scholarly journals The Impact of Savings and Credit Cooperatives (SACCOs) on Sustainable Livelihoods in Rural Communities

2022 ◽  
Vol 3 (1) ◽  
pp. p11
Author(s):  
Moyo, W. ◽  
Gasva, D.
Keyword(s):  
Rural Communities ◽  
Sustainable Livelihoods ◽  
Rural Livelihoods ◽  
Research Problem ◽  
Managerial Skills ◽  
Rural Livelihood ◽  
Start Up ◽  
Credit Cooperatives ◽  
The Government ◽  
The Impact

This study sought to assess the impact of savings and credit cooperatives (SACCOs) on rural sustainable livelihoods using the case of Nekatambe Ward 13 in Hwange district of Matabeleland North province in Zimbabwe. The study adopted a qualitative approach and a descriptive research design which were consistent with the research problem. Using convenience and purposive sampling, local leaders, non-governmental organisation (NGO) officials and members of the existing SACCOs were selected as respondents. The major findings were that SACCOs played a significant role in sustaining rural livelihoods particularly through enabling members to fend for themselves and their families. In addition, NGOs helped cooperatives through capacitating members with knowledge and technical skills and that SACCOs impacted positively on sustaining rural livelihoods. However, quite a number of challenges are associated with SACCOs in their bit to sustain rural livelihoods; with the major ones being failure to recover loans, competition from more established cooperatives, lack of start-up capital, poor financial and managerial skills and the general national economic meltdown. From the study findings, the researchers concluded that, despite the challenges associated with SACCOs, their existence under members’ resilience, has generally improved the lives of people in rural communities to generate employment, boost food production, send their children to school and empower the marginalized among other positive developments. Accordingly, the researchers recommend that SACCOs should diversify their operations and invest in fixed assets in order to curtail challenges and make lucrative benefits that can sustain their families and communities. On the other hand, the government and other concerned stakeholders should support SACCOs in order to alleviate the possible challenges that cripple them in their bid to promote rural livelihood sustainability.

scholarly journals Impact of Collaborative Forest Management on Rural Livelihood: A Case Study of Maple Sap Collecting Households in South Korea

2021 ◽  
Vol 13 (4) ◽  
pp. 1594
Author(s):  
So-Hee Park ◽  
Youn Yeo-Chang
Keyword(s):  
Forest Management ◽  
Rural Communities ◽  
South Korea ◽  
Rural Livelihoods ◽  
Forest Products ◽  
Policy Option ◽  
Livelihood Strategies ◽  
National Forests ◽  
Rural Livelihood ◽  
The Government

Some forest-dependent rural communities participate in the Collaborative Forest Management (CFM) program in South Korea, which provides the local people with access to national forests for the collection of non-timber forest products (NTFPs) in return for their contribution to the management of national forests. This study investigated what factors influenced rural communities’ participation in CFM and how their participation in CFM affected livelihood strategies and income level. Households in 17 villages near the Seoul National University (SNU) forests owned by the Government were interviewed. The study found that CFM participating households tend to choose diversified livelihood strategies. CFM participating households with diversified livelihood strategies are likely to have a higher income than non-CFM participating households choosing sectoral focus strategies. Expansion of the CFM program is suggested as a policy option to improve forest-dependent rural livelihood. However, ageing and female-headed households are faced with difficulties in participating in CFM due to their physical ability of forestry work while new settlers restricted access to forest resources. There is a need for innovation in forest governance for equitable distribution of forest services for both original and new residents to achieve sustainable rural livelihoods.

Pengembangan Pengelolaan Dana Desa Terhadap Kesejahtraan Masyarakat Desa Di Kabupaten Konawe Selatan Provinsi Sulawesi Tenggara

2020 ◽  
Vol 3 (1) ◽  
pp. 112-125
Author(s):  
Hasjad Hasjad
Keyword(s):  
Rural Communities ◽  
Research Method ◽  
Government Regulation ◽  
Scientific Publication ◽  
Community Empowerment ◽  
State Budget ◽  
Technological Readiness ◽  
The Government ◽  
The Impact ◽  
The Village

