Implementing Mental Health Parity: The Challenge For Health Plans

2009 ◽  
Vol 28 (3) ◽  
pp. 663-665 ◽  
Author(s):  
Keith Dixon
2018 ◽  
Vol 50 (2) ◽  
pp. 95-106
Author(s):  
John G. Kilgour

Traditionally mental health and substance abuse disorders have been treated less generously than medical/surgical benefits in employment-provided health plans and health insurance contracts. That changed with the Mental Health Parity and Addiction Equity Act of 2008 as amended and extended by the Affordable Care Act of 2010 (Obamacare). It has been found that parity has not added significantly to health plan cost. The parity concept now applies to health plans and insurance contracts throughout the United States. This article examines that legislative development and the attending regulations and enforcement efforts. The Trump administration has vowed to repeal the Affordable Care Act, and it has already weakened it. If it succeeds, it will also weaken the Mental Health Parity and Addiction Equity Act and its parity requirements. That would be regrettable requirements.


2019 ◽  
Author(s):  
Destry L. East ◽  
Ryan P. Peirson

The current structure of our mental health parity laws are a combination of multiple bills at the national and state levels which have been passed since the original Mental Health Parity and Addiction Act of 2008 (MHPAEA). With the MHPAEA only employer-provided insurance programs that covered 50 or more employees and covered mental health services were required to have parity between mental health and physical health coverage. With the passage of the Affordable Care Act in 2010 and its essential benefit mandate (which required the coverage of mental health services) the MHPAEA broadened its reach to include smaller health plans and some Medicaid plans. Reforms in Medicare, CHIP and Tricare also have included parity between mental health and physical health coverage. Despite these changes there is still work needed in regards to state parity laws and better access to care. This review contains 5 figures, and 25 references. Key Words: Parity, Mental Health, Access, Coverage, MHPA, MHPAEA, NQTL, Essential Health Benefits


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