A NEURAL NETWORK MODEL FOR CREDIT RISK EVALUATION

2009 ◽  
Vol 19 (04) ◽  
pp. 285-294 ◽  
Author(s):  
ADNAN KHASHMAN
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Credit Risk ◽  
Network Model ◽  
Neural Network Model ◽  
Risk Evaluation ◽  
Evaluation System ◽  
Learning Algorithm ◽  
Back Propagation ◽  
Learning Schemes

Credit scoring is one of the key analytical techniques in credit risk evaluation which has been an active research area in financial risk management. This paper presents a credit risk evaluation system that uses a neural network model based on the back propagation learning algorithm. We train and implement the neural network to decide whether to approve or reject a credit application, using seven learning schemes and real world credit applications from the Australian credit approval datasets. A comparison of the system performance under the different learning schemes is provided, furthermore, we compare the performance of two neural networks; with one and two hidden layers following the ideal learning scheme. Experimental results suggest that neural networks can be effectively used in automatic processing of credit applications.

Application of the Back Propagation Neural Network Model on the Supplier Evaluation in E-Manufacturing Environment

2009 ◽  
Vol 16-19 ◽  
pp. 174-177
Author(s):  
Jian Chen ◽  
Ming Hong Wu ◽  
Ilias Oraifige
Keyword(s):  
Neural Network ◽  
Network Model ◽  
Neural Network Model ◽  
Evaluation System ◽  
Supplier Selection ◽  
Back Propagation ◽  
Back Propagation Neural Network ◽  
Supplier Evaluation ◽  
Test Results ◽  
Model Training

The supplier evaluation is a key section of the intelligent internet supplier selection & evaluation system. The model used for supplier evaluation is Back Propagation Neural Network model which is introduced in the paper. The paper started with the brief introduction of the intelligent internet supplier selection & evaluation system. It provides a outline of the research project and then it concentrated to introduce the application of the BP NN model for supplier evaluation. The application introduced in the paper will include the design of the BP NN model, Training of the BP NN model and test results.

Prediction of the Forest Health Based on BP Neural Networks

2013 ◽  
Vol 726-731 ◽  
pp. 4303-4306 ◽  
Author(s):  
Yong Wang ◽  
Zhuang Xiong
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Network Model ◽  
Neural Network Model ◽  
Bp Neural Network ◽  
Back Propagation ◽  
Forest Health ◽  
Bp Neural Networks ◽  
Forest Disease ◽  
Bp Neural Network Model

This paper simple introduced back propagation (BP) neural networks, and constructed a dynamic predict model, based on it to predict forest disease and insect and rat pest. Then it analyzed and simulated with the BP neural network model with the data produced in the recent ten years. The result indicated that the BP neural network model is reliable for predicting the forest disease and insect and rat pest. The method provides scientific foundation for the forestry management of studied area.

The Assemblability Evaluation of Automotive Glass Windshield Mold Based on Fuzzy Neural Network

2010 ◽  
Vol 139-141 ◽  
pp. 1753-1756
Author(s):  
Lai Teng ◽  
Li Zhong Wang ◽  
De Hong Yu ◽  
Shun Lai Zang ◽  
Yu Jiao
Keyword(s):  
Neural Network ◽  
Network Model ◽  
Neural Network Model ◽  
Evaluation System ◽  
Fuzzy Neural Network ◽  
Learning Algorithm ◽  
Fuzzy Neural Networks ◽  
Urgent Problem ◽  
Mapping Model ◽  
Fuzzy Neural

Nowadays the production of mold seriously restricts the manufacture of products as well as the development of new products, it has become an urgent problem to be solved. The paper mainly discussed the fuzzy neural network model and learning algorithm, and utilized expert evaluating system to acquire the training and test samples. Moreover, it established the related mapping model for fuzzy neural network to evaluate the assemblability of mold, so as to improve the productivity of mold. By adopting two different fuzzy neural networks to contrast and evaluate the assemblability evaluation system of the parts of windshield mold, it was concluded that the improved fuzzy neural network model had advantage over the conventional one. Finally, the satisfactory results of assemblability evaluation system of windshield mold had been achieved by coming with examples to carry out error analysis of the assemblability evaluation system.

scholarly journals Beetle antennae search for neural network model with application to population prediction: An intelligent optimization algorithm