Development of village fund management is very much needed by the community so that it can be enjoyed by all levels of society in the villages. The seriousness of the government in developing villages is evidenced by the start of allocation of the Village Fund budget for 2015. The allocation of the Village Fund is mandated by Law (Law) Number 6 of 2014 concerning Villages and Government Regulation (PP) Number 6 of 2014 concerning Village Funds Sourced from STATE BUDGET. The regulation explained that the administration of the village government adheres to the principle of decentralization and the task of assistance. The principle of decentralization raises village internal funding (Desa APBD), while the principle of co-administration provides an opportunity for Villages to obtain funding sources from the government above it (APBN, Provincial APBD, Regency / City APBD). This study aims to observe what the development of village funds looks like, how they are implemented and the impact of the use of village funds in supporting development activities and community empowerment. The research method used is a qualitative research method that relies on observing places, actors and activities in Konawe Selatan Regency, Southeast Sulawesi Province, which was chosen as a case study. Initial observations show that the Village Fund does not have significant results in improving the welfare of the community. These indications are evident in the welfare of the community which has not improved with the existence of the village fund. Therefore it is necessary to develop a good management of village funds to improve the welfare of rural communities, especially in Konawe Selatan District. The output to be achieved is the scientific publication with ISSN Online and the level of technological Readiness that will be achieved 1-3.

scholarly journals A Study on the Sustainability of Microfinance Institutions in Serving the Low-Income Group in Malaysia

2021 ◽  
Vol 8 (Special Issue) ◽  
pp. 339-353
Author(s):  
Nur Harena Redzuan ◽  
Amir Abidin Bashir
Keyword(s):  
Low Income ◽  
Income Group ◽  
Small Scale ◽  
Microfinance Institutions ◽  
Poverty Eradication ◽  
The People ◽  
Start Up ◽  
Low Income Groups ◽  
The Government ◽  
The Impact

A microfinance scheme was introduced in Malaysia in the year 1987 as one of the alternatives to poverty eradication strategies in the country by the government. Since then, several institutions have created to carry out the agenda of providing small loans to the low-income group to start up their small-scale business to generate more sources of income to support their household consumption. However, for a certain reason, the people still do not find microfinance an important tool to uplift their economic positions. Most of the low-income groups are still unaware of this golden opportunity tailored for them. Besides, the sustainability of these subsidized microfinance systems implemented by Malaysia had not been appropriately studied. This study explores the attractiveness of the products offered by microfinance institutions and emphasizes the option that the participants must start utilizing the product. This research also explores microfinance facilities that contain conventional finance element which is prohibited in Islamic trade. The study also discusses the measures and actions taken by microfinance institutions in serving the low-income group in Malaysia. This paper employs a qualitative method through interviews and content analysis. The report, journal publications, and other related documents were also analyzed in achieving the objectives. The study provides the impact that it may pave the way to an indistinct understanding of how Islamic microfinance institutions sustain their operations.

scholarly journals The Indigenisation Policy and Economic Emancipation in Zimbabwe: A Case Study of the Zimunya-Marange Communities

2018 ◽  
Vol 6 (2) ◽  
pp. 12
Author(s):  
Zvavahera Promise ◽  
Chigora Farai ◽  
Tandi Roselyn
Keyword(s):  
Rural Communities ◽  
Quantitative Research ◽  
Study Approach ◽  
Mining Companies ◽  
Diamond Mining ◽  
Doing Business ◽  
The Government ◽  
To Come ◽  
The Impact

This study sought to evaluate the impact of the Indigenisation Policy on the socio-economic emancipation of rural communities in Zimbabwe. A case study approach was taken focusing on the Marange and Zimunya communities in Manicaland Province of Zimbabwe, where diamonds are being mined. Both qualitative and quantitative research methodologies were applied to get a balanced view from these two communities on their socio-economic improvement because of the mining of diamonds, which are a valuable natural resource found in these two communities. Purposive sampling was applied to come up with the sample of senior politicians and traditional leaders. Two Focus groups were formed in the two communities. The study established that the five diamond mining companies doing business in the two communities had failed to honour their pledges of contributing USD10 million each towards the development of the two communities. Only USD400 000 was contributed by two mining companies at the time of the study. Ninety five percent (95%) of the respondents reported that there were no projects that were being implemented to benefit the local communities. It was therefore, concluded that there was limited socio-economic empowerment of the Marange-Zimunya communities by the diamond mining companies. The study recommended the intervention by the Government in order for these mining companies to honour their pledges by coming up with empowerment projects and also by allowing the two communities to have shares in these companies so that they could be economically empowered.

scholarly journals Collaborative Governance Implementation in Cash-For-Work Schemes, Case Study in Jembrana Regency, Bali, Indonesia

2021 ◽  
Vol 56 (3) ◽  
pp. 83-95
Author(s):  
Ni Wayan Widhiasthini ◽  
Ni Putu Bayu Widhi Antari ◽  
Nyoman Sri Subawa ◽  
Ni Nyoman Sri Wisudawati ◽  
Ida Nyoman Basmantra
Keyword(s):  
Public Management ◽  
New Public Management ◽  
Descriptive Analysis ◽  
Collaborative Governance ◽  
Research Problem ◽  
New Governance ◽  
New Paradigm ◽  
The Government ◽  
The Impact ◽  
The Village

