scholarly journals Implementation of QRIS-Based Payments Towards the Digitalization of Indonesian MSMEs

2022 ◽  
Vol 5 (2) ◽  
Author(s):  
Arum Candra Sari ◽  
Hendri Hermawan Adinugraha
Keyword(s):  
Driving Force ◽  
Secondary Data ◽  
Economic Recovery ◽  
Qr Code ◽  
Survival Strategy ◽  
Literature Study ◽  
Cash Payment ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Secondary Data Sources

<div class="WordSection1"><p class="abstrak"><em>This study aims to determine the implementation of QRIS as measured by the existence and urgency as a payment digitalization medium to support the Digitalization of MSMEs in the context of Indonesia's economic recovery. This research is a literature study that was analyzed using a qualitative-descriptive approach with secondary data sources originating from journals and reports related to the Digitalization of MSMEs. The results and discussion of this research, that the QRIS launched by Bank Indonesia can help MSME actors adapt to existing conditions. QRIS as a MSME survival strategy is carried with the theme EXCELLENCE (UNiversal, Easy, Profit and Direct). The theme was taken because the use of QRIS is easy and practical, namely by scanning the QR code that has been provided by the merchant. QRIS has been officially launched and supervised under Bank Indonesia. The easy use of QRIS provides benefits for both merchants and buyers, especially for users of non-cash payment applications. For merchants, QRIS is useful in terms of increasing sales, practicality, branding, saving, avoiding counterfeit money, segregating business funds, and credit profiles. QRIS are flexible, safe and practical so that QRIS can become the driving force in the acceleration of digitalization for economic recovery.</em><em></em></p><p class="abstrak" align="left"> </p><p class="abstrak">Penelitian bertujuan untuk mengetahui implementasi dari QRIS yang diukur dari eksistensi serta urgensi sebagai media digitalisasi pembayaran guna mendukung digitalisasi UMKM dalam rangka pemulihan perekonomian Indonesia. Penelitian ini merupakan penelitian studi pustaka yang dianalisis dengan menggunakan pendekatan kualitatif-deskriptif dalam menjelaskan fenomena terkait implementasi QRIS pada UMKM. Sumber data yang digunakan adalah sumber data sekunder yang berasal dari jurnal maupun laporan terkait dengan digitalisasi UMKM. Hasil dan pembahasan dari penelitian ini, bahwa QRIS yang diluncurkan oleh Bank Indonesia dapat membantu adaptasi pelaku UMKM terkait kondisi yang ada. QRIS sebagai strategi bertahan UMKM ini diusung dengan tema UNGGUL (UNiversal, GampanG, Untung dan Langsung). Tema tersebut diambil karena penggunaan QRIS yang mudah dan praktis, yaitu dengan melakukan scan pada QR code yang sudah disediakan oleh merchant. QRIS telah resmi diluncurkan dan diawasi dibawah Bank Indonesia. Penggunaan QRIS yang mudah memberikan manfaat baik bagi merchant maupun kepada pembeli terutama bagi pengguna aplikasi pembayaran non tunai. Bagi merchant, QRIS bermanfaat dalam segi, peningkatan penjuala, praktis, branding, hemat, penghindaran uang palsu, pemisahan dana usaha, dan credit profile. Bagi pengguna, manfaat QRIS berupa, fleksibel, aman dan praktis. Dalam hal ini, maka dapat dikatakan QRIS sebagai pendorong percepatan digitalisasi guna pemulihan ekonomi.</p><p class="abstrak"> </p></div>

scholarly journals IDENTIFIKASI POTENSI, KEBUTUHAN, DAN PERMASALAHAN BERDASARKAN HUBUNGAN INTERAKSI MASYARAKAT DENGAN LINGKUNGANNYA YANG RENTAN TERHADAP BENCANA LONGSOR

2017 ◽  
Vol 18 (2) ◽  
Author(s):  
Faisal Grahadi Wibowo ◽  
Qonita Hasna'ul Aini ◽  
Antonius Eko Sunardi ◽  
Naiva Urfi Layyinah ◽  
Sari Viciawati Machdum
Keyword(s):  
Public Relations ◽  
Secondary Data ◽  
Disaster Mitigation ◽  
Primary Data ◽  
Literature Study ◽  
The Public ◽  
The People ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Landslide Disaster

