Estimasi Pengaruh Faktor Internal Bank dan Stabilitas Makroekonomi terhadap Profitabilitas dengan Mediasi Rasio Pembiayaan Bermasalah di PT Bank Muamalat Indonesia

2020 ◽  
Vol 3 (2) ◽  
pp. 93-108
Author(s):  
Annisa Siti Fathonah ◽  
Dadang Hermawan
Keyword(s):  
Secondary Data ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Internal Factors ◽  
Macroeconomic Factors ◽  
Operating Income ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine and analyze how much influence the bank's internal factors such as Equity, Operational Costs per Operating Income (BOPO), Financing Deposit to Ratio (FDR), Non Performing Financing (NPF) as a mediator and external or macroeconomic factors namely inflation and Gross Domestic Product (GDP) on profitability represented by Return on Assets (ROA) at Bank Muamalat Indonesia for the period 2008-2018. The data used in this research are secondary data obtained from the publication of quarterly financial statements from 2008 to quarter 2 of 2018. The method that used in this research is path analysis with SPSS 20.0 as the analytical tool. The results of the study partially test the hypothesis (t-test), in substructure I shows that the capital variable has a significant negative effect on NPF, BOPO and inflation has a significant positive effect on NPF, FDR and GDP do not significantly influence NPF at Bank Muamalat Indonesia. In substructure II partially, Capital, BOPO, significant negative effect on ROA, FDR and NPF has a significant positive effect on ROA, Inflation and GDP does not significantly influence ROA while simultaneously significantly influencing ROA. Based on the sobel test, capital has a significant effect on ROA through NPF, BOPO has a significant effect on ROA through NPF, FDR has a significant effect on ROA through NPF, Inflation has a significant effect on ROA through NPF, while GDP has no significant effect on ROA through NPF.

scholarly journals Pengaruh risiko usaha terhadap profitabilitas pada bank umum swasta nasional devisa

2020 ◽  
Vol 9 (2) ◽  
pp. 261
Author(s):  
Syania Dita Cahyani ◽  
Herizon Herizon
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

The purposes of this study are analyzes the simultaneously and partially effect of LDR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR to ROA in Bank Umum Swasta Nasional Devisa. The sample of this study consisted of four banks: Bank CIMB Niaga, Bank Permata, Bank Pan Indonesia, and Maybank. This study used secondary data taken from the financial statements of  Bank Umum Swasta Nasional Devisa. The bank period from the first quarter of 2013 to the second quarter of 2018. The technique of analyzing data is descriptive analysis and used linear regression analysis, F table, t table. The result of this study indicate that analyzing LDR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR simultaneously have a significant effect on ROA in Bank Umum Swasta Nasional Devisa. Partial LDR, IPR and APB have unsignificant negative effect on ROA in Bank Umum Swasta Nasional Devisa. NPL and IRR partially have unsignificant positive effect on ROA in Bank Umum Swasta Nasional Devisa. PDN and BOPO partially have significant negative effect on ROA in Bank Umum Swasta Nasional Devisa. FBIR partially has significant positive effect on ROA in Bank Umum Swasta Nasional Devisa.

scholarly journals PENGARUH NPL, CAR DAN BOPO TERHADAP PROFITABILITAS PADA BPR DI KOTA DENPASAR

2018 ◽  
Vol 7 (11) ◽  
pp. 6212
Author(s):  
Ni Kadek Alit Pradina Putri ◽  
Luh Putu Wiagustini ◽  
Ni Nyoman Abundanti
Keyword(s):  
Financial Statements ◽  
Capital Adequacy ◽  
Significant Positive Effect ◽  
Operational Cost ◽  
Operating Income ◽  
Significant Negative Effect ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Positive Effect

BPR financial performance can be measured by the community through analysis of financial statements. An analysis of the financial statements of a bank is conducted to determine the level of profitability and soundness of the bank. The purpose of this research is to know the influence of Non Perfoming Loan, Capital Adequacy Ratio and Operational Cost of Operational Revenue to profitability at Rural Bank in Denpasar in period 2013-2016. The method used in this research is multiple regression analysis technique. This research uses saturated samples by taking samples of 18 existing BPR in Denpasar City. Based on the results of the analysis found that Non Perfoming Loan has a significant negative effect on profitability, Capital Adequacy Ratio has a significant positive effect on profitability, and operational cost of operating income has a significant negative effect on profitability. Keywords: npl, car, bopo, profitability

scholarly journals Pengaruh Kapitalisasi Jakarta Islamic Index (Jii) Dan Indeks Saham Syariah Indonesia (Issi) Terhadap Outstanding Sukuk Korporasi Di Indonesia Tahun 2015-2017

2018 ◽  
Vol 14 (2) ◽  
pp. 90-107
Author(s):  
Yurda Indari
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Social Situation ◽  
Stock Index ◽  
Significant Positive Effect ◽  
Significance Level ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Data Collection Technique ◽  
Positive Effect