Due to the new governance paradigm, the government involves civil society and private and public sectors instead of being a single actor in its activities. This paradigm represents a collaborative governance practice with the New Public Management principles. The government optimizes the village funds through a cash-for-work scheme that implements village development by allocating 30% wages. The purpose of this study is to examine the government's efforts to reduce cash payments and workforce in various activities. The research problem is focused on the impact of collaborative governance implementation in cash-for-work schemes in Jembrana Regency, Bali Province. Furthermore, the collaborative governance principles are examined as a state administration's new paradigm. Jembrana Regency was selected as the research location because it highly utilizes the village funds with a cash-for-work scheme than other regencies in Bali Province. This study used descriptive analysis and determined informants purposively. The results show that collaborative governance has a socio-economic impact on cash-for-work schemes, reducing the urban bias and related practices. Moreover, these results indicate counter-disruption in cash-for-work schemes, which do not apply to non-cash payments, digitization, and workforce reduction. The limitations of this study lie in the locus coverage and research focus.

scholarly journals The Role of Nurturing Technopreneurship Education and Building University Students’ Entrepreneurial Mindsets and Skill Sets in Fostering Digital Innovation and Augmenting the Tech Start-Up Ecosystem in Bahrain

2021 ◽  
Vol 20 (6) ◽  
pp. 152-173
Author(s):  
Sama’a Al Hashimi ◽  
Yasmina Zaki ◽  
Ameena Al Muwali ◽  
Nasser Mahdi
Keyword(s):  
Higher Education ◽  
Creative Thinking ◽  
Educational Background ◽  
Entrepreneurial Success ◽  
Support Organizations ◽  
Start Up ◽  
The Government ◽  
The Right ◽  
The Impact

This paper examines the relationship between the success of tech start-ups and the educational backgrounds of their owners. To better comprehend and encourage technopreneurial growth, it is essential to understand the educational background of tech start-up founders in Bahrain. The paper attempts to explore whether or not different educational qualifications of tech start-up founders are associated with their success. It also aims to investigate the pedagogical approaches, strategies, skills, and objectives that may have contributed to the success of leading technopreneurs, locally and globally in an effort to suggest the right practices to implement in Bahrain in order to emulate their educational experiences. The research qualitatively investigates the perceptions and academic experiences of the founders of five innovative Bahraini digital applications in an attempt to explore the role of their education in their success and growth. In addition, twelve support organizations in Bahrain were interviewed to examine the influence of higher education on entrepreneurial success. The paper argues that education is very essential to entrepreneurial success, and its findings provide clear evidence of the impact of education which focuses on fostering creative thinking, innovation, and team-working skills on technopreneurial success. These findings may have implications for universities in Bahrain to promote successful entrepreneurs through integrating the best practices in innovation and entrepreneurship education into the curriculum, and strengthening their cooperation with the government and various support organizations. Finally, the paper provides higher education institutions with guidelines and recommendations to maximize their role in the tech start-up ecosystem in Bahrain.

Sustainable Rural Livelihood and Poverty Reduction Strategies

2022 ◽  
pp. 111-129
Keyword(s):  
Rural Communities ◽  
Poverty Reduction ◽  
Sustainable Livelihoods ◽  
Policy Implications ◽  
Sustainable Livelihood ◽  
Institutional Processes ◽  
Rural Livelihood ◽  
Reduction Strategies ◽  
Household Livelihood ◽  
Sustainable Livelihood Approach

This chapter presents the framework of sustainable livelihoods. The interests of this chapter derive from three issues: (1) How can one determine who in the population achieves a sustainable livelihood and who does not? That is, how does sustainable livelihood assist in eliminating poverty and reduce deprivation in rural communities? (2) What livelihood resources and institutional processes are necessary for enabling or constraining sustainable livelihoods for different groups? That is, does household livelihood help individuals or families to escape poverty? (3) What are the practical, operational, and policy implications of adopting a sustainable livelihood approach to poverty reduction? Namely, what constitutes a satisfactory basis for adopting a livelihood framework?

scholarly journals Impacts of farmer field schools in the human, social, natural and financial domain: a qualitative review

Food Security ◽  
2020 ◽  
Vol 12 (6) ◽  
pp. 1443-1459 ◽  
Author(s):  
Henk van den Berg ◽  
Suzanne Phillips ◽  
Marcel Dicke ◽  
Marjon Fredrix
Keyword(s):  
Rural Communities ◽  
Natural Capital ◽  
Rural Livelihoods ◽  
Analytical Framework ◽  
Financial Capital ◽  
High Coverage ◽  
Savings And Loans ◽  
Positive Effects ◽  
Financial Domain ◽  
The Impact