<br /><table class="data" width="100%"><tbody><tr valign="top"><td class="value"><p>Bojongkoneng village in Bogor Regency is an area that is vulnerable to landslide disaster. Previous research has shown that Bojongkoneng village has local wisdom that can be used to reduce damage risk from landslide disaster. This article discusses about the form of local wisdom in disaster mitigation by analyzing from the public relations in Bojongkoneng village with environment. This research was conducted with qualitative descriptive approach, using primary data technique through observation, interview, and documentation, and secondary data through literature study. The results reveal that Bojongkoneng people has some form of local wisdom that has been used as an effort to mitigate landslide disaster that can be described through the identity of Bojongkoneng people related to relation of theyself with environment, relation of the people with environment on affection aspect, and relation of the people with its environment in fulfilling their life necessities.</p></td></tr></tbody></table>

scholarly journals PERAN KELOMPOK SADAR WISATA DALAM PENGELOLAAN PENGUNJUNG DESTINASI WISATA BUKIT JAMUR DI KABUPATEN BENGKAYANG

KRITIS ◽  
2020 ◽  
Vol 29 (1) ◽  
pp. 20-36
Author(s):  
Hilkia Helti Kristika ◽  
Rindo Bagus Sanjaya
Keyword(s):  
Management System ◽  
Secondary Data ◽  
Primary Data ◽  
Tourist Attraction ◽  
Literature Study ◽  
West Kalimantan ◽  
Forest Park ◽  
Visitor Management ◽  
Qualitative Descriptive ◽  
Descriptive Approach

Bukit Jamur is a tourist attraction located in the Bengkayang Regency, West Kalimantan Province, Indonesia. Originally, Bukit Jamur is protected forest area, because of this place has a tourist attraction, the West Kalimantan Provincial Forestry Office established Bukit Jamur as a Forest Park in 2018. The goal is to be managed as a tourist attraction. This destination is managed by the Pokdarwis Organization, but its management is still not optimal. This can be seen from the condition of the untreated destination and the management system of visitors who are still irregular, causing a lot of garbage that pollutes the destination environment due to tourists visit. This research was conducted to find out what are the problems in the Bukit Jamur destination visitor management system and strategies that can be done to overcome the problem of the visitor management system. This research uses a qualitative descriptive approach. Data sources used are primary data and secondary data, while the data collection techniques are by literature study, interviews, observation, and documentation. Data analysis techniques in this study by compiling all data that has been obtained to be compiled and processed so that it can produce a concise research discussion and a clear as well as an easy comprehensive   conclusion.

scholarly journals Political Change Patterns of The Mataraman Society in Kediri

2020 ◽  
Vol 4 (2) ◽  
pp. 106-114
Author(s):  
Taufik Alamin ◽  
Darsono Wisadirana ◽  
Sanggar Kanto ◽  
Hilmy Mochtar ◽  
Sholih Mu'adi ◽  
...  
Keyword(s):  
Political Change ◽  
Secondary Data ◽  
The Political ◽  
Social Facts ◽  
The Social ◽  
Qualitative Descriptive ◽  
Political Choices ◽  
The Subject ◽  
Descriptive Approach ◽  
Secondary Data Sources

Social political change in society is one of the social facts that cannot be avoided. The socio-political phenomenon is a dynamic and tentative situation. This research is oriented towards analyzing the political changes of the Mataraman society in Kediri. The method used is qualitative descriptive approach with case studies. Primary and secondary data sources are obtained from interviews and references, supporting documents are used as a tool in describing the subject of the study. The results showed that the political dynamics in Kediri influenced the changes in political patterns of the Mataraman society in Kediri. The powerful socio-culture of Matraman society is not faded with the changes in political choices occurred.

scholarly journals Empowerment Based on Non Formal Education Through Local Potential in The Processing of Lampung Coffee

2021 ◽  
Vol 1 ◽  
pp. 251-254
Author(s):  
Lintang Markhamah Watianur Azizah
Keyword(s):  
Formal Education ◽  
Secondary Data ◽  
Local Potential ◽  
Processed Food ◽  
Literature Study ◽  
Entrepreneurial Skills ◽  
Qualitative Descriptive ◽  
The Subject ◽  
Descriptive Approach

