scholarly journals The Impacts of Benefits Perception and Risks Awareness on Participating In Voluntary Social Insurance - A Study on Informal Workers in Hanoi Area

2021 ◽  
Vol 04 (09) ◽  
Author(s):  
Thi Huong Mai ◽  
Keyword(s):  
Social Security ◽  
Informal Sector ◽  
Social Insurance ◽  
The State ◽  
Informal Workers ◽  
Perceptions Of Risk ◽  
Financial Condition ◽  
And Behavior ◽  
Additional Form ◽  
Payment Rate

Voluntary social insurance is the type of social insurance that an employee voluntarily participates in, it is allowed the employee to choose the payment rate and method of payment in accordance with his/her income, based on the general regulations of the State. Accordingly, this is an additional form of compulsory social insurance in the context of not implementing compulsory social insurance for all employees. This is an opportunity for employees to have an additional means of ensuring their financial condition against risks and incidents in life. However, the actual results indicate that the number of voluntary social insurance participants has increased rapidly but is not commensurate with its potential. This study aims to examine the effects of perceptions of benefits and perceptions of risk on attitudes towards voluntary social insurance based on a survey conducted on 245 workers in the informal sectors in Hanoi. The research results show that, as expected and consistent with previous studies, the attitude towards participating in social insurance is actually influenced by the participants' perception of benefits and risks. Accordingly, it is necessary to focus on increasing these perceptions for employees as the solutions to change attitudes with voluntary social insurance. This will promote the intention and behavior of employees to participate in social insurance in the informal sector, thereby contribute to ensure social security.

scholarly journals Social Security Enrollment as an Indicator of State Fragility and Legitimacy: A Field Experiment in Maghreb Countries

2021 ◽  
Vol 10 (7) ◽  
pp. 266
Author(s):  
Walid Merouani ◽  
Claire El Moudden ◽  
Nacer Eddine Hammouda
Keyword(s):  
Labor Market ◽  
Social Security ◽  
Social Insurance ◽  
Discrete Choice Models ◽  
Formal Sector ◽  
Social Security Systems ◽  
State Fragility ◽  
Informal Workers ◽  
Informal Labor ◽  
State Legitimacy

State legitimacy and effectiveness can be observed in the state’s approach to delivering welfare to citizens, thus mitigating social grievances and avoiding conflicts. Social security systems in the Maghreb countries are relatively similar in their architecture and aim to provide social insurance to all the workers in the labor market. However, they suffer from the same main problem: a low rate of enrollment of workers. Many workers (employees and self-employed) work informally without any social security coverage. The issue of whether informal jobs are chosen voluntarily by workers or as a strategy of last resort is controversial. Many authors recognize that the informal sector is heterogeneous and assume that it is made up of (1) workers who voluntarily choose it, and (2) others who are pushed into it because of entry barriers to the formal sector. The former assumption tells us much about state legitimacy/attractiveness, and the latter is used to inform state effectiveness in delivering welfare. Using the Sahwa survey and discrete choice models, this article confirms the heterogeneity of the informal labor market in three Maghreb countries: Algeria, Morocco, and Tunisia. Furthermore, this article highlights the profiles of workers who voluntarily choose informality, an aspect that is missing from previous studies. Finally, this article proposes policy recommendations in order to extend social security to informal workers and to include them in the formal labor market.

scholarly journals Protection of Informal Workers as Participants Through the Magelang Regional Social Security System

2018 ◽  
Vol 14 (2) ◽  
pp. 78-86
Author(s):  
Heniyatun Heniyatun ◽  
Retno Rusdjijati ◽  
Puji Sulistyaningsih
Keyword(s):  
Social Security ◽  
Informal Sector ◽  
Health And Safety ◽  
Occupational Health Services ◽  
Informal Workers ◽  
Inductive Methods ◽  
Descriptive Approach ◽  
The Right ◽  
The City ◽  
Main Factor

The purpose of this study is to review the rights of workers to obtain protection, including informal workers, as mandated in Article 3 paragraph (2) of Law Number 32 of 1992 concerning Labor Social Security that every worker has the right to social security of workers. The hazard risk from the work environment owned by informal workers is the same as that of formal workers. So far, the occupational health services provided are still curative, while health care and improvement efforts to improve work and preventive capacity are always neglected. This study uses a juridical empirical research method with a descriptive approach; data collection is done through questionnaires. The research sample includes workers in the home or micro industries both in the Regency and in the City of Magelang. Samples are collected using a nonprobability sampling method, then analyzed using qualitative analysis with inductive methods. Based on the results of the study, the understanding of the SJSN by both employers and informal sector workers is insufficient, but the majority of respondents have a desire to join the SJSN program, with the priority of health insurance and work accident insurance programs. The ability and willingness to become a BPJS participant are influenced by the level of income, and level of education. Current informal sector workers have not been covered by guaranteed protection, both BPJS Kesehatan, and BPJS. The main factor is the non-participation of casual workers in the guarantee of protection due to financial inability to pay contributions. Besides that, it was also because of his ignorance, even though it was not significant. This is due to a lack of socialization from stakeholders regarding the importance of health and safety guarantees and protection for workers and their families in addition to regulations that also do not accommodate informal workers.

