scholarly journals The role of microfinance institutions on poverty reduction in Ethiopia: the case of Oromia Credit and Saving Share Company at Welmera district

2021 ◽  
Vol 7 (1) ◽  
Author(s):  
Dejene Adugna Chomen
Keyword(s):  
Data Collection ◽  
Poverty Alleviation ◽  
Poverty Reduction ◽  
Binary Logistic Regression ◽  
Sampling Techniques ◽  
Microfinance Institutions ◽  
Standards Of Living ◽  
Microfinance Institution ◽  
Special Zone

AbstractThe purpose of this study is to assess the contribution of Oromia Credit and Saving Share Company microfinance institution on poverty alleviation in Welmera district, Oromia Special Zone Surrounding Finfine, Oromia Regional State, Ethiopia. Both random and purposive sampling techniques were used for data collection. Three hundred and fifty-seven respondents were selected from twelve different villages for the data collection. The study used a binary logistic regression to identify the key determinants of the income improvement of respondents. The findings confirmed that education level, voluntary saving, and utilization of loan for the intended purposes are statistically significant and positively contributed to the income improvement of the respondents in the study area. The finding revealed that most of the respondents' income improved after they joined the program which impacted positively in improving their standards of living.

scholarly journals The Role of Islamic Microfinance for Poverty Alleviation in Mogadishu, Somalia: An Exploratory Study

2019 ◽  
Vol 6 (4) ◽  
pp. 355-365
Author(s):  
Mohamed Abdi Elmi Xalane ◽  
Marhanum Che Mohd Salleh
Keyword(s):  
Poverty Alleviation ◽  
Poverty Reduction ◽  
Current Practice ◽  
Descriptive Analysis ◽  
Quantitative Methodology ◽  
Microfinance Institutions ◽  
The Poor ◽  
Standards Of Living ◽  
Islamic Microfinance

This research aims to investigate the current practice of Islamic microfinance in Mogadishu, Somalia and to examine the effectiveness of Islamic microfinance institutions in Somalia on poverty reduction. In total, 65 microfinance recipients participated in the survey. This research adopts a quantitative methodology, using a survey and descriptive analysis. Findings show that the current practice of Islamic microfinance in Mogadishu is serving the poor and that these microfinance activities are effective in terms of obtaining loans, enhancement of standards of living and usefulness of the system. Nonetheless, there is a low level of awareness among the locals regarding the availability of Islamic microfinance.

The Role of Education and Technology Adaptation in Poverty Reduction in Indonesia

2021 ◽  
Vol 1 (1) ◽  
pp. 124-127
Author(s):  
Novi Firmawati ◽  
◽  
Budi Sasongko
Keyword(s):  
Economic Growth ◽  
Poverty Alleviation ◽  
Poverty Reduction ◽  
Moving Average ◽  
Negative Relationship ◽  
Secondary Data ◽  
Technological Adaptation ◽  
Education Investment ◽  
The People

This study examines the role of education in improving technology adoption as reflected in technology inclusion, poverty alleviation and efforts to increase community income which is reflected in economic growth. This study uses secondary data from world banks and processed regression using the moving average autoregression method. We found that education investment and technology inclusion were positively related to economic growth. And,negatively related to probability. This indicates that education plays a role in encouraging technological inclusion which reflects technological adaptation and encourages economic growth which is an indicator of the prosperity of the people in Indonesia which is strengthened by a negative relationship with poverty which indicates that education plays an important role in poverty alleviation

scholarly journals Role of the Local Government and Participation of Micro, Small and Medium Enterprises (UMKM) In the Development of Plastic Craft Industry

2020 ◽  
Vol 5 (1) ◽  
pp. 59-65
Author(s):  
Ardyan Firdausi Mustoffa ◽  
Ika Farida Ulfah ◽  
Iin Wijayanti
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Sampling Techniques ◽  
Role Of Government ◽  
The Government ◽  
Craft Industry ◽  
Medium Enterprises

This study aims to describe the role of local government and the participation of Micro, Small and Medium Enterprises in the development of Plastic Woven Crafts in Karanggebang Jetis Village, Ponorogo Regency. The theory used in the formulation of the first problem regarding the role of local government uses the theory of Gede Diva (2009) which divides the role of government in three ways, namely the role of government as a facilitator, the role of government as regulator and the role of government as a catalyst. Second, the participation of UMKM actors uses the theory of Cohen and Uphoff in Distianto (2016) into four forms of participation, namely participation in planning, participation in implementation, participation in the utilization of results and finally participation in evaluation.This research uses the descriptive qualitative method. The technique of determining informants using purposive sampling techniques and data collection techniques carried out through interviews, observations, and documentation. The results of this research in the efforts to develop UMKM Plastic Weaving Crafts in Karanggebang Jetis Village, Ponorogo Regency, in general, there has been no interference from the government and UMKM entrepreneurs. So far, plastic woven crafts are still not developed. To develop UMKM especially plastic woven handicrafts located in Karanggebang Jetis, it is necessary to have the role of government and participation of UMKM actors.

