scholarly journals Lifetime Earnings Variability and Retirement Wealth

2003 ◽  
Author(s):  
Olivia S. Mitchell ◽  
John W.R. Phillips ◽  
Andrew Au ◽  
David McCarthy

Author(s):  
Olivia S. Mitchell ◽  
John W. R. Phillips ◽  
Andrew Au ◽  
David McCarthy


Author(s):  
Teresa Ghilarducci ◽  
Siavash Radpour ◽  
Anthony Webb

Abstract Using Health and Retirement Study data linked to summary plan descriptions and W-2s, this study reports trends in retirement wealth inequality of older employees 1992–2010. The study identifies and corrects methodological flaws in past research. Retirement wealth is highly unequally distributed; the top lifetime earnings quintile holds half of all retirement wealth, the bottom quintile, only 1%. The top earnings quintile fared better in 2010 than in 1992, whereas bottom-quintile earners fared worse. But retirement wealth inequality mainly reflects inequality within earnings quintiles, resulting from inadequate savings, not outsize accumulations. Systemic flaws reduce median retirement wealth by 84%





2007 ◽  
Vol 48 (2) ◽  
pp. 421-456 ◽  
Author(s):  
Lutz Hendricks


1984 ◽  
Author(s):  
Charles Dale ◽  
Lawrence G. Hill
Keyword(s):  




2019 ◽  
Author(s):  
Scott D. Drewianka ◽  
Phillip Oberg


Author(s):  
Paul A. Smith ◽  
David A. Love
Keyword(s):  


1974 ◽  
Vol 82 (3) ◽  
pp. 549-569 ◽  
Author(s):  
George E. Johnson ◽  
Frank P. Stafford


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