scholarly journals FINANCING MICRO AND SMALL ENTERPRISES: ASSESSING THE IMPACT OF MUDRA LOANS IN AN EMERGING ECONOMY

This paper studies the impact of mudra on small and micro enterprises in terms of income generation, business expansion, standard of living, and employment generation in the process. The research is socio-economic research. The project applied mean difference method for quantitative data analysis and relative importance index method to analyse qualitative data. Paper used Schedule to conduct personal interviews to collect data from 384 respondents using convenience sampling. It was found that to some extent, the schemes have been successful in providing loans to MSME sector. The enterprises are benefitted due to collateral free mudra loan in terms of income generation and business expansion. But there was no significant impact on employment generation and standard of living as proved from the data collected from the respondents due to mudra loan. Also, no significant improvement in human development index was found among the respondents. No significant improvements in quality of food and nutrition were found as informed by the respondents. Financial independence has not been achieved for the women entrepreneurs. Policy implications for government and bank has been discussed at the end of paper. The paper is based on the project funded by Indian Council of Social Science Research, New Delhi. This is a first kind of study conducted to study the impact of mudra loans on small and micro enterprises in India.

Religions ◽  
2020 ◽  
Vol 11 (10) ◽  
pp. 501
Author(s):  
Fethi Mansouri

This article reflects on the ethical and epistemological challenges facing researchers engaged in contemporary studies of Islam and Muslims in the West. Particularly, it focuses on the impact of the constructions and categorisations of Muslims and Islam in research. To do this, it considers the entwinement of public discourses and the development of research agendas and projects. To examine this complex and enmeshed process, this article explores ideological, discursive and epistemological approaches that it argues researchers need to consider. In invoking these three approaches alongside an analysis of a collection of recent research, this article contends that questions of race, religion and politics have been deployed to reinforce, rather than challenge, certain essentialist/orientalist representations of Islam and Muslims in the West in research. As this article shows, this practice is increasingly threatening to compromise, in a Habermasian communicative sense (i.e., the opportunity to speak and be heard for all concerned), the ethical and epistemological underpinnings of social science research with its emphasis on inclusion and respect.


2016 ◽  
Author(s):  
Jonathan Horowitz

Decades of social science research demonstrate the impact of education on civic participation. However, prior scholarship generally assumes that the returns to education do not change over time or geographic space. Absolute educational effects are not always plausible; as more individuals obtain a college degree, there are a greater number of qualified individuals competing for the same social resources. The present study tests the impact of education on civic participation, and whether this effect changes as the number of college-educated individuals increases over birth cohorts. The present findings suggest that in some cases, a college degree's impact on civic participation declines as more individuals obtain college degrees. The findings challenge commonly held assumptions about the effect of higher education on civic participation. Furthermore, the findings suggest that while sending an individual to college may increase civic participation, encouraging all high school students to go to college may undercut the benefits of college attendance.Keywords: higher education, cohorts, civic engagement, volunteering


1981 ◽  
Vol 1 (4) ◽  
pp. 433-464 ◽  
Author(s):  
Harold Wolman

ABSTRACTRecent social science research – particularly evaluation research and cost-benefit analysis – has produced a substantial and very useful literature on the impact of public policy and on the relationship of program inputs to outputs and outcomes. However, the explicit focus of these analytic techniques on impacts and outcomes does not systematically yield useful information on why programs have been successes or failures. Policy-makers faced with an evaluation of program success or failure obviously need to know something about the why question if they are to make needed adjustments in the program or carry the lessons of one program to other areas. This article attempts to present a comprehensive framework for explaining and understanding program performance. It is meant to have two uses and to serve two clienteles. First, it presents for social scientists a set of research questions to guide research into the determinants of program performance. Second, it provides public policy-makers with a set of action questions which should be asked and answered appropriately in the actual formulating and carrying out of public policy, as a means of enhancing the chances of program success. The framework is divided into two parts, the formulating process and the carrying out process, although these two processes may overlap considerably, both in time and in terms of substantive concerns. Program success may be impeded by problems or inadequacies in one or more of the components in either the formulating stage or the carrying out stage or in both.


2019 ◽  
Vol 38 (4) ◽  
pp. 422-442
Author(s):  
Thomas Loughran ◽  
Edward Fieldhouse ◽  
Laurence Lessard-Phillips ◽  
Lee Bentley

This article explores whether introducing an external group into a population with different characteristics to the existing population may lead to behavioral change. Specifically, we test whether introducing ethnic minority immigrants with varying levels of civic duty (commitment to voting) norms into a previously homogenous nonimmigrant ethnic majority population influences voter turnout among the nonimmigrant majority group. The findings have been produced using a complex agent-based model (“the voter model”) where the parameters and characteristics have been developed through the extensive synthesis of existing findings from real-world social science research on voter turnout. The model adopts the KIDS (“Keep It Descriptive Stupid”) approach to this form of modeling complex systems. The model puts a particular emphasis on exploring the dynamic social aspects that influence turnout by focusing on the role of networks and spatial composition factors such as ethnic diversity and levels of internal and external immigration. It uses an approach based on aggregative neighborhood dynamics to go beyond existing static models of the influence of social norms on voting similar to the classic approach of Schelling. The main findings from this article suggest that, other factors being equal, increased levels of immigration lead to a small but significant increase in turnout among the nonimmigrant population and show that higher levels of civic duty among immigrants lead to higher levels of turnout among nonimmigrants over time. This challenges the popular belief that increased immigration and diversity in a specific community will always lead to lower turnout levels.