Elderly Informal Workers and Elderly Supporting Capacity Ratio in Indonesia

2020 ◽  
Vol 2 (2) ◽  
pp. 61-75
Author(s):  
Jamalludin Jamalludin
Keyword(s):  
Social Security ◽  
Correlation Analysis ◽  
Informal Sector ◽  
Carrying Capacity ◽  
Population Aging ◽  
Pearson Correlation ◽  
Negative Relationship ◽  
The Elderly ◽  
Informal Workers ◽  
Capacity Ratio

The proportion of the elderly population in Indonesia continues to increase. The implication of population aging is the low carrying capacity ratio which triggers the elderly to keep working. The need for leisure is increasing in the elderly, but almost half of the elderly in Indonesia still work. This study aims to look at the characteristics of the elderly who still work in the informal sector. This study also portrays the correlation between the carrying capacity ratio and social security ownership with the number of elderly workers by province. The secondary data used in this study is the 2018 national labor force survey data. The method used to answer this study is Pearson correlation analysis and binary logistic regression. The correlation analysis findings show that the higher the carrying capacity ratio of the elderly, the less elderly who work in a province. Social security in the elderly has a negative relationship with the number of elderly people who work. An interesting finding from the logit model is that the elderly with disabilities, both minor and moderate, are more inclined to work in the informal sector than the elderly who are not disabled. Low and secondary education in the elderly has a higher tendency to work in the informal sector than the elderly who have high education

scholarly journals Between the state and the kin: one-person household social security in Latvia

2020 ◽  
Vol 1 (14) ◽  
pp. 90-102
Author(s):  
Kristīne Rolle ◽  
Agita Lūse
Keyword(s):  
Social Security ◽  
Social Insurance ◽  
Intergenerational Relationships ◽  
The State ◽  
Vulnerable Groups ◽  
Next Of Kin ◽  
Economic Stability ◽  
Social Insurance System ◽  
Dominant Type ◽  
Kinship Ties

One-person household is the dominant type of household in today’s Latvia. Research on kinship in contemporary Europe suggests that weak kinship ties are characteristic of institutionally strong countries that provide an individual with social security when he or she becomes incapacitated. However, the statistical data on Latvia show that of all household types, one-person households are the most exposed to the risk of poverty, especially those of people over 64 years of age. The article provides an insight into the ways in which the policies implemented by various political regimes in Latvia over the last one hundred years have promoted the formation of an economically independent individual, thus directly and indirectly weakening family and kinship ties. Drawing on our ethnographic data, we explore the situations when the state's welfare system no longer ensures an individual's social security: are family and kinship ties likely to be re-established in such circumstances? The fieldwork findings suggest that those whose next of kin needs additional assistance or care, face a dilemma: either to provide support to the vulnerable relative while compromising their own economic stability, or to delegate their responsibility for the relative to the state. However, our data also show: while the state does not guarantee social security for some vulnerable groups, its social insurance system nevertheless has to a great degree impacted the sense of moral obligation in intergenerational relationships.

scholarly journals IMPACT OF PENSION SYSTEM REFORMS ON PUBLIC FINANCE EXPENDITURES IN POLAND

2019 ◽  
pp. 145-155
Author(s):  
Anna Owczarczyk
Keyword(s):  
Public Finance ◽  
Health Insurance ◽  
Social Security ◽  
Social Insurance ◽  
Pension System ◽  
Public Spending ◽  
Social Security System ◽  
The State ◽  
Security System ◽  
The Social

The social security system in each country, if it exists, plays a crucial role in supporting citizens and specific expenditures of the public finance system. Its importance in public spending depends on many factors; in particular, on its source and on its form of financing benefits or pensions. The social security system in Poland is composed of a social insurance and welfare system, a health insurance system, unemployment and family benefits, from which are enumerated an old-age pension, invalidity pension, sickness and maternity insurance, insurance against accidents at work and occupational diseases, and health insurance. The Polish social security system often changes due to implementation of improvements or limits on public spending. The most famous reform took place in 1999 and introduced the largest number of changes in the sphere of pension security. Because the scale of public funds that are passed on to the social security system is very large, pension reforms should are crucial for improving the state of public finances. The aim of the paper is to present changes that took place in the Polish pension system between 1999 and 2017 and how those changes influenced the amount of public expenditures. The study reviews the research hypothesis: frequent changes in the pension system have a negative impact on the state of Polish public finance. The study covers the years 1999-2017, as well as the previous four years before the implementation of the pension reform. Basic research materials used to conduct the research analysis were reports on implementation of the state budget, data prepared by the Social Insurance Institution and the Agricultural Social Insurance Fund as well as statistical data obtained from the Central Statistical Office.

