Bank Consolidation and Small Business Lending: The Role of Community Banks

2003 ◽  
Author(s):  
Robert B. Avery ◽  
Katherine Samolyk
Keyword(s):  
Small Business ◽  
Community Banks ◽  
Small Business Lending ◽  
Bank Consolidation

Bank Consolidation and Small Business Lending: The Role of Community Banks

2004 ◽  
Vol 25 (2/3) ◽  
pp. 291-325 ◽  
Author(s):  
Robert B. Avery ◽  
Katherine A. Samolyk
Keyword(s):  
Small Business ◽  
Community Banks ◽  
Small Business Lending ◽  
Bank Consolidation

The Evolution of U.S. Community Banks and its Impact on Small Business Lending

2014 ◽  
Author(s):  
Julapa Jagtiani ◽  
Ian Kotliar ◽  
Ramain Quinn Maingi
Keyword(s):  
Small Business ◽  
Community Banks ◽  
Small Business Lending

scholarly journals Distance Still Matters : The Information Revolution in Small Business Lending and the Persistent Role of Location, 1993-2003

2009 ◽  
Vol 2009 (08) ◽  
pp. 1-47
Author(s):  
Kenneth P. Brevoort ◽  
◽  
John A. Holmes ◽  
John D. Wolken
Keyword(s):  
Small Business ◽  
Information Revolution ◽  
Small Business Lending

Small-business lending will suffer under US bank rules

2015 ◽  
Keyword(s):  
Financial Crisis ◽  
Small Business ◽  
Primary Target ◽  
Community Banks ◽  
Small Business Lending ◽  
Wall Street ◽  
Compliance Costs ◽  
Content Type ◽  
Job Growth ◽  
Regional Banks

Significance Community and regional banks were never the primary target of post-financial crisis reforms, but have been affected by the knock-on effects of the 2010 Dodd-Frank Wall Street Reform and Competitiveness Act. Impacts Regulation has an outsize impact on institutions that have a smaller base over which to amortise regulatory and compliance costs. This has major consequences for lending patterns, as smaller community banks are still a significant source of small loans to businesses. Regulatory relief for smaller institutions could free up resources for small business lending, which might stimulate job growth.

scholarly journals Bank Consolidation and Soft Information Acquisition in Small Business Lending

2013 ◽  
Vol 45 (2) ◽  
pp. 173-200 ◽  
Author(s):  
Yoshiaki Ogura ◽  
Hirofumi Uchida
Keyword(s):  
Small Business ◽  
Information Acquisition ◽  
Soft Information ◽  
Small Business Lending ◽  
Bank Consolidation

scholarly journals Small Business Lending and Bank Consolidation: Is There Cause for Concern?

1996 ◽  
Author(s):  
James Peter Weston ◽  
Philip E. Strahan
Keyword(s):  
Small Business ◽  
Small Business Lending ◽  
Bank Consolidation
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