2019 ◽  
Vol 53 (4) ◽  
pp. 703-709 ◽  
Author(s):  
Gary King ◽  
Nathaniel Persily

ABSTRACTThe mission of the social sciences is to understand and ameliorate society’s greatest challenges. The data held by private companies, collected for different purposes, hold vast potential to further this mission. Yet, because of consumer privacy, trade secrets, proprietary content, and political sensitivities, these datasets are often inaccessible to scholars. We propose a novel organizational model to address these problems. We also report on the first partnership under this model, to study the incendiary issues surrounding the impact of social media on elections and democracy: Facebook provides (privacy-preserving) data access; eight ideologically and substantively diverse charitable foundations provide initial funding; an organization of academics we created, Social Science One, leads the project; and the Institute for Quantitative Social Science at Harvard and the Social Science Research Council provide logistical help.


Author(s):  
Marleen Brans ◽  
David Aubin ◽  
Valérie Smet

Through their policy relevant research outputs and integration in policy networks, Belgian academics ‘speak truth to power’ (Wildavsky 1979) or ‘make sense together’ (Hoppe 1999) in political and public debates about policy problems and options. At the turn of the millennium, the federal and regional governments have moved to institutionalizing policy relevant research in what are called interuniversity research pillars, and middle to long term research programmes, thematically organised along the priorities decided by the respective governments. Next to these structural interfaces, there are other access points for academics to bring their expertise to policy-making. Sectoral academic experts maintain multiple relationships with knowledge brokers. They are welcome guests in opinion sections of the written and spoken media and hold positions in the strategic advisory bodies of different governments. Several of them are also active in think tanks, or act themselves as consultants in commercial university spin-offs. This chapter analyses the structural and individual access of academics to policy-making in Belgium. The empirical material is based upon documents analysis and budget information, on a study of knowledge utilisation in labour market and education policies in Belgium, and on a recent survey on the impact of social science research on Flemish policy-makers.


2010 ◽  
Vol 66 (3) ◽  
pp. 379-392
Author(s):  
Vincent Peloso

Stanley J. Stein, Walter Samuel Carpenter III Professor of Spanish Civilization and Culture and Professor of History, Emeritus, at Princeton University, is a lifelong Latin Americanist. Together with his late wife Barbara, herself an accomplished bibliographer and historian of the region, Professor Stein wrote several books and articles that put their stamp on methods of writing the social history of modern Latin America, specifically on the impact of colonialism and industrialism in Mexico and Brazil in the eighteenth and nineteenth centuries. It is fair to say that no one who studied Latin American history over the last 35 years would have failed to engage the slim, elegantly written synthesis, The Colonial Heritage of Latin America: Essays on Economic Dependence in Perspective (1970). Recipients of grants and fellowships from the Social Science Research Council, the Guggenheim Memorial Foundation, and the National Endowment for the Humanities, singly or together, the Steins were honored for their path-breaking studies with the CLAH Robertson and Bolton prizes, the Conference on Latin American History Distinguished Service Award (1991), and the American Historical Association Award for Scholarly Distinction (1996).


1994 ◽  
Vol 23 (2) ◽  
pp. 120-124 ◽  
Author(s):  
Mary Jo Kealy

There exists no mechanism for federal agencies, national laboratories, industry, and academic institutions to set a national environmental research agenda. Moreover, funding for social science research is inadequate for providing a sound scientific basis for making environmental policy. Despite this lack of leadership, it is quite possible to define an environmental economic research agenda that could lead to improved policies for protecting and managing the environment. The present paper makes some recommendations from an insider's viewpoint.


1953 ◽  
Vol 47 (2) ◽  
pp. 359-385 ◽  
Author(s):  
Angus Campbell ◽  
Gerald Gurin ◽  
Warren E. Miller

In March, 1952 the Carnegie Corporation made available to the Social Science Research Council a research grant to support a major study of factors influencing the popular vote in the 1952 presidential election. Under the sponsorship of the Council's Committee on Political Behavior this project is currently being carried out by the Survey Research Center of the University of Michigan.The study was developed around six major objectives:1. To identify the voters and non-voters, Republicans and Democrats, within four major geographical areas, in regard toa. socio-economic characteristics;b. attitudes and opinions on political issues;c. perceptions of the parties and the candidates.2. To compare these groups to the corresponding groups in the 1948 presidential election.3. To trace the resolution of the vote with particular attention to the undecided and changing voters.4. To study the impact of the activities of the major parties on the population.5. To analyze the nature and correlates of political party identification.6. To analyze the nature and correlates of political participation.


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