Filomat ◽  
2020 ◽  
Vol 34 (15) ◽  
pp. 4937-4952
Author(s):  
Qing Wu ◽  
Jie Wang ◽  
Gang Xu ◽  
Shuai Li ◽  
Dechao Chen
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Network Model ◽  
Neural Network Model ◽  
Optimization Algorithm ◽  
Back Propagation ◽  
Bp Neural Networks ◽  
Intelligent Optimization ◽  
Intelligent Optimization Algorithm ◽  
Population Prediction

Traditional back-propagation (BP) neural networks can implement complex nonlinear mapping relationships, and solve internal mechanism problems. However, as number of samples increases, training BP neural networks may consume a lot of time. For this reason, to improve the efficiency as well as prediction accuracy of the neural network model, in this paper, we propose an intelligent optimization algorithm, by leveraging the beetle antennae search (BAS) strategy to optimize the weights of neural network model, and apply it to the population prediction. A series of experiments demonstrate the improved accuracy of the proposed algorithm over BP neural networks. In particular, the calculation time spent of neural network model via the proposed algorithm is only 20% of the one of BP neural network model. Finally, we present a reasonable trend of population growth in China, and analyze the causes of changes in population trends, which may provide an effective basis for the department to adjust population development strategies

Research of Gasoline Engine Ignition Control Based on Neural Network

2009 ◽  
Vol 626-627 ◽  
pp. 501-504
Author(s):  
Y.Y. Wang ◽  
Jian Guo Yang ◽  
B.Y. Song
Keyword(s):  
Neural Network ◽  
Network Model ◽  
Neural Network Model ◽  
Network Performance ◽  
Gasoline Engine ◽  
Learning Algorithm ◽  
Back Propagation ◽  
Maximum Error ◽  
Back Propagation Neural Network ◽  
The Neural Network

In order to realize the precise ignition control of gasoline engine, an ignition advance angle BP (Back Propagation) neural network model is built. The improved LM (Levenberg-Marquardt) learning algorithm is used in the model to increase the neural network performance. The neural network model is trained and tested by matlab program. For a variety of inputs, the trained ignition advance angle neural network can carry out correct outputs. Compared with the experimental ignition advance angle, the maximum error of the neural network ignition advance angle is less than 5%. Compared with the experimental map method, the ignition advance angle neural network has the advantage of online modifying the value of ignition advance angle, so it can make the gasoline engine acquire the best ignition advance angle on various working conditions. The results show that the ignition advance angle neural network model established in this paper is effective and accurate. The performance of gasoline engine can be improved ultimately.

scholarly journals Dynamic versus static neural network model for rainfall forecasting at Klang River Basin, Malaysia

2012 ◽  
Vol 16 (4) ◽  
pp. 1151-1169 ◽  
Author(s):  
A. El-Shafie ◽  
A. Noureldin ◽  
M. Taha ◽  
A. Hussain ◽  
M. Mukhlisin
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Network Model ◽  
Neural Network Model ◽  
Network Architecture ◽  
Rainfall Time Series ◽  
Hydrological Process ◽  
Multi Layer Perceptron ◽  
Rainfall Forecasting ◽  
Unseen Data

Abstract. Rainfall is considered as one of the major components of the hydrological process; it takes significant part in evaluating drought and flooding events. Therefore, it is important to have an accurate model for rainfall forecasting. Recently, several data-driven modeling approaches have been investigated to perform such forecasting tasks as multi-layer perceptron neural networks (MLP-NN). In fact, the rainfall time series modeling involves an important temporal dimension. On the other hand, the classical MLP-NN is a static and has a memoryless network architecture that is effective for complex nonlinear static mapping. This research focuses on investigating the potential of introducing a neural network that could address the temporal relationships of the rainfall series. Two different static neural networks and one dynamic neural network, namely the multi-layer perceptron neural network (MLP-NN), radial basis function neural network (RBFNN) and input delay neural network (IDNN), respectively, have been examined in this study. Those models had been developed for the two time horizons for monthly and weekly rainfall forecasting at Klang River, Malaysia. Data collected over 12 yr (1997–2008) on a weekly basis and 22 yr (1987–2008) on a monthly basis were used to develop and examine the performance of the proposed models. Comprehensive comparison analyses were carried out to evaluate the performance of the proposed static and dynamic neural networks. Results showed that the MLP-NN neural network model is able to follow trends of the actual rainfall, however, not very accurately. RBFNN model achieved better accuracy than the MLP-NN model. Moreover, the forecasting accuracy of the IDNN model was better than that of static network during both training and testing stages, which proves a consistent level of accuracy with seen and unseen data.

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