Covid 19 has caused all sectors to weaken. Regional strength can be built through the economic recovery of each region, which is supported by educational empowerment programs to utilize the regional potential. The purpose of this study was to provide the results of developing entrepreneurial skills in students of the PAKET C equivalency program based on local potential through training in Lampung coffee processing. The skills provided include the production and marketing of Lampung coffee into processed food such as biscuits, air fresheners, and ready-to-brew ground coffee. Lampung coffee product marketing has been marketed throughout Indonesia and even abroad. This research uses a qualitative descriptive approach which is defined as a problem-solving procedure by describing the situation of the subject or object (person, institution, or society) based on real conditions. Collecting data using the method of observation, interviews, correspondence documentation, and literature study of relevant research to obtain secondary data. Data analysis using descriptive qualitative. The results showed that the students had the skills to produce and market Lampung coffee at PKBM Kencana. Every month each student earns 2 to 3 million. This research makes a scientific contribution to the study of non-formal education that leads to the quality of education in society.

scholarly journals KONSEP ETIKA PESERTA DIDIK KETIKA BELAJAR DALAM KITAB TA’LIM AL-MUTA’ALLIM TARIQ AL-TA’ALLUM KARYA SYAIKH AL-ZARNUJI

Conciencia ◽  
2019 ◽  
Vol 18 (1) ◽  
pp. 1-9
Author(s):  
Ahmad Sulaiman
Keyword(s):  
Secondary Data ◽  
Islamic Education ◽  
Data Sources ◽  
Primary Data ◽  
Literature Study ◽  
Education Students ◽  
Education Leaders ◽  
Qualitative Descriptive ◽  
Secondary Data Sources ◽  
Self Potential

Students are one component of education. Students have the potential to be developed to become established. While the factors that can develop students' self potential are themselves and their additional factors relating to parents, environment and education. Islamic education has the task of creating students to understand the purpose of attracting and understanding their work on earth. Because the education received is not only theoretical and dogmatic, but also recognition of the conceptual. Especially things related to life ethics must be owned by these students. Can be considered about ethics that can be done easily, then comes the ethical concepts of students as outlined in the discussion or ideas about matters related to the ethics of students expressed by many Muslims, one of which is the author of the book Ta'lim al-Muta ' allim Tariq al-Ta'allum, Burhanuddin al-Zarnuji. This research is a qualitative descriptive study with the type of literature study, with primary data sources Ta'lim al-Muta'allim Tariq al-Ta'allum by al-Zarnuji, and supported by secondary data sources such as journals, magazines and data discussed about the theme written in this article. The results of this study are expected to be able to arouse Muslim awareness and adjust the appropriateness of Islamic education leaders and inspire more complex and integral research on learner ethics.

scholarly journals Implementasi Pembiayaan Mudharabah dan Murabahah di BMT NU Ngasem Bojonegoro

2020 ◽  
Vol 10 (2) ◽  
pp. 105-119
Author(s):  
Mundhori Mundhori ◽  
Muhammad Nashrulloh
Keyword(s):  
Data Analysis ◽  
Secondary Data ◽  
Profit Sharing ◽  
Data Sources ◽  
Collection Method ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Secondary Data Sources

