scholarly journals The Journey of Pakistan’s Banking Industry Towards Green Banking Adoption

2020 ◽  
Vol 9 (2) ◽  
pp. 208-218 ◽  
Author(s):  
Syed Asim Ali Bukhari ◽  
Fathyah Hashim ◽  
Azlan Amran
Keyword(s):  
Climate Change ◽  
Learning Outcomes ◽  
Environmental Degradation ◽  
Banking Sector ◽  
Banking Industry ◽  
Developing Economies ◽  
Resource Depletion ◽  
The Other ◽  
The Past

Green Banking adoption has gained momentum in the past few decades in both the developed and developing economies. The green movement in the banking sector has been triggered due to its potentially adverse role in global natural environmental degradation and natural resource depletion. A number of banking operations have the potential to harm the natural environment, both directly and indirectly. Due to this, many countries have started working on greening their banking sectors. Pakistan is among the top countries threatened by climate change, environmental degradation and resource depletion. The country is currently at the initial stages of Green Banking adoption. This case study follows the Green Banking adoption journey of Pakistan’s banking industry in light of the obstacles faced, milestones achieved and the learning outcomes for the other developing countries struggling from environmental degradation. This case study can serve as a learning tool for the regulatory authorities and other concerned stakeholders of developing economies in need of Green Banking adoption.

Wise Ancestors, Good Ancestors: Why Mindfulness Matters in the Promotion of Planetary Health

Challenges ◽  
2021 ◽  
Vol 12 (2) ◽  
pp. 26
Author(s):  
Alan C. Logan ◽  
Susan H. Berman ◽  
Richard B. Scott ◽  
Brian M. Berman ◽  
Susan L. Prescott
Keyword(s):  
Climate Change ◽  
Decision Making ◽  
Health Inequalities ◽  
Environmental Degradation ◽  
Practical Wisdom ◽  
Resource Depletion ◽  
Global Burden ◽  
Non Communicable Diseases ◽  
Planetary Health ◽  
Cultural Aspects

The concept of planetary health blurs the artificial lines between health at scales of person, place, and planet. It emphasizes the interconnected grand challenges of our time, and underscores the need for integration of biological, psychological, social, and cultural aspects of health in the modern environment. Here, in our Viewpoint article, we revisit vaccine pioneer Jonas Salk’s contention that wisdom is central to the concept of planetary health. Our perspective is centered on the idea that practical wisdom is associated with decision-making that leads to flourishing—the vitality and fullest potential of individuals, communities, and life on the planet as a whole. The SARS-CoV-2 pandemic has illustrated the acute consequences of unwise and mindless leadership; yet, wisdom and mindfulness, or lack thereof, is no less consequential to grotesque biodiversity losses, climate change, environmental degradation, resource depletion, the global burden of non-communicable diseases (NCDs), health inequalities, and social injustices. Since mindfulness is a teachable asset linked to both wisdom and flourishing, we argue that mindfulness deserves much greater attention in the context of planetary health.

scholarly journals Implementation of Markov Chain in Detecting Opportunities for Natural Disasters in Klaten (Case Study: Number of Floods, Landslides, and Hurricanes 2019-2020)

2021 ◽  
Vol 1 (2) ◽  
pp. 58-67
Author(s):  
Afdelia Novianti ◽  
Dina Tri Utari
Keyword(s):  
Markov Chain ◽  
Natural Disasters ◽  
Human Life ◽  
The Other ◽  
Future Period ◽  
The Past ◽  
Current Period ◽  
Markov Chain Method ◽  
The Government

Java Island is one of the areas that is very fertile and densely populated, but on the other hand, Java Island is also one of the areas that is most frequently hit by natural disasters, one of which is Klaten Regency. Natural disaster itself is an event that threatens and disrupts human life caused by nature. Some of the natural disasters that often occur simultaneously in Klaten Regency are floods, landslides, and hurricanes. These three disasters usually occur during the rainy season. This of course makes the government need to take action by seeing the large chance of a disaster occurring in order to optimize disaster management. Then research will be carried out that aims to determine the chances of natural disasters occurring in the next few years. Forecasting will be carried out using the Markov chain method, with this method the probability value of the future period can be estimated using the current period probability value based on the characteristics of the past period. So that the value of the steady state chance of floods and landslides in period 36 (December 2023) and hurricanes in period 15 (March 2022) with the chances of a disaster are 34.21%, 15.38%, and 73.53%, respectively.Received August 31, 2021Revised October 27, 2021Accepted November 11, 2021

Customer Investigation Process at Credit Suisse

2009 ◽  
pp. 1787-1807
Author(s):  
Daniel Maier ◽  
Thomas Muegeli ◽  
Andrea Krejza
Keyword(s):  
Data Warehouse ◽  
Banking Industry ◽  
Regulatory Requirements ◽  
Complex Time ◽  
The Past ◽  
Considerable Cost ◽  
Two Measures ◽  
Time Savings ◽  
Investigation Process

