scholarly journals Measuring Racial/Ethnic Retirement Wealth Inequality

2020 ◽  
Author(s):  
Wenliang Hou ◽  
Geoffrey Sanzenbacher

2020 ◽  
pp. jor.2020.1.079
Author(s):  
Wenliang Hou ◽  
Geoffrey T. Sanzenbacher




Author(s):  
Teresa Ghilarducci ◽  
Siavash Radpour ◽  
Anthony Webb

Abstract Using Health and Retirement Study data linked to summary plan descriptions and W-2s, this study reports trends in retirement wealth inequality of older employees 1992–2010. The study identifies and corrects methodological flaws in past research. Retirement wealth is highly unequally distributed; the top lifetime earnings quintile holds half of all retirement wealth, the bottom quintile, only 1%. The top earnings quintile fared better in 2010 than in 1992, whereas bottom-quintile earners fared worse. But retirement wealth inequality mainly reflects inequality within earnings quintiles, resulting from inadequate savings, not outsize accumulations. Systemic flaws reduce median retirement wealth by 84%



Demography ◽  
2004 ◽  
Vol 41 (3) ◽  
pp. 585-605 ◽  
Author(s):  
Lauren Joy Krivo ◽  
Robert L. Kaufman






2008 ◽  
Author(s):  
Craig Fuller ◽  
Markus Burrell ◽  
Poonam Melwani


2008 ◽  
Author(s):  
Suzanne C. Ouellette ◽  
Ilan H. Meyer


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