BMT NU Ngasem Bojonegoro has several financing products including mudaraba, musharaka and murabahah. In this study, what is interesting for the writer to study is mudaraba financing and murabahah financing. This is because mudharabah and murabahah contracts are contracts that are easy to apply in channeling funds. BMT is quite selective in analyzing financing before BMT realizes financing, to minimize losses caused by bad loans due to lack of financing realialization standards. This study uses a qualitative descriptive approach, and uses primary and secondary data sources. This data collection method uses interviews, observation and documentation. Data analysis techniques used are data reduction analysis techniques, data presentation and verification or conclusion drawing. To check the validity of the findings the author uses triangulation techniques. The results showed that the implementation of mudharabah financing in BMT NU Ngasem Bojonegoro the procedure was not in accordance with the Shari'ah principle because the profit sharing ratio was determined by the BMT itself, which is 2%, but the practice still uses the 5C general principles (Character, Capacity, Capital, Condition of Economy and Colleteral). Murabahah financing at BMT Ngasem Bojonegoro NU is in accordance with the applicable rules in accordance with the 5C general principles, this is evident that murabahah financing is carried out through a sale and purchase agreement with several conditions and agreements that apply between the customer and the BMT.   BMT NU Ngasem Bojonegoro memiliki beberapa produk pembiayaan antara lain mudharabah, musyarakah dan murabahah. Dalam penelitian ini yang menarik bagi penulis untuk untuk diteliti adalah pembiayaan mudharabah dan pembiayaan murabahah. Hal ini dikarenakan akad mudharabah dan murabahah merupakan akad yang mudah untuk diaplikasikan dalam penyaluran dana. BMT cukup selektif dalam menganalisis pembiayaan sebelum BMT merealisasikan pembiayaan, untuk meminimalisir kerugian yang disebabkan oleh kredit macet karena kurangnya standar realialisasi pembiayaan. Penelitian ini dilakukan dengan metode pendekatan deskriptif kualitatif, serta menggunakan sumber data primer dan sekunder. Metode pengumpulan data ini dengan cara wawancara, observasi dan dokumentasi, teknik analisis datanya menggunakan menggunakan teknik reduksi data, penyajian data dan verifikasi atau penarikan kesimpulan. Untuk pengecekan keabsahan temuan penulis menggunakan teknik triangulasi. Hasil penelitian menunjukkan bahwa implementasi pembiayaan mudharabah di BMT NU Ngasem Bojonegoro prosedurnya belum sesuai dengan prinsip syari’ah karena nisbah bagi hasilnya ditentukan oleh pihak BMT sendiri, yakni 2%, tetapi prakteknya masih menggunakan prinsip umum 5C (Character, Capacity, Capital, Condition of Economy dan Colleteral). Pembiayaan murabahah di BMT NU Ngasem Bojonegoro sudah sesuai dengan kaidah-kaidah yang berlaku sesuai dengan prinsip umum 5C, dan dibuktikan bahwa pembiayaan murabahah dilakukan dengan akad jual beli dengan beberapa ketentuan dan kesepakatan yang berlaku antara nasabah dan pihak BMT.

scholarly journals Implementasi Ekstrakulikuler Ketrampilan dalam Peningkatan Kemandirian Anak di SLB YPAC Pangkalpinang

2020 ◽  
Vol 4 (1) ◽  
pp. 78-87
Author(s):  
Diah Rina Miftakhi
Keyword(s):  
Special Needs ◽  
Extracurricular Activities ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Extracurricular Activity ◽  
Children With Special Needs ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Secondary Data Sources

AbstrakPenelitian ini dilakukan dengan tujuan untuk mengetahui tingkat kemandirian anak berkebutuhan khusus yang ada di lembaga SLB YPAC Pangkalpinang melalui implementasi kegiatan ekstrakurikuler ketrampilan. Tujuan dalam penelitian ini adalah untuk mengetahui pelaksanaan kegiatan ekstrakurikuler ketrampilan serta untuk mengetahui tingkat kemandirian anak. Metode yang digunakan dalam penelitian ini adalah pendekatan deskriptif kualitatif dengan sumber data penelitian yang terdiri dari sumber data primer dan sumber data sekunder. Tehnik pengumpulan data yang digunakan yaitu melalui observasi, wawancara, dan dokumentasi.  SLB YPAC Pangkalpinang membuat beberapa kegiatan ekstrakurikuler antara lain: membatik, memasak, merias wajah, membuat kerajinan tangan dari bahan-bahan bekas, dan membuat keranjang hantaran pernikahan. egiatan ekstrakurikuler yang dilaksanakan di SLB YPAC Pangkalpinang mulai tingkat SDLB sampai SMALB. Harapan dari pihak sekolah adalah dengan diberikannya kegiatan ekstrakurikuler ini, maka anak berkebutuhan khusus di SLB YPAC Pangkalpinang akan memiliki bekal ketrampilan setelah mereka lulus dan dapat mandiri dengan mengembangkan ketrampilan yang sudah mereka miliki. Abstract           This research was conducted with the aim to find out the level of independence of children with special needs in the YPAC Pangkalpinang SLB institution through the implementation of skills extracurricular activities. The purpose of this study was to determine the implementation of extracurricular skills and to determine the level of independence of children. The method used in this research is a qualitative descriptive approach with research data sources consisting of primary data sources and secondary data sources. Data collection techniques used are through observation, interviews, and documentation. SLB YPAC Pangkalpinang made several extracurricular activities including: making batik, cooking, putting on makeup, making handicrafts from used materials, and making wedding delivery baskets. Extracurricular activities carried out at SLB YPAC Pangkalpinang from SDLB to SMALB levels. The expectation from the school is that by providing this extracurricular activity, children with special needs in SLB YPAC Pangkalpinang will have the provision of skills after they graduate and can be independent by developing the skills they already have. 

