scholarly journals The effect of large investors on asset quality: Evidence from subprime mortgage securities

2017 ◽  
Vol 87 ◽  
pp. 34-51 ◽  
Author(s):  
Manuel Adelino ◽  
W. Scott Frame ◽  
Kristopher Gerardi
Keyword(s):  
Subprime Mortgage ◽  
Asset Quality ◽  
Mortgage Securities ◽  
Quality Evidence

scholarly journals Subprime Attention Crisis: Advertising and the Time Bomb at the Heart of the Internet

2021 ◽  
Vol 9 (1) ◽  
pp. 19-26
Author(s):  
Jim Holmes
Keyword(s):  
New York ◽  
Financial Crisis ◽  
Business Model ◽  
Technology Policy ◽  
Global Financial Crisis ◽  
The Internet ◽  
Subprime Mortgage ◽  
Policy Researcher ◽  
The Global Financial Crisis ◽  
Mortgage Securities

In 2020, Tim Hwang, a writer, lawyer and technology policy researcher based in New York, published a short book entitled Subprime Attention Crisis: Advertising and the Time Bomb at the Heart of the Internet, which seeks to analyse the issues that are developing around the business model associated with the continued operation of the Internet, at least in its current manifestation, and the weaknesses and potential instability associated with that model. The book is of particular interest because the problems and possible next developments of the “time bomb” are set out in a plausible manner, together with some discussion on possible solutions. In particular, the author makes a credible comparison of the business model of the Internet with the subprime mortgage securities sector, the collapse of which contributed to the Global Financial Crisis in 2008.

Quality evidence for policymaking: I’ll believe it when I see the replication

2014 ◽  
Author(s):  
Annette N Brown ◽  
◽  
Drew B Cameron ◽  
Benjamin DK Wood ◽  
◽  
...  
Keyword(s):  
Quality Evidence

Effective and Empirical Durations of Mortgage Securities

CFA Digest ◽  
1997 ◽  
Vol 27 (4) ◽  
pp. 14-15
Author(s):  
Bruce D. Phelps
Keyword(s):  
Mortgage Securities

NPLs — The Solution Recipe for Albania

2015 ◽  
Vol 3 (1) ◽  
pp. 48
Author(s):  
Elona Shehu ◽  
Elona Meka
Keyword(s):  
Interest Rate ◽  
Negative Relationship ◽  
Banking System ◽  
Gdp Growth ◽  
System A ◽  
Analysis Technique ◽  
Recent Financial Crisis ◽  
The Stability ◽  
Asset Quality ◽  
Macroeconomic Determinants

The quality of the loan portfolio in Albanian banking system is facing many obstacles during the last decade. In this paper we look at possible determinants of assets quality. During the recent financial crisis commercial banks were confronted with deteriorating asset quality that threatened not only the banking industry, but also the stability of the entire financial system. This study aims to examine the correlation between non-performing loans and the macroeconomic determinants in Albania during the last decade. NPLs are considered to be of a high importance as they represent the high risk exposure of banking system. A solid bank with healthy assets increases the market efficiency. Our approach is based on a panel data regression analysis technique from 2005-2015. Within this methodology this study finds robust evidence on the existing relationship between lending interest rate, real GDP growth and NPLs. We expect to find a negative relationship between lending interest rate and asset quality. Further we assume an inverse relationship between GDP growth and non-performing loans, suggesting that NPLs decrease if the economy is growing. Furthermore this study proposes a solution platform, which looks deeper into the possibility of creating a secondary active market for troubled loans, restructuring the banking system or implementing the Podgorica model. This research paper opens a new lieu of discussion in terms of academic debates and decision-making policies.

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