AbstractThe Farmer Field School (FFS) is a widely used method seeking to educate farmers to adapt agricultural decisions to diverse and variable field conditions. Out of 218 screened studies, 65 were selected to review the impact of the FFS. An analytical framework was developed with effects (outputs, outcomes and impacts) arranged according to the human, social, natural and financial domains. Impacts on non-participants of the FFS were addressed as peripheral effects. The FFS demonstrated its potential to enhance human, social, natural and financial capital of rural communities. Human capital was built in the form of critical thinking, innovation, confidence, and quality of life. Effects on social capital included mutual trust, bonding, collective action, networking, and emancipation. Natural capital was enhanced through improvements in field practices, food production, agricultural diversification, and food security. Financial capital was enhanced through increased income and profits, savings and loans schemes, with a potential to reduce poverty. The available body of evidence was unbalanced across the capital domains, providing high coverage of the natural domain but low coverage of the human, social and financial domains. In-depth case studies are needed to elucidate the interactions between livelihood assets, and the influences of the policy, institutional and external environment, in order to adjust FFS interventions aiming to optimize their impacts. Considering the positive effects the FFS can have on rural livelihoods, the FFS has potential to contribute to achieving the Sustainable Development Goals. However, quality assurance of the FFS and a balanced evaluation across the capital domains require attention.

scholarly journals New agricultural frontiers in post-conflict Sierra Leone? Exploring institutional challenges for wetland management in the Eastern Province

2008 ◽  
Vol 46 (2) ◽  
pp. 235-266 ◽  
Author(s):  
Roy Maconachie
Keyword(s):  
Rural Communities ◽  
Sierra Leone ◽  
Rural Areas ◽  
Wetland Management ◽  
Local Level ◽  
Rural Livelihoods ◽  
Eastern Province ◽  
Post Conflict ◽  
The Government ◽  
Institutional Challenges

ABSTRACTSierra Leone has recently emerged from a long period of political instability and civil war, and is ranked among the world's poorest countries. Thousands of displaced people are in the process of returning to their villages to rebuild their mainly farming-based livelihoods, and many are growing food crops for the first time in a decade. With pressure on food production increasing in rural areas, the inland valley swamps have been identified by the government as a vital resource for sustaining rural livelihoods and achieving food security through the production of rice and other commodities. However, previous government policies directed at enhanced wetland production have largely failed to achieve their goals, and have been criticised for neglecting the institutional challenges of development. Drawing on recent fieldwork carried out in two rural communities in the Eastern Province, this paper considers how institutional arrangements function in Sierra Leone's swamp wetlands, and explores how stresses associated with a post-conflict environment are shaping land-use decisions and mediating access to resources in new ways. The findings of the enquiry have implications for Sierra Leone's recently adopted commitment to decentralisation, a move that has, in theory, seen the state strengthen its position at the local level, and will allegedly create new spaces for increased interaction between state agencies, traditional leaders and communities. Two institutional challenges are examined – access to land and access to labour – that must be addressed if decentralised reforms to resource management are to be effective for wetland rice production. The analysis concludes by considering one recent initiative at the forefront of efforts to decentralise the Ministry of Agriculture, the ‘Agricultural Business Unit’ (ABU) initiative, to elucidate some of the challenges faced in post-conflict wetland rehabilitation.

An Evaluation of Business Start-Up Support for Young People

2003 ◽  
Vol 186 ◽  
pp. 59-72 ◽  
Author(s):  
Nigel Meager ◽  
Peter Bates ◽  
Marc Cowling
Keyword(s):  
Young People ◽  
Comparison Group ◽  
Market Outcomes ◽  
Business Survival ◽  
Self Employment ◽  
Start Up ◽  
Labour Market Outcomes ◽  
The Government ◽  
Matched Comparison ◽  
The Impact

The article describes some evaluation findings from a longitudinal study of young people receiving business start-up assistance, through the Prince's Trust (with financial support from the Government). Unusually for evaluations of self-employment schemes, it focuses not solely on issues of deadweight and business survival, but also looks at the impact of programme participation on the subsequent labour market outcomes of participants. It uses a matched comparison group methodology to model programme impact, and finds no statistical evidence that supported entry to self-employment has an impact on participants' subsequent ‘employability’. After controlling for other factors, those who leave the programme are no more likely than those in the comparison group to be in employment, and if in employment their earnings are no higher than those in the comparison group.

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