, the problem of energy access has revealed to be more serious in rural areas of Tanzania. The increased in problem of energy access in rural areas of the developing countries is due to the absence of a unified set of indicators for measuring the energy access to rural households from developing countries including Tanzania. This study therefore, aimed at determining the indicators of energy access in rural areas of Tanzania.The study employed Cross- sectional type of the research design to collect data from 384 heads of household from the rural areas of Njombe and Iringa regions in Tanzania. Moreover, the Quantitative Exploratory Factor Analysis using Principal Component analysis and varimax method was employed to determine the indicators of energy access. The identified indicators using exploratory Factor Analysis was further confirmed using Confirmatory Factor Analysis. The study findings revealed that, the indicators for measuring the provision of energy access to rural households in developing countries including Tanzania ranked based on its importance are: availability, affordability, durability, efficient, no production of smokes, easy to use and ability to keep cooking facilities clean.Based on these findings, the study concludes that, indicators of energy access are important in enhancing the social economic development and improvement of the livelihood of people in rural areas. In the light of this conclusion the study recommends to government energy experts and other practitioners of to use the identified indictors when measuring energy access to rural households in Tanzania in order to improve the livelihood and their standard of living.


2018 ◽  
pp. 91-100
Author(s):  
Małgorzata Szymańska

The model of sustainable rural development recognises the necessity of local development based on local resources. Investing in the growth of social capital refers to the postulates of implementing an integrated model of rural development, where different local actors engage and cooperate for the common good. Agricultural law also faces these challenges. The social capital of rural areas is characterised by bottom-up activities, locality and territoriality of initiatives, an integrated approach, a partnership action through local action groups, innovation in problem solving, independent management and financing of activities. It encourages local communities to work together to change their surroundings, solve urgent problems, invest in activities diversifying their income, for example through small entrepreneurship, setting up non-agricultural activities, thematic villages, care farms, production of traditional, regional and ecological high quality products, folk handicrafts, crafts.


Author(s):  
A. Ishchenko

It was established that the market transformation of property relations in agriculture led to the formation of a complex economy, the development of small-scale production, which is organically combined and successfully complements large and medium forms of management. It is proved that the social significance of personal country farms manifests itself in counteracting unemployment, creating opportunities for income growth, improving the quality of life, social security, self-organization of rural residents. The social aspect of OSG's activity is particularly important in times of economic crisis, when in agriculture and most other sectors massive job cuts are applied. It is generalized that in view of the diversity and diversity of the OSG functions, in order to achieve a deeper understanding of the essence of the investigated category, the classification of functions of rural households on the orientational basis of interaction with various spheres of social activity was conducted. It is substantiated that this characteristic corresponds to the essence of the OSG to the greatest extent, since it allows us to comprehensively characterize the research object as a complex category, which is an organic and inalienable component of several different socioeconomic systems different in its nature. The typical functions of a personal country economy are systematized, taking into account the requirements of three components of social life: social, economic, organizational. It is concluded that the functions of OSG population in their essential content are similar to the functions of agrarian entrepreneurship subjects. It is proved that personal country farms, despite the low marketability, carry out a number of socially important functions now, is an additional reserve for ensuring the growth of agricultural output, which the rural population perceives as a need for survival. It was emphasized that the development of OSG is closely linked with the provision of food security of the country, which led to the idea of ​​strengthening their role and importance in the formation of commodity supply and sustainable development of rural areas. It is envisioned that in case of non-dilution of the OSG value in the development of agriculture in the country, the conversion of a country farmer into an ordinary hired worker may lead to negative consequences for the whole society, such as the settlement of the rural population, the loss of their sense of ownership on their land and motivation to work, rural lifestyle and ultimately the domestic country traditions and culture. Key words: personal country economy, function, rural population, rural territories, rural households.


