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Author(s):  
M. Nandini ◽  
B. N. Shubha

India, as a developing economy even after five decades of planning, still has a long way to catch up with the advanced economies of the globe. The goal may be distant, but surely, the time needed to reach can be reduced by accelerating the pace of development. One way of doing this is by the development of industrial and business ventures. There exists a positive relationship between the growth of an economy and the growth of small and medium enterprises (SMEs). SMEs play a vibrant role in the development of an economy. Access to the formal source of credit by entrepreneurs is essential in a growing economy. Lending to SMEs is a risky activity for the banks as repayment of these loans are less guaranteed. The research article attempts to analyse the factors influencing the loan repayment behaviour of SMEs towards commercial banks. Data are collected using the convenience method of sampling from 80 registered SMEs belonging to the manufacturing and service sectors in the Bangalore region, and data are analysed using statistical tools such as correlation and logit regression analysis, conclusions are drawn based on these findings. The study reveals that characteristics of loan and lender influence the repayment to the maximum extent. The findings are helpful for commercial banks in redesigning suitable policies and schemes to reduce loan defaults.


2022 ◽  
Vol 12 (1) ◽  
pp. 37-40
Author(s):  
Mostofa Mahmud Hasan ◽  
B.M. Sajjad Hossain ◽  
Md. Abu Sayem

Gross Domestic Product (GDP) is believed to be an indicator of a country’s economic condition. Bangladesh’s GDP increased at a pace of 8.15% in fiscal 2018-19 as per the base year 2005-06. By the year 2019, Bangladesh has become the seventh fastest-growing economy in the world. This paper used multiple regression analysis model for the macroeconomic factors. The aim of this study is to measure the effects of macroeconomic factors considering GDP as the dependent variables and inflation rate, import, and export are considered as independent. This paper represents that import and export are positively associated factors with GDP whereas inflation rate is a negatively associated factor. This study concluded with revealing the importance of conducting further study by considering more economic variables to measure the economic growth as a whole.


2022 ◽  
pp. 58-81
Author(s):  
Md. Bokhtiar Hasan ◽  
Md. Naiem Hossain

Green finance is currently gaining importance with the growing global resistance to climate change. However, there is limited empirical evidence supporting green finance and economic development nexus considering environmental issues. Despite the fastest growing economy in Asia, Bangladesh still has ambiguity about the role of green finance on sustainable economic growth, though it is already initiated in Bangladesh. Therefore, applying correlation matrix and Granger causality test, this chapter aims to overview the present scenario and identify the role of green finance on sustainable development in Bangladesh from 2014-2019. Hence, it considers GDP growth and CO2 emissions for economic development and climate change issues, respectively, and green finance as the proxy of greening. This study finds that renewable energy consumption and power generation from renewable and waste contribute to green growth. Hence, this study suggests green finance for sustainable development not only in Bangladesh but also in other emerging economies.


2021 ◽  
Vol 3 (2) ◽  
pp. 159-164
Author(s):  
Fariha Jabeen ◽  
Asia Saif Alvi

Pakistan and India were in opposing camps during the cold war while Pakistan was in the West camp and India in Soviet camp. (Gillani, 2021) (Ali, 2020). The demise of Soviet Union gave a chance to China to emerge itself as a challenger to the USA superiority. China's growing economy gave a direction to US policy towards the South Asian region and especially focused on India. India was also trying to be a hegemonic power in its region and common enemy of Pakistan and China. The US knew that there was only India in the south Asian region that will be helpful to combat china because Pakistan was already economically tied with china. There was another important point that America was intentionally focusing on Asia because it need allies in Asia like the EU and the Middle East. So it needs an important ally like India that can shelter the interests of the USA.


2021 ◽  
Vol 25 (4) ◽  
pp. 313-320
Author(s):  
Umesh C. Ojha ◽  
Sonam Spalgais ◽  
Ashish Ranjan ◽  
Omkar K. Choudhari

Relevance . With growing economy and flourishing construction industries the comorbidities among construction workers are also raised. They are exposed to various dust, fumes, noxious gases and vapours making them susceptible to chronic airway diseases like Chronic Obstructive Lung Disease. The aim of the study was to evaluate the respiratory health status of construction workers in an unorganised sector. Materials and Methods . The data collected from National Capital of Delhi region in an unorganised sector of construction workers by using a Saint George Respiratory Questionnaire by the Institute of Occupational Health and Environmental research, Basaidarapur, Delhi, India. All the participant response was noted and the answers were evaluated to see respiratory health status of workers. Total 200 workers were evaluated. Total 182 males and 18 female participated in the study. Results and Discussion . 25% of workers reported poor health at the time of the survey, while only 4% of workers considered their health to be very good. Among the main complaints were indicated: cough, sputum production, shortness of breath, chest infections, attacks of wheezing. The overall mean of Saint George Respiratory Questionnaire core was 33.55. It increases with the working period in the construction field with 21.6% for 10years and 49.1 for 30years experienced workers, while workers with 11 to 20 years of experience, the score was 28.4. The Saint George Respiratory Questionnaire score was 35.1 in 21-30 years of experienced construction workers. Conclusion . As a result of the study, construction workers are found to be at high risk of various respiratory diseases and related disabilities. Participants in this study did not receive any treatment for respiratory problems at any clinic. This means the importance of occupational health education and the use of personal protective equipment and safe working conditions for construction workers.


