scholarly journals Evidence of adverse selection in automobile insurance market: A seemingly unrelated probit modelling

2017 ◽  
Vol 5 (1) ◽  
pp. 1330303 ◽  
Author(s):  
Noureddine Benlagha ◽  
Imen Karaa ◽  
Caroline Elliott
Keyword(s):  
Adverse Selection ◽  
Insurance Market ◽  
Automobile Insurance

THE IMPORTANCE OF THE CHOICE OF TEST FOR FINDING EVIDENCE OF ASYMMETRIC INFORMATION

2014 ◽  
Vol 44 (2) ◽  
pp. 173-195 ◽  
Author(s):  
Catherine Donnelly ◽  
Martin Englund ◽  
Jens Perch Nielsen
Keyword(s):  
Asymmetric Information ◽  
Adverse Selection ◽  
Insurance Coverage ◽  
Insurance Premium ◽  
Insurance Market ◽  
Automobile Insurance ◽  
Selection Models ◽  
Positive Correlation ◽  
Using Data

AbstractWe put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage. We can find a statistically significant insurance coverage--risk correlation when coverage is expressed relative to the insurance premium, but not when it is expressed in monetary terms.

Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment

2001 ◽  
Vol 109 (2) ◽  
pp. 444-453 ◽  
Author(s):  
Georges Dionne ◽  
Christian Gouriéroux ◽  
Charles Vanasse
Keyword(s):  
Adverse Selection ◽  
Insurance Market ◽  
Automobile Insurance

Regulatory Adverse Selection in the Life Insurance Market

2004 ◽  
Author(s):  
Mattias K. Polborn ◽  
Michael Hoy ◽  
Asha Sadanand
Keyword(s):  
Adverse Selection ◽  
Life Insurance ◽  
Insurance Market
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