This study analyzes the influence of Islamic stocks on corporate sukuk. The object of this study is the outstanding corporate sukuk in Indonesia in 2015-2016. This study aims to analyze the effect of Islamic stock variables, namely the capitalization of the Jakarta Islamic Index and the Indonesian Islamic Stock Index. This research was conducted using quantitative methods. The data source in this study is secondary data. The data in this study were collected in two ways, namely choosing objects based on three elements (social situation) and samples (purposive sampling). The data collection technique in this study is documentation. The results of this study indicate that the Capitalization of the Jakarta Islamic Index (JII) has a significant negative effect on outstanding sukuk because the capitalization coefficient of the Jakarta Islamic Index (JII) is -0.015194 and the significance level of JII is 0.0299 smaller than alpha 0.05. This means that the increase in capitalization that occurred in 2015-2017 had a significant negative effect on the outstanding sukuk which caused the outstanding sukuk to decline. The Capitalization of the Indonesian Sharia Stock Index (ISSI) has a significant positive effect on outstanding sukuk because the capitalization coefficient of the Indonesian Sharia Stock Index (ISSI) is 0.014341 and the significance level of the ISSI is 0,0008 smaller than alpha 0.05 which means an increase in ISSI capital in the year 2015-2017 had a significant positive effect on outstanding sukuk which resulted in outstanding sukuk increasing.

scholarly journals Pengaruh Kepemilikan Negara Dan Asing Terhadap Corporate Risk Taking

2016 ◽  
Vol 7 (2) ◽  
Author(s):  
Indah Kurniawati ◽  
Puput Tri Komalasari
Keyword(s):  
Risk Taking ◽  
Control Variable ◽  
Foreign Ownership ◽  
State Ownership ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Corporate Risk ◽  
Positive Effect

This study aimed to investigate the effect of state ownership and foreign ownership of corporate risk taking as well as the control variable return on assets (ROA) and the size of the companies that influence the corporate risk taking. The sample of this study was 181 companies from non-financial companies listed on the Indonesia Stock Exchange in 2010-2013. The analysis technique used is multiple linear regression analysis. The results obtained are state ownership significant negative effect on the corporate risk taking and foreign ownership is significant positive effect on corporate risk taking. In the control variable is return on assets (ROA) significant positive effect on corporate risk taking and the size of the company significant negative effect on corporate risk taking.

scholarly journals Pengaruh Pendapatan Asli Daerah dan Dana Perimbangan terhadap Pertumbuhan Ekonomi dan Kemiskinan di Provinsi Nusa Tenggara Timur

Telaah Bisnis ◽  
2017 ◽  
Vol 17 (2) ◽  
Author(s):  
Marianus Manek ◽  
Rudi Badrudin
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Cross Sectional ◽  
Local Revenue ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Equalization Fund ◽  
Positive Effect

Abstract This study aims to analyze the influence of local revenue and equalization fund on the economic growth and the poverty of regencies/cities in the East Nusa Tenggara Province. Sample in this study consists of 21 regencies/cities in the East Nusa Tenggara Province. The type of data used in this study is secondary data, time series and cross-sectional data of regencies/cities since 2007 to 2016. Data are examined by using SEM-based variant named WarpPLS. The results of this study indicate that the local revenue had significant positive effect on economic growth, local revenue had significant negative effect on poverty, equalization fund had no significant negative effect on economic growth and poverty, and economic growth had no significant nega­tive effect on poverty.

scholarly journals Dampak Rasio Keuangan Dan Pandemi COVID-19 Terhadap Kinerja Keuangan

2021 ◽  
Vol 26 (3) ◽  
pp. 327
Author(s):  
Villy, Nuryasman MN
Keyword(s):  
Sampling Technique ◽  
Financial Statements ◽  
Analysis Data ◽  
Measuring Instruments ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Current Ratio ◽  
Independent Variables ◽  
Negative Effect ◽  
Positive Effect

This study has purpose to determine the effect of ratios on financial performance by using current ratios, quick ratios, dan debt to assets ratios as measuring instruments for the dependent variablesl and using return on assets as measuring instruments for independent variables. The population of the financial statements is PT Multisport Indonesia for the 2019-2021 period. The sampling technique is purposive sampling. The analytical methods to test the hypothesis is path analysis. Data processing using Eviews10 software. The result of the study found that current ratio had a significant positive effect on return on assets, the quick ratio had a significant negative effect on return on assets,  and the debt on assets ratio had an insignificant negative effect on return on assets.

scholarly journals Anteseden Return on Asset (ROA) pada Bank BUMN Indonesia

2019 ◽  
Vol 2 (1) ◽  
pp. 68-78
Author(s):  
Andi Tenriola
Keyword(s):  
Cost Efficiency ◽  
Sampling Technique ◽  
Financial Statements ◽  
Capital Adequacy ◽  
Significant Positive Effect ◽  
Dominant Effect ◽  
Return On Assets ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Positive Effect