2020 ◽  
Vol 5 (5) ◽  
pp. 67 ◽  
Author(s):  
Kateryna Mazur ◽  
Inna Tomashuk

The subject of the study is the rural territories and settlements of the country, which are influenced by the conflicting processes of reforming the economic basis of their development, which increases the uncertainty and causes the emergence of social risks in terms of organization of economic activity and obtaining the required level of labor income and, accordingly, the level and quality of life. The current transformational changes in rural areas, amid the processes of decentralization of the current management system, create new conditions that are more or less conducive to the successful organization of rural residents' livelihoods. The urgent task of today is to study the practical problem of the effective development of rural territories, the insufficiency of its development and the complex tasks of revitalization of rural territories of their resource potential in the context of intra-regional features of rural development, which is the basis for carrying out scientific research in accordance with these topics. The purpose of the study is to explore ways to solve problems of regional development, especially rural development, which has never been neglected by economic science, since sustainable development of the country and its regions is impossible without the social revival of the village. Also, a comprehensive theoretical and practical study of issues of management and state regulation of rural development, in particular, the substantiation of socio-economic and environmental problems of the development of the Ukrainian village, the isolation of rural areas, the formation of organizational and economic mechanism of state support for their development and implementation of modern state agricultural policy. Methodology. The problematic of the development of the potential of rural territories is based on the use of multifaceted scientific methods of knowledge of phenomena and processes. Application of statistical methodology in the process of analyzing the dynamics and tendencies of rural development, the effective functioning of agriculture, which is the basis for the study of problems of rural development in general. Economic and statistical research is based on specific techniques, their totality forms the methodology of statistics (methods of mass observations, groupings, generalizations, time series, index method, etc.). Results. In the conditions of formation of market relations in rural areas, especially in the period of economic instability in the country, the study of preconditions for ensuring balanced potential of rural development on the basis of internally oriented motivational factors, justification of priority types of economic activity of rural territories of the region with observance of ecological requirements becomes extremely relevant. One of the main areas to reform the regional development management mechanism is the development of local initiative. The practical implementation is to use the method of delegation of authority as one way of establishing the competence of local public authorities, which is an important part of the decentralization of the executive power, and is of great importance for all processes of the rule of law and, in particular, for improving the efficiency of the local government system. public authority. The Institute of Delegation of Authority in the current context is important for the functioning of public authority in rural areas. In addition, the introduction of a programmatic targeting method in the budgetary process of rural development will help to ensure transparency of the budgetary process, which will clearly define the goals and objectives for which the budgetary resources of the region are spent, which in turn will increase the level of control over the results of implementation of budgetary programs. This approach will improve the quality of fiscal policy-making, the efficiency of distribution and the use of budgetary resources in rural areas. Value/originality. State policy in Ukraine on regulating the potential of land relations should be aimed at solving the organizational and legal problems that have accumulated in recent years and to address the social negatives of land transformation in the countryside.


2021 ◽  
Vol 70 (1-2) ◽  
pp. 20-27
Author(s):  
Dejan Janković ◽  
Marina Novakov ◽  
Marica Petrović

Summary The development of rural areas is a complex social, economic, political and cultural issue of immense importance to the development of society as a whole. The vitality of rural communities, which represent a specific socio-spatial phenomenon, affects the development of global society and is inextricably linked to the development and issues of urban areas of each society. Both in theory and development practice, rural development as a complex and enduring process has long been unjustifiably reduced to the economic-agrarian matrix, often reflected in the modernization of agriculture and the centralized and sectoral management of and influence on rural development. The primary focus of this paper is on the social capital of rural communities, i.e. social relations and connections within local rural communities which, alongside other important development factors, are one of the prerequisites to maintaining their vitality. The paper presents the results of a survey on social capital conducted on 281 farms in the region of Vojvodina (Serbia), indicating the characteristics of the social capital on the farms considered and the farmers’ attitudes towards the development and life of their local communities. The social capital of the surveyed farmers was found to be only relatively good, suggesting that the overall social capital in Serbia is underdeveloped because all the farms considered are located in Vojvodina, i.e. the most developed agricultural area in Serbia characterized by rural settlements with the most favorable infrastructural, demographic and economic conditions.


2010 ◽  
pp. 57-73
Author(s):  
Tam Le Thanh

The development of Vietnam rural sector has been given attention by different orientations and policy frameworks, of which rural finance is the key tool, notably the Decree 41 on cred- it for rural sector. The Vietnam rural financial sector has been growing and making significant contribution to its rural development by a rapid expansion of outreach and available fund sources. However, there have been remaining problems that are very likely to hinder the sector from its further development. Such problems are: (1) there is a lack of responsive and adequate financial services in rural areas; (2) a significant number of the poor households still do not have access to any microfinance services, to name a few. Thus, this paper is intented to focus on two main issues. The first is to analyze the causes of such problems, and the second is to pro- vide recommendations that are strongly expected to overcome such problems to enhance Vietnam rural development in the new decade with the Development Millenium Goal.


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