scholarly journals Pengaruh Return On Assets(ROA) Dan return On Equity(ROE) terhadap Kinerja Kesehatan Capital Adequacy Ratio(CAR) Pada Bank BTPN

Owner ◽  
2022 ◽  
Vol 6 (1) ◽  
pp. 620-631
Author(s):  
Harun Al Rasyid Al Rasyid ◽  
Suryanto Sosrowidigdo
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Capital Adequacy ◽  
Coefficient Of Determination ◽  
Return On Assets ◽  
Return On Equity ◽  
Test Hypothesis ◽  
Capital Adequacy Ratio ◽  
Positive Effect

Banking is currently being demanded to be able to increase its profitability because profitability is the net end result of various management policies and decisions. This ratio describes the level of effectiveness in managing banking assets if the profit generated by the bank is high it will also have an impact on own capital which can improve the health of the bank related to the Capital Adequacy Ratio (CAR). The research method used is multiple linear regression analysis method. The type of research used is quantitative research. Source of data is secondary data. The data collection technique is a documentation technique. Data processing using SPSS 16. Data analysis used included descriptive test, classical assumption test, multiple linear regression test, hypothesis test, and coefficient of determination test. Hypothesis testing using t test shows that: 1) Return on Assets (ROA) has a positive and significant effect on the Capital Adequacy Ratio (CAR); 2) Return On Equity (ROE) does not have a positive effect on the Capital Adequacy Ratio (CAR); and 3) the F test is known that simultaneously Return On Assets (ROA), Return On Equity (ROE) have a significant positive effect on the Capital Adequacy Ratio (CAR). Then the coefficient of determination (R2) is 0.172 or 17.2%. This means that the contribution of Return On Assets (ROA), Return On Equity (ROE) to Bank BTPN's Capital Adequacy Ratio (CAR) is 84.1%, while the remaining 15.9% is explained by other variables.

scholarly journals PENGARUH KINERJA KEUANGAN TERHADAP HARGA SAHAM PADA BANK UMUM MILIK PEMERINTAH

2018 ◽  
Vol 1 (1) ◽  
pp. 1-17
Author(s):  
Ida Ayu Agung Idawati ◽  
I Gede Surya Pratama ◽  
IA Cynthia Saisaria Mandasari
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Stock Prices ◽  
Linear Regression Analysis ◽  
T Test ◽  
Capital Adequacy ◽  
Profit Margin ◽  
Return On Equity ◽  
Capital Adequacy Ratio ◽  
Net Profit

One of the considerations of investors in investing in shares is fluctuations in stock prices. Stock prices are one indicator of the success of company management. Investor or prospective investor trust is very beneficial for the issuer, because the more people who trust the issuer, the stronger the desire to invest in the issuer. The purpose of this study was to determine the financial performance as measured by the variable Capital Adequacy Ratio (CAR), Net Profit Margin (NPM), Loan to Deposit Ratio (LDR) and Return On Equity (ROE) to the stock prices of government-owned commercial banks on the IDX.             The technical analysis used in this study is multiple linear regression and t (t-test) for partial analysis. Based on the results of multiple linear regression analysis, the regression equation Y = 18.905 + 0.149 (X1) +0.393 (X2) -0.487 (X3) + 0.238 (X4) is obtained. T-test testing from the regression results obtained that the Capital Adequacy Ratio and Return On Equity partially did not have a significant effect on stock prices. While the Net Profit Margin and Loan to Deposit Ratio partially have a significant effect on stock prices.

scholarly journals PENGARUH ON ASSETS (ROA) , LIQUIDITY FUNDING RATIO (LFR) , NON PERFORMING LOAN (NPL) , DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PENYALURAN KREDIT PADA BANK BUMN YANG TERDAFTAR DI BEI PERIODE TAHUN 2013 – 2017

2019 ◽  
Vol 2 (2) ◽  
pp. 1-14
Author(s):  
Achmad Agus Yasin Fadli
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Research Results ◽  
Capital Adequacy Ratio ◽  
Positive Effect

This study aims to determine the effect of Return on Assets (ROA), Liquidity Funding Ratio (LFR), Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) on lending. The objects of this research are PT Bank Negara Indonesia (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Tabungan Negara (Persero) Tbk, and PT Bank Mandiri (Persero). This research was conducted during the period 2013 - 2017. The method of analysis used in this study is multiple linear regression. The results showed that ROA, LFR, and CAR were negatively related to lending. Whereas NPL has a positive effect on lending. The implication of the research results is that in order to increase lending, it must reduce ROA, LFR and CAR and increase the NPL value.