Customer investigations in the banking industry are carried out in connection with prosecutions, the administration of estates or other legal actions. The Investigation & Inquiries Department of Credit Suisse has to handle approximately 5,000 client investigations per year. To date, the investigation process has been very complex, time consuming and expensive. Several redundant query processes are needed to achieve satisfactory results. In the past few years, new regulatory requirements have led to a massive increase in the number of investigations to be performed. This case study describes how these requirements can be met by redesigning the process and building a data-warehouse-based application that automates most of the process. These two measures have significantly improved the customer investigation process, resulting in considerable cost and time savings for Credit Suisse.

Market structure-performance hypothesis in Kenyan banking industry

2015 ◽  
Vol 10 (4) ◽  
pp. 697-710 ◽  
Author(s):  
Solomon W. Giorgis Sahile ◽  
Daniel Kipkirong Tarus ◽  
Thomas Kimeli Cheruiyot
Keyword(s):  
Market Structure ◽  
Market Efficiency ◽  
Market Share ◽  
Commercial Banks ◽  
Banking Sector ◽  
Banking Industry ◽  
Developing Economies ◽  
Market Concentration ◽  
Bank Performance ◽  
Content Type

Purpose – The purpose of this paper is to test market structure-performance hypothesis in banking industry in Kenya. Specifically, the structure-conduct-performance (SCP) and market efficiency hypotheses were examined to determine how market concentration and efficiency affect bank performance in Kenya. Design/methodology/approach – The study used secondary data of 44 commercial banks operating from 2000 to 2009. Three proxies to measure bank performance were used while market concentration and market share were used as proxies for market structure. Market concentration was measured using two concentration measures; the concentration ratio of the four largest banks (CR4) and Herfindahl-Hirschman Index, while market share was used as a proxy for efficiency. The study made use of generalized least square regression method. Findings – The empirical results confirm that market efficiency hypothesis is a predictor of firm performance in the banking sector in Kenya and rejects the traditional SCP hypothesis. Thus, the results support the view that efficient banks maximize profitability. Practical implications – The study provides insights into the role of efficiency in enhancing profitability in commercial banks in Kenya. It has managerial implication that profitable banks ought to be efficient and dispels the notion of collusive behavior as a precursor for profitability. Originality/value – The paper fills an important gap in the extant literature by proving insights into what determines bank profitability in banking sector in Kenya. Although this area is rich in research, little work has been conducted in the developing economies and in particular no study in the knowledge has addressed this critical issue in Kenya.

UNLIKELY BEDFELLOWS: THE EVOLUTION OF THE RELATIONSHIP BETWEEN ENVIRONMENTAL PROTECTION AND DEVELOPMENT

2016 ◽  
Vol 66 (1) ◽  
pp. 209-233 ◽  
Author(s):  
Claire Brighton
Keyword(s):  
Sustainable Development ◽  
Environmental Protection ◽  
Environmental Degradation ◽  
Development Process ◽  
Development Strategies ◽  
The Other ◽  
The Past ◽  
Vested Interests ◽  
History Of ◽  
The Relationship

AbstractPoverty and environmental degradation are two of the gravest issues facing the planet today. The most obvious means of addressing each issue, however, appears ostensibly to undermine the other. While environmental and development strategies are largely associated with the concept of sustainable development that emerged in the 1990s, the debate between these two interests dates back to the 1940s. This article seeks to fill an apparent gap in environmental scholarship by presenting a history of the environmental protection/development relationship. It will argue that, rather than being the product of an organic development process, the concept of sustainable development and the principles underlying it were consciously shaped by a number of international actors with vested interests in their trajectory. Understanding why and how this was permitted is important not only for its capacity to throw light on the past, but also for its ability to assist in understanding and predicting the future.

scholarly journals Error Analysis On The Use Of Past Tense In Writing Recount Text A Case Study At The Second Year Students Of Madrasah Tsanawiyah Darul Ishlah Ireng Lauq At The Academic Year 2013/2014

2019 ◽  
Vol 4 (4) ◽  
Author(s):  
Suparlan Suparlan
Keyword(s):  
Error Analysis ◽  
Quantitative Method ◽  
The Other ◽  
Past Tense ◽  
The Past ◽  
Specific Objective ◽  
Second Year ◽  
Academic Year ◽  
Year 2013