2021 ◽  
Vol 7 (1) ◽  
Author(s):  
Carey W. King

AbstractThis paper explains how the Human and Resources with MONEY (HARMONEY) economic growth model exhibits realistic dynamic interdependencies relating resources consumption, growth, and structural change. We explore dynamics of three major structural metrics of an economy. First, we show that an economic transition to relative decoupling of gross domestic product (GDP) from resource consumption is an expected pattern that occurs because of physical limits to growth, not a response to avoid physical limits. While increasing operational resource efficiency does increase the level of relative decoupling, so does a change in pricing from one based on full costs to one based only on marginal costs that neglect depreciation and interest payments. Marginal cost pricing leads to higher debt ratios and a perception of higher levels of relative resource decoupling. Second, if assuming full labor bargaining power for wages, when a previously-growing economy reaches peak resource extraction and GDP, wages remain high but profits and debt decline to zero. By removing bargaining power, profits can remain positive at the expense of declining wages. Third, the internal structure of HARMONEY evolves in the same way the post-World War II U.S. economy. This is measured as the distribution of intermediate transactions within the input-output tables of both the model and U.S. economy.


Author(s):  
Keun Lee

After a miraculous economic growth, spurred by the Beijing Consensus, China is now facing a slowdown. This book deals with the interesting issue of the middle-income trap—the phenomenon of the rapidly growing economy of a country stagnating at the middle-income level—in the context of China. It also discusses China’s limitations and future prospects, especially after the onset of a new “cold war” between China and the US, and in particular whether it would fall into the “Thucydides trap,” the conflict between a rising power and the existing hegemon. This book plays around three key terms, the Beijing Consensus, the middle-income trap, and the Thucydides trap, and applies a Schumpeterian approach to these concepts. It also conducts a comparative analysis examining China from an “economic catch-up” perspective. Economic catch-up starts with learning from and imitating a forerunner, but a successful catch-up requires leapfrogging, which implies a latecomer doing something different from, and often ahead of, a forerunner. Technological leapfrogging may lead to technological catch-up, which means reducing the technological gap, and then to economic catch-up in living standards and economic size. This linkage between technological and economic catch-up corresponds exactly with a similar linkage between the Beijing Consensus and escaping (or not) the middle-income and Thucydides traps. The book concludes that China’s successful rise as a global industrial power has been due to its strategy of technological leapfrogging, which has enabled it to move beyond the middle-income trap and possibly the Thucydides trap, although at a slower speed.


2021 ◽  
Author(s):  
◽  
Yang Gao

<p>China's rapidly growing economy has seen a sharp rise in energy consumption and correspondingly a new focus on energy security. Over the last decade, China has adopted an energy security approach emphasizing its external energy supply, especially oil supply, which is quite similar to the approach established in industrialized Western countries (IWCs) since the 1970s' energy crises. However, China‟s energy situation is profoundly different from the West with over 90 percent of its energy being produced domestically and nearly 70 percent being coal-based. To explain why the approach in China is similar to that of major IWCs, I demonstrate that while the IWCs constructed their energy security concept and subsequent policy responses on their energy situation, China's approach has largely been influenced by a domestic ideational factor and Western energy security concept. By providing a detailed examination of China's energy situation, highlighting the unique energy security vulnerabilities and threats it faces, I argue current mainstream energy security thinking in China does not match its comprehensive energy situation. It is therefore not adequate to address its energy security challenges. The thesis concludes that, a 'broader' energy security approach, going beyond the traditional thinking, should be developed to incorporate more energy sectors and domestic energy issues in China.</p>


2021 ◽  
Author(s):  
◽  
Yang Gao

<p>China's rapidly growing economy has seen a sharp rise in energy consumption and correspondingly a new focus on energy security. Over the last decade, China has adopted an energy security approach emphasizing its external energy supply, especially oil supply, which is quite similar to the approach established in industrialized Western countries (IWCs) since the 1970s' energy crises. However, China‟s energy situation is profoundly different from the West with over 90 percent of its energy being produced domestically and nearly 70 percent being coal-based. To explain why the approach in China is similar to that of major IWCs, I demonstrate that while the IWCs constructed their energy security concept and subsequent policy responses on their energy situation, China's approach has largely been influenced by a domestic ideational factor and Western energy security concept. By providing a detailed examination of China's energy situation, highlighting the unique energy security vulnerabilities and threats it faces, I argue current mainstream energy security thinking in China does not match its comprehensive energy situation. It is therefore not adequate to address its energy security challenges. The thesis concludes that, a 'broader' energy security approach, going beyond the traditional thinking, should be developed to incorporate more energy sectors and domestic energy issues in China.</p>


2021 ◽  
Vol 17 (3) ◽  
pp. 141-161
Author(s):  
Sumeet Gupta

Energy is one of the important building blocks in human development and act as a key factor in determining the economic development of any country. To meeting the demands of a developing nation, Energy requirement in the Form of Coal, Gas, oil and most important Electricity is necessary. This paper attempts to present full picture of Indian energy sector which is growing rapidly. However since, resource allocation and growth in energy supply have failed to meet the demands exerted by the increasing population, rapid urbanization and growing economy. First we identify factor of energy shortage in India, forcing it to rely heavily on imports. Second we develop a multiple linear regression model which includes all independent variables (Population, Inflation, and GDP) to determine energy consumption in India. India is a developing economy. Energy requirement in India are basically electricity, oil, coal, biomass and gas. India’s energy-mix comprises both non-renewable (coal, lignite, petroleum and natural gas) and renewable energy sources (wind, solar, small hydro, biomass, cogeneration biogases etc.).  Based on these model we give conclusion such that which independent variable (population, Inflation and GDP) is more impacting coal, oil, gas and electricity consumption in India as well as Current patterns of energy use and assumptions about future trends in economic activity, we constructed an activity driven model to forecast what would be the natural short term evolution of energy use in India for each end use segment by. Through analysis of current patterns of energy use, drivers of energy use were collected at the sub-sector level. We connected drivers of model with evolution of GDP to determine what would be the impact of economic growth on drivers of energy use. It also includes fuel or technology switching in the forecast.  


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