scholarly journals Financial support of state social guarantees in Ukraine

2020 ◽  
pp. 206-217
Author(s):  
Yuliia Nakonechna ◽  
Anastasia Rybalka
Keyword(s):  
Social Security ◽  
Financial Support ◽  
Social Insurance ◽  
Social Protection ◽  
The State ◽  
Theory And Practice ◽  
Insurance Fund ◽  
Social Insurance Fund ◽  
The Social ◽  
The Government

Relevance of the research topic. The development and improvement of the financial system of Ukraine is hindered by the low social responsibility of the state, society, and business. The modern transformation of principles and approaches to the determination of socially important social standards and the sources of their financing requires a deep theoretical understanding of the problems of social security of the population, therefore, the study of the issue of financing social guarantees by the state is timely and relevant. Formulation of the problem. Social guarantees are those essential elements in the functioning of the state, determine the stability of society and its security, and affect the implementation of the social and economic policies of the government. It is this element that should ensure the guarantee of a decent standard and quality of life for every citizen, and, consequently, a high level of well-being of the population as a whole. Analysis of recent research and publications. The role and essence of social guarantees in the fulfillment of the social function of the state has been thoroughly investigated in many scientific works of modern economists. A separate issue of financial support of social guarantees is the work of О. D. Vasilik,S. H. Batazhok, V. M. Grineva, V. P. Gorina, D. I. Sukhovиy, N. D. Hlazko, L. V. Lysyak, V. M. Oparin, V. B. Tropinа, V. M. Fedosov and others. Highlighting unexplored parts of a common problem. The question of ways to overcome the contradiction between the real needs of citizens receiving social support of the state and those financial opportunities (resources) of the state with which it can provide these needs of the population remains insufficiently studied. Setting goals, research objectives. The purpose of the article is to identify contemporary problems of financing state social guarantees in Ukraine. The goal determines the need to solve the following tasks: to analyze the nature, types of social guarantees, evaluate budget indicators of social security of citizens, identify obstacles and necessary steps towards the implementation of a full-fledged mechanism of financial guarantees of social protection of the population. Method or methodology of the study. When writing the article, a set of scientific research methods was used: general scientific and special methods, in particular, system-structural analysis and synthesis, the method of statistical analysis, comparison, generalization, as well as graphical and tabular methods to clearly illustrate the phenomena studied and the like. Statement of the main material (results of work). The article reveals the essence of state social guarantees as a system of financial support of an adequate standard of living of an individual. Priority tasks for ensuring the functioning in Ukraine of an effective financial mechanism for providing social guarantees to the population are highlighted. The article states that most of the financing of social guarantees is based on the expenses of the state budget and local budgets. The basic standard on the basis of which the calculation of the volume of social guarantees and benefits aimed at social protection and social security is carried out is the cost of living. An important source of financial support for social guarantees are social non-budget funds, which include the Pension Fund of Ukraine, the Social Insurance Fund and the Compulsory State Social Insurance Fund for Unemployment. The financial resources accumulated in them are directed to the material support of a significant part of the citizens of the state who are participants in the system of national pension and social insurance and are designed to overcome the consequences of social insurance events. Scope of the results. The theoretical provisions, conclusions and suggestions presented in the article, developed on the basis of the analysis of indicators of state financial support of social guarantees, develop the theory and practice of the policy of financing social guarantees in the country, allow us to identify ways and directions for improving it to achieve social protection and increase the welfare of the population. Conclusions and results can be used in planning social expenditures of the government, in socio-economic research of scientific analytical centers, in the educational process of economic faculties of higher educational institutions. Conclusions are consistent with the article. State social guarantees play an important role in the functioning of the state, because through the system of social guarantees the state affects the redistribution of GDP, under their influence indicators of financing various social programs are formed, which determines the directions and priorities of state policy. Based on the results of the study, it was concluded that it is necessary to draw up and publish a “social” budget - a product of public dialogue between state and non-state financial institutions, employers, independent authoritative economists, and public organizations, which will contribute to the development of civil society in a socially oriented country.

scholarly journals Is Informal Sector Employment Marginal to Formal Sector Growth?