PENGARUH FAKTOR-FAKTOR INTERNAL PERBANKAN TERHADAP NON PERFORMING FINANCING PADA BANK UMUM SYARIAH

2019 ◽  
Vol 6 (2) ◽  
pp. 115-130
Author(s):  
Eka Ambara Harci Putranta ◽  
Lilik Ambarwati
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Annual Reports ◽  
Regression Methods ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Independent Variable

The study aims to analyze the influence of internal banking factors in the form of: Capital Adequency Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing at Sharia Banks. This research method used multiple linear regression analysis with the help of SPSS 16.00 software which is used to see the influence between the independent variables in the form of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing. The sample of this study was 3 Islamic Commercial Banks, so there were 36 annual reports obtained through purposive sampling, then analyzed using multiple linear regression methods. The results showed that based on the F Test, the independent variable had an effect on the NPF, indicated by the F value of 17,016 and significance of 0,000, overall the independent variable was able to explain the effect of 69.60%. While based on the partial t test, showed that CAR has a significant negative effect, Total assets have a significant positive effect with a significance value below 0.05 (5%). Meanwhile FDR does not affect NPF.

scholarly journals The Effect of Non-Performing Loans (NPL) and Capital Adequacy Ratio (CAR) on Profitability (ROA) at PT. Bank Central Asia (BCA), TBK

2020 ◽  
Vol 1 (3) ◽  
pp. 121-126
Author(s):  
Rita Anggriani ◽  
Puji Muniarty Muniarty
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Central Asia ◽  
Sampling Method ◽  
Total Sample ◽  
Capital Adequacy ◽  
Coefficient Of Determination ◽  
Return On Assets ◽  
Analysis Technique ◽  
Capital Adequacy Ratio

The purpose of this research is to find out and analyze whether there is an influence between Non Performing Loans and Capital Adequacy Ratio both partially and simultaneously on the Profitability (ROA) of PT. Bank Central Asia, Tbk. The approach taken in this research is associative and quantitative. The population of this study was all subjects at PT. Bank Central Asia (BCA), Tbk for 44 years, namely 1974-2018 with a total sample of 9 years, namely 2010-2018. The sampling method is a purposive sampling method. While the data analysis technique uses classical assumptions, multiple linear regression, hypothesis testing (t-test and F test) and the coefficient of determination. The results of this study prove that Non-performing Loans do not affect the Return On Assets. However, Capital Adequacy Ratio has a significant effect on Return On Asset. While simultaneously this study proves that Non-Performing Loans and Capital Adequacy Ratio affect the Return On Assets at PT. Bank Central Asia, Tbk.

scholarly journals Pengaruh NPL, LDR, dan CAR padaROA Perusahaan Perbankan yang Terdaftar di BEI Tahun 2014-2016

2018 ◽  
pp. 2096
Author(s):  
Putu Intan Trisna Dewi ◽  
I Ketut Suryanawa
Keyword(s):  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Positive Effect

Banking plays an important role in influencing economic activity. Banking is required to gain profit so as to compete in order to maintain its survival. The profit is used to pay for all types of operational costs. This research was conducted in Banking Companies Listed in Indonesia Stock Exchange Period Year 2014 - 2016. The number of samples is 20 banks, with the method of purposive sampling technique. Data collection is done by observation or observation. The analysis technique used is multiple linear regression analysis. Based on the result of research, it is known that non performing loan has negative effect on return on asset, loan to deposit ratio has positive effect on return on asset, and capital adequacy ratio has negative effect on return on asset. Keywords: Non Performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio, Return On Assets.  

scholarly journals PENGARUH DANA PIHAK KETIGA DAN RASIO KECUKUPAN MODAL TERHADAP PEMBIAYAAN MURABAHAH

2021 ◽  
Vol 3 (1) ◽  
pp. 54-67
Author(s):  
Kresnhanto Aziz ◽  
Dian Hakip Nurdiansyah
Keyword(s):  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Statistical Testing ◽  
Third Party ◽  
Coefficient Of Determination ◽  
Capital Adequacy Ratio ◽  
Ratio Variables ◽  
Positive Effect

This study aims to examine the effect of Third Party Funds and Capital Adequacy Ratio on Murabahah Financing in Indonesia from 2017-2019. This research method uses quantitative approach. The data used in this study comes from financial statements of sharia bank companies in Indonesia for the period of 2017-2019. Then, the data that has been obtained will be analyzed using multiple linear regression analysis and hypothesis testing consisting of the t test and f test with the help from SPSS 23 software. The sampling technique uses non probability sampling with purposive sampling technique. The results of statistical testing show that partially Third Party Funds has positive effect on Murabahah Financing and Capital Adequacy Ratio has positive effect on Murabahah Financing. Meanwhile, simultaneously Third Party Funds and Capital Adequacy Ratio has an effect on Murabahah Financing. Then, the coefficient of determination (R2) was 97,5%. This shows that Third Party Funds and Capital Adequacy Ratio variables can effect the Murabahah Financing by 97,5% and the remaining of 2,5% is influenced by other variables which are not used in this study. Keywords: Third Party Funds, Capital Adequacy Ratio, Murabahah Financing

scholarly journals PENGARUH FAKTOR-FAKTOR INTERNAL PERBANKAN TERHADAP NON PERFORMING FINANCING PADA BANK UMUM SYARIAH

2020 ◽  
Vol 6 (2) ◽  
pp. 115-130
Author(s):  
Eka Ambara Harci Putranta
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Annual Reports ◽  
Regression Methods ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Independent Variable