The role of entrepreneurship in reducing poverty in agricultural communities

2021 ◽  
Vol 15 (5) ◽  
pp. 665-683
Author(s):  
Mufaro Dzingirai
Keyword(s):  
Poverty Reduction ◽  
The Body ◽  
Exploratory Research ◽  
Microfinance Institutions ◽  
Cross Sectional ◽  
Content Type ◽  
Agricultural Communities ◽  
Agricultural Entrepreneurship ◽  
Practical Implications

Purpose Entrepreneurship has increasingly become a subject of interest for scholars and policymakers in an attempt to reduce poverty in agricultural communities across the world, especially in Africa. Accordingly, the purpose of this paper is to examine the role of entrepreneurship in reducing poverty in agricultural communities of Lower Gweru, Zimbabwe. Design/methodology/approach Exploratory research design informed the data collection and analysis in this study. In-depth interviews were conducted with 20 owners of agribusinesses from various socio-economic backgrounds. The collected data from the field were analyzed using thematic analysis. Findings The results revealed that entrepreneurship plays a catalytic role in poverty reduction in agricultural communities through food security, skill transfer, employment creation, income generation and a decrease in food costs. Research limitations/implications This study focused on four agricultural communities in Lower Gweru which can limit the generalizability of the results to other contexts. Furthermore, this inquiry is a cross-sectional study that did not capture the longitudinal factors that can affect entrepreneurship and poverty reduction in agricultural communities. Practical implications The research outcomes have some practical implications for the Zimbabwean government and microfinance institutions in designing policies and programs to reduce poverty in marginalized agricultural communities. The findings are also useful for non-governmental organizations in designing, monitoring and evaluating poverty reduction programs in agricultural communities. Originality/value This study advances, contextualizes and enriches the body of knowledge concerning agricultural entrepreneurship and poverty reduction in the under-researched setting of agricultural communities. Notably, this study captures the African flavor in the agricultural entrepreneurship and poverty reduction discourse by focusing on the unique Zimbabwean context.

Pros and Cons of Integrating Non-Financial Services in Microfinance

2018 ◽  
pp. 171-199
Author(s):  
Nhung Thi Hong Vu
Keyword(s):  
Social Services ◽  
Financial Services ◽  
Poverty Reduction ◽  
Microfinance Institutions ◽  
Negative Effects ◽  
The Poor ◽  
Need Support ◽  
Microfinance Institution ◽  
Pros And Cons

Microfinance as argued in recent literature is not a panacea for poverty reduction as it was expected. The poor may need support from various ranges of non-financial services including business development services and social services alongside microfinance services. The main aim of this chapter is to provide policymakers and practitioners some discussions on the pros and cons of integrating non-financial services together with microfinance services. This chapter proposes a framework of both positive and negative effects of providing non-financial services on microfinance institutions and clients. A case study of offering non-financial services in a microfinance institution in Vietnam provides both quantitative and qualitative evidence of effects on the microfinance institution and its clients.

scholarly journals The Role of Family Hope Program Actor in Empowering Poor Society (Case Study of Bone Regency) Indonesia

2019 ◽  
Vol 9 (2) ◽  
pp. 359
Author(s):  
Misnawati Misnawati ◽  
Hasbi ◽  
Abd Rasyid J ◽  
Yusriadi Yusriadi ◽  
Saidna Zulfiqar Bin-Tahir
Keyword(s):  
Data Collection ◽  
Poverty Alleviation ◽  
Case Study Research ◽  
Data Presentation ◽  
Analysis Techniques ◽  
The Family ◽  
Collection Data ◽  
And Function

The Family Hope Program (PKH) is one of government policy programs in poverty alleviation by involving the main actor who called PPKH. This study aimed to describe the task and function of PPKH in empowering the sick society in Bone Regency. Qualitative approach used with case study research. Data collection techniques used was interviews, observation, and documentation. The instrument in this study was the researcher himself as a human instrument, while the informants selected by a purposive method. Data analysis techniques used an interactive model includes data collection, data reduction, data presentation, verification, and conclusion. The results of the study showed that PPKH has carried out their roles well as representatives and technicians but have not been optimal in their roles as facilitators and educators.

scholarly journals Gender and Poverty Reduction in Ghana: The Role of Microfinance Institutions

2021 ◽  
Vol 13 (8) ◽  
pp. 71
Author(s):  
Bibiana K. Batinge ◽  
Hatice Jenkins
Keyword(s):  
Health Education ◽  
Rural Women ◽  
Poverty Reduction ◽  
Gender Disparity ◽  
Vital Role ◽  
Living Standards ◽  
Standard Of Living ◽  
Microfinance Institutions ◽  
Access To Finance