2012 ◽  
Vol 51 (4II) ◽  
pp. 543-564 ◽  
Author(s):  
Nadia Tahir ◽  
Pervez Tahir
Keyword(s):  
Informal Sector ◽  
Informal Economy ◽  
Labour Force ◽  
Value Added ◽  
The State ◽  
Formal Sector ◽  
Informal Workers ◽  
Role Of The State ◽  
The Government

Pakistan has adopted a neoliberal regime to open the economy to global competition and reduce the role of the state. This directional change brought increased flow of overseas remittances, speculative investment, and consumerism. Consequently, the economy in mid-2000s grew but commodity-producing sector contracted. Public sector spending has been falling, especially on social sectors. There are inadequate provisions for social security and employment based income guarantees. However, this growth and stability was short lived and there is now a fragile state and slowing economy. In the absence of an effective regulatory role of the state, and due to the failure in developing a long-term strategy to harness the labour force potential, there is a huge informal sector existing side by side with the formal economy. Almost 22 million of the employed labour force is earning its livelihood in streets and the government has no record of it. The informal workers can be categorised as self-employed workers and wage workers, doing diversified jobs from petty traders to small producers and from rickshaw driver to shoe shiners. It is difficult to measure the value added contribution of the informal sector in Pakistan. Indirect estimation approaches on the basis of employment and hours worked have been used to estimate the contribution of informal economy. For instance, Idris (2008) estimates the share at 36.8 percent of GNP, which is significant. Arby, Malik and Hanif (2010) measured the size of informal economy in Pakistan through a monetary approach. They find that the size has declined considerably.

scholarly journals Social Security Enrollment as an Indicator of State Fragility and legitimacy: A Field Experiment in Maghreb Countries

2021 ◽  
Author(s):  
Walid Merouani ◽  
Claire El Moudden ◽  
Nacer Eddine Hammouda
Keyword(s):  
Labor Market ◽  
Social Security ◽  
Social Insurance ◽  
Discrete Choice Models ◽  
Formal Sector ◽  
Social Security Systems ◽  
State Fragility ◽  
Informal Workers ◽  
Informal Labor ◽  
State Legitimacy

State legitimacy and effectiveness could be seen by the way to deliver welfare to citizens to mitigate social grievances, that could eventually lead to conflicts (Kivimäki, 2021). Social security systems in Maghreb countries are quite similar in their architecture and aims to provide social insurance to all the workers in the labor market. However, they suffer from the same main problem: the low rate of enrollment of workers. Many workers (employees and self-employed) work informally without any social security coverage. The issue of whether informal jobs are chosen voluntarily by workers or as a strategy of last resort is controversial. Many authors recognize that the informal sector is heterogeneous and it is made up of workers who voluntary choose it and others who are pushed inside because of entry barriers to the formal sector (Günther & Launov, 2012). Using the SAHWA survey and discrete choice models, this article confirms the heterogeneity of the informal labor market in three Maghreb countries: Algeria, Morocco, and Tunisia. Furthermore, this article highlights the profiles of workers who voluntarily choose informality, which is missing from previous studies. Finally, this article proposes policy recommendations in order to extend social security to informal workers and to include them in the formal labour market.

Tax Administration Reform in China

2018 ◽  
Vol 10 (03) ◽  
pp. 66-74
Author(s):  
Jiwei QIAN
Keyword(s):  
Social Security ◽  
Social Insurance ◽  
The State ◽  
Tax Administration ◽  
Major Step ◽  
Provincial Level ◽  
State Administration ◽  
National Tax ◽  
Recent Initiative

The recent initiative to integrate National Tax Service and Local Tax Service at the provincial level and below is a major step towards reforming the tax administration. The State Administration of Taxation will be the main supervisor of the integrated taxation agencies. Social insurance contributions by employees and employers will be collected by tax authority nationwide and not by social security bureaus.

The informal economy and its relationship with the state

2020 ◽  
pp. 530-544
Author(s):  
Jane N. O. Khayesi
Keyword(s):  
Informal Sector ◽  
Informal Economy ◽  
Economic Activity ◽  
The State ◽  
Institutional Framework ◽  
Informal Workers ◽  
Full Implementation ◽  
The Government ◽  
The Impact ◽  
New Jobs

This chapter examines the function of the informal economy in Kenya and the shifting government responses to it through a review of key policies and documents from 1971 to 2017. As in many African states, the Kenyan informal economy is a critical source of employment and economic activity, providing 80 percent of new jobs in an average year. The key finding of this chapter is that the Kenyan government has undertaken a number of initiatives to support the informal sector but the impact of these initiatives remains controversial; some have been actively resisted by informal workers and businesses that believe their impact would be damaging. Thus, although a policy and institutional framework has been put in place with the official aim of encouraging the growth of the informal economy, tensions with the government remain, and there is a pressing need for the full implementation of a number of measures, most notably licensing.

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