This study aims to examine and analyze the effect of Capital Adequacy Ratio (CAR),Operating Expenses and Cost Efficiency (BOPO) and Loan to Deposit Ratio (LDR) to Return onassets (ROA). Return on assets (ROA) or profitability is one indicator that can be used to measurebank performance. The population used in this study is state-owned banks registered with BankIndonesia during the 2014-2018 period. In this study the sampling technique used total samplingtechniques using quarterly financial statements owned (1) PT. BNI (Persero), Tbk (2) Bank BRI(Persero), Tbk, (3) PT Bank Mandiri (Persero), Tbk; and (4) PT Bank BTN (Persero) so that with thesample, the number of samples in this study were (4 Quarter x 5 Years of Observation x 4 BUMNBanks = 80 panel data units). The results of multiple regression analysis provide evidence that CARhas a significant positive effect on ROA. Operational efficiency and cost efficiency (BOPO) has asignificant negative effect on return on assets (ROA). LDR has a significant negative effect on ROA.For the biggest contribution proven in CAR, that CAR has a dominant effect on ROA.

scholarly journals Does Financial Ratios and Company Size Affect Dividend Payout Ratio?

2020 ◽  
Vol 4 (1) ◽  
pp. 393
Author(s):  
Nuriatullah Nuriatullah
Keyword(s):  
Stock Exchange ◽  
Total Sample ◽  
Linear Regression Method ◽  
Analysis Tool ◽  
Significant Positive Effect ◽  
Return On Assets ◽  
Dividend Payout ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

The purpose of this study was to determine whether the Loan to Deposit Ratio (LDR), Debt to Equity Ratio (DER), Growth, Return On Assets (ROA), and Firm Size have an effect on the Dividend Payout Ratio (DPR). The data used in this research is secondary data in the form of banking financial performance data, and is obtained from the Annual Financial Statements of Commercial Banks listed on the Indonesia Stock Exchange 2015-2018. Banking used is 30 companies with a total sample of 120. The data is pooled data. The data were analyzed by using the multiple linear regression method with the SPSS analysis tool. LDR has a significant positive effect on the DPR, DER has a significant negative effect on the DPR, Growth has a significant negative effect on the DPR, Return on Assets (ROA) has a significant positive effect on the DPR, Bank Size has a significant positive effect on the DPR. Overall, the independent variables together have a significant effect on the DPR.

PENINGKATAN KUALITAS AUDIT : SUATU STUDI EMPIRIS PADA PERUSAHAAN MANUFAKTUR INDONESIA

2021 ◽  
Vol 1 (1) ◽  
pp. 1-9
Author(s):  
Asih Machfuzhoh
Keyword(s):  
Firm Size ◽  
Sampling Method ◽  
Audit Quality ◽  
Stock Exchange ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Significant Negative Effect ◽  
Audit Fee ◽  
Negative Effect ◽  
Positive Effect

This study aims to determine the effect firm size, rotation audit, and audit fee for audit quality.The population in this study are manufactur companies listed on the Indonesia Stock Exchange during the period 2015-2018. Using the purposive sampling method, there were 31 companies complying criteria as samples. This study used secondary data from Indonesia Stock Exchange website. The results of this study indicate that: (1) Firm size has a significant positive effect on audit quality. (2) rotation audit a significant negative effect on audit quality. (3) audit fee has a significant positive effect on audit quality.

scholarly journals ANALISIS PENGGUNAAN PEMBIAYAAN MUDHARABAH DAN PEMBIAYAAN MUSYARAKAH TERHADAP PROFITABILITAS DI BANK UMUM SYARIAH PERIODE 2015-2018

2020 ◽  
Vol 7 (2) ◽  
pp. 71-76
Author(s):  
Heikal Muhammad Zakaria ◽  
Gusganda Suria Manda ◽  
Arif Rakhman
Keyword(s):  
Regression Analysis ◽  
Commercial Banks ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Analysis Data ◽  
Multiple Linear Regression Analysis ◽  
Significant Positive Effect ◽  
Negative Effect ◽  
Positive Effect

This study is aiming to determine the effect of mudharabah financing on the profitability (ROA) in Sharia Commercial Banks (BUS) for the 2015-2018 period, the effect of musyarakah financing on the profitability (ROA) on Sharia Commercial Banks (BUS) for the 2015-2018 period, and the effect of mudharabah and musyarakah financing on the profitability (ROA) in Sharia Commercial Banks (BUS) for the 2015-2018 period. This research is a type of associative research with a quantitative approach. This study  uses secondary data with the period of 2015-2018 observation. The data used is sourced from the Sharia Banking (SPS) and the Sharia Bank's annual financial statements from 2015 to 2018. The analysis used is multiple linear regression analysis. Data is processed using SPSS version 16. The results of the study show that mudharabah financing has a significant positive effect on the profitability (ROA) of Sharia Commercial Banks (BUS) for the 2015-2018 period. Musyarakah financing has a significant negative effect on profitability (ROA) of Sharia Commercial Banks (BUS) for the 2015-2018 period. Mudharabah financing and musyarakah financing have a positive significant effect on the profitability (ROA) of Sharia Commercial Banks (BUS) for the 2015-2018 period.

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