The writer is interested in investigating the error analysis in using past tense in writing recount text a case study at the second year students of Madrasah Tsanawiyah Darul Ishlah Ireng Lauq at the academic year 2013/2014. The problem of the present study is limited in on the use of past tense in writing recount text. On the other hand, the general objective of the writing is to analyze the use of past tense in writing recount text. The specific objective is to know the students ability in using the past tense especially in writing recount text.The population of the study includes all students who have been studying at the second year of Madrasah Tsanawiyah Darul Ishlah Ireng Lauq at the academic year 2013/2014.The instrument of data collection is only one test. The test type/ part namely slot test. The test is confined to use the simple past tense. The data is analyzed by descriptive quantitative method. From the result of this analyze, the writer concludes the second year of the students of Madrasah Tsanawiyah Darul Ishlah Ireng Lauq at the academic year 2013/ 2014 has difficulty in identifying the past tense. This analyze shown that they make errors in using auxiliary did, errors in using verbs and other errors. Finally not only auxiliary did or verb as the specific study had most errors but also another errors appear without they realize, it happened because the lack of mastery in structure of past tense one of the tense in English.

scholarly journals Climate Change in India: A Wakeup Call from Bollywood

2020 ◽  
Vol 12 (5) ◽  
Author(s):  
Manvi Sharma ◽  
◽  
Ajay K. Chaubey
Keyword(s):  
Climate Change ◽  
Detailed Analysis ◽  
Environmental Degradation ◽  
Climatic Condition ◽  
Drastic Change ◽  
The Other ◽  
Other Hand ◽  
The Masses ◽  
New Generation ◽  
The Village

Amidst Bollywood’s romanticized landscapes and grandeur settings, depiction of the flora and fauna, roaring rivers and drought prone lands, is difficult to locate. But the new millennium has witnessed some new generation filmmakers, sensitized towards the ecological concerns, thus marking a shift from the illustration of idealised landscapes to the representation of nature’s wrath. Since, cinema in India, has a deep-rooted impact on the masses, these creators employ films as tools to sensitize the population towards the climate change threat which though as perilous as the COVID-19 crisis, is often ignored by a significant amount of population. Dawning upon themselves the responsibility of environmental awakening, Nila Madhab Panda and Abhishek Kapoor highlight in their movies, Kadvi Hawa(2017) and Kedarnath(2018), respectively, the horrors of human callousness, leading to drastic change in Climatic condition in India. Panda’s Kadavi Hawa, dealing with non-repayment of loans followed by suicides, portrays the heart-wrenching imagery of environmental degradation and Climate change that has rendered the Village of Mahua, arid and infertile. Kapoor’s Kedarnath on the other hand, appeals for action through horrifying imagery of the catastrophic floods that disrupted the holy town of Kedarnath, in 2013. Through a detailed analysis of the aforementioned visual portrayals, this article aims to emphasise as to how Films can play an important role in effectively addressing dealing with the issues related to Climate. Further, the rationale of this paper is to underscore the possibility of more such storylines, as a tool towards effective engagement and levitation of conscience.

Climate Change and Indigenous Akan Religio-Cultural Practices

2019 ◽  
Vol 23 (1) ◽  
pp. 59-86
Author(s):  
Samuel Awuah-Nyamekye
Keyword(s):  
Climate Change ◽  
Land Use ◽  
Indigenous People ◽  
Development Strategy ◽  
Environmental Degradation ◽  
Cultural Practices ◽  
Low Carbon ◽  
Low Carbon Development

AbstractMost national and international discussions have not seriously recognized the role religio-cultural practices of indigenous Africans can play in mitigating the effects of climate change. This paper, examines the contribution the indigenous people can make towards the mitigation of the effects of climate change, using the Akan of Ghana as a case study. Mostly, indigenous people who are the major stakeholders in land use in Ghana are marginalized when policies aimed at reducing environmental degradation are made. This has resulted in low gains in the fight against environmental degradation despite several interventions in Ghana. A recent report puts Ghana into a net-emitter of GHG bracket. This means the country has to embark on a Low Carbon Development Strategy to address the situation. This paper, therefore argues that unless indigenous people—major stakeholders of land use—are duly involved; it will be difficult to address the effects of climate change in Ghana.

Success factors for hackathons: German banks collaborate to tame the economic crisis

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Anna Feldmann ◽  
Frank Teuteberg
Keyword(s):  
Design Methodology ◽  
Best Practice ◽  
Success Factors ◽  
Banking Sector ◽  
Banking Industry ◽  
Qualitative Interviews ◽  
Case Analysis ◽  
Content Type ◽  
Cross Case Analysis

Purpose This paper aims to focus on the banking industry and its hackathon formats, which have been created by various banking groups. Other industries can learn from these findings and adopt best practice solutions. Design/methodology/approach A multi-case study was conducted with three hackathon formats (Collabothon, GENOhackathon and Symbioticon) from the banking sector in which qualitative interviews with members of the organization team were held and used to summarize the differences and similarities of hackathon formats in the banking industry. Findings A model was developed to demonstrate how the different hackathon formats in banking overlap and what differences exist. Originality/value This study used a cross-case analysis to summarize differences and similarities of hackathon formats in the banking industry in Germany.

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