The study aims to analyze the influence of internal banking factors in the form of: Capital Adequency Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing at Sharia Banks. This research method used multiple linear regression analysis with the help of SPSS 16.00 software which is used to see the influence between the independent variables in the form of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing. The sample of this study was 3 Islamic Commercial Banks, so there were 36 annual reports obtained through purposive sampling, then analyzed using multiple linear regression methods. The results showed that based on the F Test, the independent variable had an effect on the NPF, indicated by the F value of 17,016 and significance of 0,000, overall the independent variable was able to explain the effect of 69.60%. While based on the partial t test, showed that CAR has a significant negative effect, Total assets have a significant positive effect with a significance value below 0.05 (5%). Meanwhile FDR does not affect NPF.

scholarly journals PENGARUH RETURN ON ASSETS (ROA), NON PERFORMING LOAN (NPL), DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PERTUMBUHAN LABA (Studi pada PT BPR Cianjur periode 2007-2016)

2019 ◽  
Vol 4 (2) ◽  
pp. 1185-1200
Author(s):  
Muhammad Ali
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Hypothesis Test ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Application Software ◽  
Return On Assets ◽  
Earnings Growth ◽  
Capital Adequacy Ratio

The purpose of this study is determining how much influence of Return On Assets (ROA), Non-Performing Loan (NPL) and Capital Adequacy Ratio (CAR) either partially or simultaneously toward of Earnings Growth at PT BPR Cianjur in period 2007-2016. The methods used in this research are descriptive and associative methods. To determine the influence of these variables used multiple linear regression analysis. And then doing hypothesis test of partial t test and F test of simultaneously using application software SPSS 22. The Result of this study shows an average of the year 2007-2016 from Return on Assets (ROA) amounted to 4,4230, Non-Performing Loan (NPL) amounted to 7,6630, Capital Adequacy Ratio (CAR) amounted 35,2110, and Earnings Growth amounted 22,20. Based upon the research, there is results that Return On Assets (ROA), Non-Performing Loan (NPL) is not significant on Earnings Growth, and Capital Adequacy Ratio (CAR) has a positive significant effect on Earnings Growth. The simultaneous Return On Assets (ROA), Non-Performing Loan (NPL) and Capital Adequacy Ratio (CAR) significantly effects on Earnings Growth.

scholarly journals Kinerja Pembiayaan UMKM Terhadap Profitabilitas Bank Umum Syariah di Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 152-159
Author(s):  
Marwah Nur Al-Zauqi ◽  
Iwan Setiawan
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Commercial Banks ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Significant Positive Effect ◽  
Capital Adequacy Ratio ◽  
Positive Effect

This study aims to determine how MSME financing and Capital Adequacy affect the profits of Islamic commercial banks. This study uses a quantitative approach that analyze secondary data from statistic of Islamic Bank in Indonesia period 2016-2019.  The analysis used multiple linear regression analysis methods. Data processing uses eviews program. The results of this study indicate that MSME financing has a significant positive effect on Return on Asset. Capital Adequacy Ratio has a significant positive effect on Return on Asset. MSME financing and Capital Adequacy Ratio has a simultant effect to Return on Asset. The results of this study are expected to be a material consideration for Islamic commercial banks in providing MSME financing and maintaining capital adequacy.

Dana Pihak Ketiga, Rasio Kecukupan Modal, Pembiyaan Bermasalah, Dan Tingkat Pengembalian Investasi Pada Pembiayaan UMKM

Liquidity ◽  
2018 ◽  
Vol 5 (2) ◽  
pp. 127-133
Author(s):  
Oki Irawan ◽  
Jafril Khalil ◽  
Riawan Amin
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Return On Investment ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Third Party ◽  
Return On Assets ◽  
Independent Variables ◽  
Capital Adequacy Ratio

This study aims to determine the effect of third party funds, capital adequacy ratio, problem financing, and return on investment on MSME financing with case studies at Bank Muamalat, Bank Syariah Mandiri and Bank Syariah Mega. This study uses multiple linear regression analysis. The results of this study indicate that the independent variables (the amount of third party funds, capital adequacy ratio, non perfoming financing, return on assets) as a whole contribute or contribute to the dependent variable (financing of SMEs) of 73.6% and the remaining 26.4% of other variables Not included and examined in the equation.

Sign in / Sign up

Export Citation Format

Share Document