scholarly journals MODEL KEPEMIMPINAN UNTUK TRANSFORMASI E-GOVERNMENT DI INDONESIA

2021 ◽  
Vol 3 (1) ◽  
pp. 50-59
Author(s):  
Gumilar Mulyana
Keyword(s):  
Deep Understanding ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Literature Study ◽  
Leadership Model ◽  
Information And Communication ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
The Government

Since the late 1990s, the government has been aggressive in Information and Communication Technology (ICT). This trend has paved the way for the "Digital Age". However, despite the widespread use of ICTs, research on e-government shows that e-government has not yet reached the potential for integration. In this research, the method used is a qualitative descriptive approach. Sources of data in this study come from primary data and secondary data. The data technique used is field research, such as observation, interviews, and literature study. The analysis used by the pen is descriptive-qualitative. In this study, it is known that a "Leadership Model" is proposed, which will lead to a deep understanding of transforming government and broaden the agenda for further research.

scholarly journals Nilai Pendidikan Karakter dalam Ragam Gerak Tari Mayang Rontek Kabupaten Mojokerto

2021 ◽  
Vol 18 (2) ◽  
pp. 119-125
Author(s):  
Leni Nur Halita
Keyword(s):  
Character Education ◽  
Human Life ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Literature Study ◽  
Analysis Techniques ◽  
Data Source ◽  
Descriptive Approach ◽  
Secondary Data Sources

This study aims to determine the value of character education contained in the meaning of the variety of movements Mayang Rontek Dance Mojokerto district. This research is a qualitative research with a descriptive approach. The object of this study is the variety of movements Mayang Rontek Dance. The data source of this research was obtained from primary data sources, namely the results of observing the variety of movements of Mayang Rontek Dance through video of Mayang Rontek DIYoutube, as well as secondary data sources obtained from the collection of journals, books on Mayang Rontek Dance, and other documents containing analysis of research conducted. Data collection techniques through literature study. Literature study is conducted to obtain existing data, either in the form of photos, videos or other documents related to the research object to be examined. Analysis techniques include analyzing data, presenting data, and concluding. The results of the various movements of the Mayang Rontek Dance show that this dance contains the value of character education which is depicted in various movements of the Mayang Rontek Dance. Some of the various movements include Melampah Songgo Nompo, bukak nggawar kanan dan kiri, mlampah ngloro, mentang nggawar, nogo mangap, mlampah prapatan, kencrongan, bedhayan gajah oling, tmpang tali jombangan, dan lembeyan. The meaning of the movement consists of: 1) About sincerity and gratitude to God Almighty, 2) about human problems and their resolution, 3) about human life will not always be smooth, and 4) about humans having good, bad, and own attitudes lust.

ANALISIS WACANA PADA BERITA NONTON FILM SAKINAH, MAHASISWA UIN YOGYAKARTA BERI PUJIAN (ANALISIS MIKROSTRUKTURAL)

2019 ◽  
Vol 7 (4) ◽  
pp. 57
Author(s):  
Resdianto Permata Raharjo ◽  
Maranita Anjarsari
Keyword(s):  
Data Analysis ◽  
Online News ◽  
Analysis Method ◽  
Literature Study ◽  
Lexical Cohesion ◽  
News Discourse ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Method Analysis ◽  
Descriptive Method

This study aims to describe 1) the form of cohesion contained in the news Watching Sakinah Movies, UIN Yogyakarta Give Praise Students and 2) describing the forms of coherence contained in the news Watching Sakinah Film, Students of UIN Yogyakarta Give Praise. The subjects used in this study were news of watching Sakinah film, UIN Yogyakarta students giving praise, and the objects used were sentences containing grammatical cohesion, a form of lexical cohesion. The approach used in this study is a qualitative descriptive approach. The data in this study are sentences in the news of Watching Sakinah Movies, This student is a method of literature study. While the method of data analysis in this study is descriptive method analysis method, the method used to analyze and describe cohesion markers and analyze markers of coherence. Test The results of the study show that in the news of watching Sakinah films, UIN Yogyakarta Beri Pujian students have varied markers of cohesion and coherence in the Tebuireng Online news discourse. Cohesion markers were found to reference (3), substitution (1), ellipsis (2), conjunction (3), collocation (1), and markers of coherence found cause-effect relationships (2), relationship coherence suggestions — goals (1), coherence temporal relations (1), and coherence of causal relationships (1).

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