Work-Related Injury Insurance

2021 ◽  
pp. 159-175
Author(s):  
Yan Wang
1998 ◽  
Vol 3 (4) ◽  
pp. 6-6
Author(s):  
Marc T. Taylor

Abstract This article discusses two important cases that involve the AMA Guides to the Evaluation of Permanent Impairment (AMA Guides). First, in Vargas v Industrial Com’n of Arizona, a claimant had a pre-existing non–work-related injury to his right knee as well as a work-related injury, and the issue was apportionment of the pre-existing injury. The court held that, under Arizona's statute, the impairment from the pre-existing injury should be subtracted from the current work-related impairment. In the second case, Colorado courts addressed the issue of apportionment in a workers’ compensation claim in which the pre-existing injury was asymptomatic at the time of the work-related injury (Askey v Industrial Claim Appeals Office). In this case, the court held that the worker's benefits should not be reduced to account for an asymptomatic pre-existing condition that could not be rated accurately using the AMA Guides. The AMA Guides bases impairment ratings on anatomic or physiologic loss of function, and if an examinee presents with two or more sequential injuries and calculable impairments, the AMA Guides can be used to apportion between pre-existing and subsequent impairments. Courts often use the AMA Guides to decide statutorily determined benefits and are subject to interpretation by courts and administrative bodies whose interpretations may vary from state to state.


2011 ◽  
Vol 1 (2) ◽  
pp. 13-17
Author(s):  
Sanjith S ◽  
◽  
Ramesh Kumar P ◽  

2017 ◽  
Vol 53 (3) ◽  
pp. 325-325
Author(s):  
Wan-Ju Cheng ◽  
Ming-Chyi Huang ◽  
Yawen Cheng ◽  
Chun-Hsin Chen ◽  
Chiou-Jung Chen

Work ◽  
2019 ◽  
Vol 61 (4) ◽  
pp. 537-549 ◽  
Author(s):  
Rebecca E. Gewurtz ◽  
Stephanie Premji ◽  
D. Linn Holness

2021 ◽  
Vol 29 (2) ◽  
pp. 91-104
Author(s):  
Eun-Ju Jo ◽  
◽  
Dong-Hee Noh ◽  
Seung-Hyup Han ◽  
Kyung-Yoon Kam

2019 ◽  
Vol 76 (Suppl 1) ◽  
pp. A41.2-A41
Author(s):  
Helen Harcombe ◽  
Ari Samaranayaka ◽  
Emma H Wyeth ◽  
Gabrielle Davie ◽  
Ian D Cameron ◽  
...  

BackgroundWork-related injuries can have a large impact on employees, employers and wider society. Preventing subsequent work-related injuries from occurring among those who have already had a work-related injury has the potential to reduce the burden of work-related injuries. However, predictors of subsequent work injuries must first be understood.This study investigates New Zealand participants from the Prospective Outcomes of Injury Study (POIS) with a substantial work-related injury (the ‘sentinel’ injury) and examines subsequent work-related injury events occurring during the following 24 months. Objectives are to: 1) describe the nature of sentinel and subsequent work-related injuries, and 2) examine work-related predictors of subsequent work-related injuries.MethodsOf the 2856 POIS participants, 754 were recruited following a substantial work-related injury. Data were combined from: 1) participant interviews approximately 3 months following their sentinel injury, 2) administrative claims data from New Zealand’s universal no-fault injury insurer (the Accident Compensation Corporation), and 3) hospital discharge data to 24 months. Predictors of subsequent work-related injuries were examined using multivariable analyses.ResultsWork-related sentinel injury events most commonly involved spine dislocations/sprains/strains (25%) with ‘lifting/loading/pulling’ the most common work task involved. One third (34%; n=258) went on to have at least one subsequent work-related injury in the following 24 months. Of those whose sentinel work-related injury was related to ‘lifting/loading/pulling’, 19% had at least one subsequent work-related injury event also related to this type of task. Predictors examined included pre-sentinel injury job strain, social support from colleagues and supervisors, physical work tasks, job security and job satisfaction.ConclusionA substantial proportion of participants with a work-related sentinel injury had further work-related injuries in the following 24 months. The identification of factors that predict those at risk of subsequent work-related injuries could provide a useful focus for those involved in the rehabilitation of people with work-related injuries.


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