Inequality between men and women is widely acknowledged across many parts of the globe. For example, among paid employees in Ghana, women’s average hourly earnings were around 67% of men. The disparity in earnings perpetuates poverty. Access to financial resources is widely regarded as crucial machinery to addressing this gender disparity and reducing poverty among women. Microfinance is a conduit to increasing access to finance among poor urban and rural women who usually lack the collateral to access loans from traditional financial institutions. Notwithstanding the vital role microfinance institutions play, there is no consensus on the assertion that its impact is generally favourable. Therefore, this study investigated the role of microfinance on health, education, and standard of living, as dimensions of poverty reduction in the Techiman Municipality of Ghana. The results indicate that access to microfinance services positively correlates to health, education, living standards and poverty reduction. Therefore, it is essential to extend the reach of microfinance services to increase access further to finance and, consequently, accelerate the rate of poverty reduction within the Municipality.

scholarly journals Evaluating the Sustainability of Microfinance Institutions Considering Macro-Environmental Factors: A Cross-Country Study

2019 ◽  
Vol 11 (21) ◽  
pp. 5947 ◽  
Author(s):  
Wei Xu ◽  
Hongyong Fu ◽  
Huanpeng Liu
Keyword(s):  
Environmental Factors ◽  
Set Theory ◽  
Poverty Reduction ◽  
Soft Set ◽  
Ideal Solution ◽  
Microfinance Institutions ◽  
Order Preference ◽  
Cross Country ◽  
Types Of Information

Microfinance institutions (MFIs) have attracted great attention, due to their significant role in poverty reduction. Given the features of MFIs, this paper proposes a novel hybrid model of soft set theory, and an improved order preference by similarity to ideal solution (HMSIT) to evaluate the sustainability of MFIs, considering accounting ratios, corporate governance factors, and macro-environmental factors, from a cross-country perspective. This setting enables the examination of the role of macro-environmental factors in the sustainability of MFIs. For this purpose, soft set theory is adopted to select optimal criteria. An improved order preference by similarity to ideal solution method, in which the weight of each criterion is determined by soft set theory, is proposed to rank the sustainability of MFIs. This algorithm enables HMSIT to make full use of various types of information. The case study uses cross-country samples. Results indicate that macro-environmental factors are significant in evaluating the sustainability of MFIs from a cross-country perspective. Particularly, they can play a key role in distinguishing MFIs with low sustainability. The results also indicate that HMSIT has strong robustness. Ranked results, produced from the proposed HMSIT are reliable enough to provide some managerial suggestions for MFIs and help stakeholders make decisions.

scholarly journals Penyaluran Dari Tunai Ke Non Tunai: Studi Peran Pendamping dalam Mengawal Konversi PKH di Dlingo

2019 ◽  
Vol 2 (1) ◽  
pp. 41-62
Author(s):  
Riswantoro Riswantoro
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Poverty Reduction ◽  
Sampling Methods ◽  
Conditional Cash Transfer ◽  
Cash Transfer ◽  
Probability Sampling ◽  
Distribution Process ◽  
And Training

Conditional Cash Transfer (CCT) is the country’s poverty reduction policy. In 2017, CCT has changed its cash distribution mechanism to non-cash. The change in the distribution mechanism was alleged as the state’s response to the problems that arose beforehand so that through non-cash it could be really well received by the beneficiaries effectively. This policy change is evenly distributed throughout Indonesia, including in Bantul Regency, Dlingo District. To see the effectiveness of the program from cash to non-cash, this article aims to examine the role of facilitators in the distribution process to beneficiaries. This article is a development of the results of qualitative research. The data collection is through the interview, observation, and documentation methods. Meanwhile, not all participants were interviewed, but only a small part was taken by probability sampling methods. The results of the study in this article show that the role of the facilitator can run effectively with several main activities, including participant sharing, education, and training for beneficiaries, assisting the priority and empowering potential, and organizing learning groups.Program Keluarga Harapan (PKH) adalah kebijakan penanggulangan kemiskinan negeri ini. Di tahun 2017 PKH telah berubah mekanisme penyalurannya dari tunai menjadi non tunai. Perubahan mekanisme penyaluran ini disinyalir sebagai respon negara atas persoalan yang muncul sebelumnya sehingga melalui non tunai dapat betul-betul diterima dengan baik oleh Keluarga Penerima Manfaat (KPM) secara efektif. Perubahan kebijakan ini merata di seluruh Indonesia tidak terkecuali di Kabupaten Bantul, Kecamatan Dlingo. Untuk melihat efektivitas program dari tunai ke non tunai, artikel ini hendak mengkaji tentang peran pendamping dalam proses penyaluran kepada KPM. Artikel ini merupakan pengembangan dari hasil penelitian kualitatif. Adapun pengambilan data melalui metode wawancara, observasi, dan dokumentasi. Tentu pengambilan data tidak semua peserta diwawancarai, namun hanya sebagian kecil diambil dengan metode probability sampling. Hasil kajian pada artikel ini menunjukan bahwa peran pendamping dapat berjalan secara efektif dengan beberapa kegiatan pokok, antara lain: pembagian peserta, pendidikan dan pelatihan bagi KPM, mendampingi yang prioritas dan memberdayakan yang potensial, dan pengorganisasian kelompok belajar.

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