Non-structural flood risk mitigation under developing country conditions: an analysis on the determinants of willingness to pay for flood insurance in rural Pakistan

2014 ◽  
Vol 75 (3) ◽  
pp. 2119-2135 ◽  
Author(s):  
Azhar Abbas ◽  
T. S. Amjath-Babu ◽  
Harald Kächele ◽  
Klaus Müller
2018 ◽  
Vol 25 (32) ◽  
pp. 32491-32505 ◽  
Author(s):  
Azhar Abbas ◽  
T. S. Amjath-Babu ◽  
Harald Kächele ◽  
Muhammad Usman ◽  
M. Amjed Iqbal ◽  
...  

2021 ◽  
Author(s):  
Amrie Singh ◽  
David Dawson ◽  
Mark Trigg ◽  
Nigel Wright

AbstractFlooding is an important global hazard that causes an average annual loss of over 40 billion USD and affects a population of over 250 million globally. The complex process of flooding depends on spatial and temporal factors such as weather patterns, topography, and geomorphology. In urban environments where the landscape is ever-changing, spatial factors such as ground cover, green spaces, and drainage systems have a significant impact. Understanding source areas that have a major impact on flooding is, therefore, crucial for strategic flood risk management (FRM). Although flood source area (FSA) identification is not a new concept, its application is only recently being applied in flood modelling research. Continuous improvements in the technology and methodology related to flood models have enabled this research to move beyond traditional methods, such that, in recent years, modelling projects have looked beyond affected areas and recognised the need to address flooding at its source, to study its influence on overall flood risk. These modelling approaches are emerging in the field of FRM and propose innovative methodologies for flood risk mitigation and design implementation; however, they are relatively under-examined. In this paper, we present a review of the modelling approaches currently used to identify FSAs, i.e. unit flood response (UFR) and adaptation-driven approaches (ADA). We highlight their potential for use in adaptive decision making and outline the key challenges for the adoption of such approaches in FRM practises.


2021 ◽  
Vol 292 ◽  
pp. 112743
Author(s):  
Elisabetta Strazzera ◽  
Rossella Atzori ◽  
Daniela Meleddu ◽  
Vania Statzu

2020 ◽  
Vol 11 ◽  
pp. 100080
Author(s):  
M.H. Barendrecht ◽  
N. Sairam ◽  
L. Cumiskey ◽  
A.D. Metin ◽  
F. Holz ◽  
...  

First Monday ◽  
2021 ◽  
Author(s):  
Ashir Ahmed ◽  
Jason Sargent

This paper reports the findings of the initial phase of a longitudinal study that aims to investigate barriers to digital literacy in rural Pakistan. The research employs the Theory of Change to plan various stages of a digital literacy program for young children living in a remote area of Pakpattan, Pakistan. A Digital Access Vehicle (DAVe) was deployed as an innovative tool to introduce digital literacy for those who were unable to travel to the project’s NGO partner headquarters to access DAVe’s array of digital technologies. An interpretive case study approach is used to perform in-depth analysis of the subject under investigation by conducting one-on-one interviews and focus groups with key informants. The contributions of this research are twofold: (a) it operationalizes the Theory of Change to systematically plan a social impact project in a resource-constrained developing country; and (b) it creates a better understanding of barriers hindering digital literacy of young children in rural areas of a developing country such as Pakistan.


2018 ◽  
Vol 48 (1) ◽  
pp. 1-20 ◽  
Author(s):  
Qiushuo Yu ◽  
Ben Campbell ◽  
Yizao Liu ◽  
Jiff Martin

Community-supported agriculture (CSA) operators are becoming more innovative in their efforts to attract consumers to become CSA shareholders. Therefore, CSA operators must understand which attributes consumers value. Using an online survey of Connecticut consumers in conjunction with a choice experiment, we evaluate consumer preference and willingness to pay for various attributes, including risk mitigation. We find younger consumers are more likely to prefer CSAs with organic products, while a greater diversity of products in the CSA share will increase preference for a CSA for some consumers. Further, we find that consumers with and without CSA experience value the risk-mitigation attribute.


2021 ◽  
Author(s):  
Rebecca Alexandre ◽  
Iain Willis

<p>The re/insurance, banking and mortgage sectors play an essential role in facilitating economic stability. As climate change-related financial risks increase, there has long been a need for tools that contribute to the global industry’s current and future flood risk resiliency. Recognising this gap, JBA Risk Management has pioneered use of climate model data for rapidly deriving future flood risk metrics to support risk-reflective pricing strategies and mortgage analysis for Hong Kong.</p><p>JBA’s established method uses daily temporal resolution precipitation and surface air temperature Regional Climate Model (RCM) data from the Earth System Grid Federation’s CORDEX experiment. Historical and future period RCM data were processed for Representative Concentration Pathways (RCPs) 2.6 and 8.6, and time horizons 2046-2050 and 2070-2080 and used to develop fluvial and pluvial hydrological model change factors for Hong Kong. These change factors were applied to baseline fluvial and pluvial flood depths and extents, extracted from JBA’s high resolution 30m Hong Kong Flood Map. From these, potential changes in flood event frequency and severity for each RCP and time horizon combination were estimated.</p><p>The unique flood frequency and severity profiles for each flood type were then analysed with customised vulnerability functions, linking water depth to expected damage over time for residential and commercial building risks. This resulted in quantitative fluvial and pluvial flood risk metrics for Hong Kong.</p><p>Newly released, Hong Kong Climate Change Pricing Data is already in use by financial institutions. When combined with property total sum insured data, this dataset provides the annualised cost of flood damage for a range of future climate scenarios. For the first time, our industry has a tool to quantify baseline and future flood risk and set risk-reflective pricing for Hong Kong portfolios.</p><p>JBA’s method is adaptable for global use and underwriting tools are already available for the UK and Australia with the aim of improving future financial flood risk mitigation and management. This presentation will outline the method, provide a comparison of baseline and climate change flood impacts for Hong Kong and discuss the wider implications for our scientific and financial industries.</p>


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