scholarly journals FACTORS AFFECTING THE LOAN STATUS OF SUGARCANE FARMERS USING A GRADUATED MORTGAGE LOAN REPAYMENT SCHEME IN KWAZULU-NATAL

Agrekon ◽  
2003 ◽  
Vol 42 (4) ◽  
pp. 353-365 ◽  
Author(s):  
M C Mashatola ◽  
M AG Darroch
Keyword(s):  
Mortgage Loan ◽  
Loan Repayment ◽  
Factors Affecting ◽  
Kwazulu Natal

scholarly journals Selling Authorization Legal Agreement Status Will Be Weighed Against Collateral Mortgage (Case Study PT. Bank Tabungan Negara (Persero) Tbk.)

Jurnal Akta ◽  
2018 ◽  
Vol 5 (3) ◽  
pp. 823
Author(s):  
Rian Dwi Anggoro ◽  
Umar Ma'ruf
Keyword(s):  
Home Ownership ◽  
Legal Protection ◽  
Mortgage Loan ◽  
Power Of Attorney ◽  
Loan Repayment ◽  
Survey Results ◽  
Legal Position ◽  
Branch Office ◽  
The Right

This study aims to determine why the binding of collateral in the process of granting subsidized housing loans in PT. Bank Tabungan Negara (Persero) Tbk. Pekalongan branch office is not binding perfectly implemented using the security rights, the legal position of the agreement of power sold to the collateral to be encumbered encumbrance in the process of providing subsidized credit facilities, and a form of legal protection for authorizing the use of certificate authority to sell. This study uses empirical juridical approach or Socio Legal Research. Data collected through literature, observation and interviews. The survey results revealed that the cause of non-performance perfect binding manner using the right mortgage loan process dala subsidized home ownership in PT. Bank Tabungan Negara (Persero) Tbk. Pekalongan branch office is due to the type of housing loan subsidies are certain types of loans are regulated in the legislation which the binding process is limited to a power of attorney install security rights. On the basis of these reasons the bank asked the Notary / PPAT can issue certificates aimed at selling power if the debtor defaults, the creditor as the bank can make the sale to get the loan repayment. However, if the power of attorney install security rights has been upgraded to the Agreement of Encumbrances Encumbrance and has been registered to receive the certificate Encumbrance the collateral execution process should be subject to the laws Mortgage. Making the notarized agreement of power selling is a form of legal protection for the debtor as the authorizer.Keywords: Authorization Agreement Sell; Collateral Will Be Charged Mortgage; Credit Homeownership Subsidies.

Farm Mortgage Loan Repayment: A Survey of Existing Plans and Some Possible Alternatives

1937 ◽  
Vol 19 (3) ◽  
pp. 764 ◽  
Author(s):  
J. K. Galbraith ◽  
R. M. Macy ◽  
W. Malenbaum
Keyword(s):  
Mortgage Loan ◽  
Loan Repayment

scholarly journals Assessment of Financial Conditions of South African Municipalities: A Unique Model for KwaZulu-Natal

2019 ◽  
Vol 23 ◽  
Author(s):  
Ewert P.J. Kleynhans ◽  
Clive Coetzee
Keyword(s):  
South African ◽  
Local Governments ◽  
Fixed Effects ◽  
Condition Index ◽  
Factors Affecting ◽  
Financial Position ◽  
Financial Condition ◽  
Financial Conditions ◽  
Measurement Framework ◽  
Kwazulu Natal

Most South African municipalities experience significant financial problems. This study investigates the financial conditions of municipalities in the province of KwaZulu-Natal (KZN). It was found that the most important factors which influence their financial position are unobservable municipally unique factors. The ratio of people of non-working age to the total population is also significant in influencing the financial position of municipalities. This article designed a unique financial conditions measurement framework to evaluate the financial status of local governments. Two independent instruments were developed, first to measure the financial quality of a municipality, and secondly, to identify and examine a number of socio-economic factors possibly affecting the financial condition of these municipalities. The study developed a composite financial condition index (CFCI) and a financial conditions management index (FCMI), and then tested the framework on 51 municipalities in the KZN province from 2009 to 2015. The study used a panel data approach with two financial condition indices as indicators. The findings suggest that, in the absence of individual effects, most of the selected socio-economic variables are relevant in terms of explaining some of the variations in municipal financial conditions. Cross-section fixed-effects do, however, significantly improve the overall performance of the model, suggesting that it is rather the unobservable municipally unique factors affecting municipal financial conditions. 

scholarly journals A Review of Existing Literature on Sustainability, Mission Drift and Loan Defaults

2019 ◽  
pp. 7-16
Author(s):  
Dr.Kashif Beg
Keyword(s):  
Financial Performance ◽  
Research Work ◽  
Women Clients ◽  
Loan Repayment ◽  
Trade Off ◽  
Factors Affecting ◽  
Mission Drift ◽  
Self Sufficiency ◽  
Loan Defaults

As the abundance of research work has been done in the field of Microfinance in the last two decades. This research work deals with the issue of factors affecting operational self-sufficiency, financial self-sufficiency and loan repayment performance and the trade-off between financial performance and outreach to poor and women clients. The section one deals with prior research work on factors affecting the sustainability of MFIs. Section two reviews prior research works on Mission drift i.e. trade-off between sustainability and outreach. Finally, section three deals with the factors affecting loan repayment performance.

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