Disentangling Adverse Selection and Moral Hazard: Evidence from China’s Automobile Insurance Market

2019 ◽  
Author(s):  
Juan Zhang ◽  
Hua Zhou





2017 ◽  
Vol 5 (1) ◽  
pp. 1330303 ◽  
Author(s):  
Noureddine Benlagha ◽  
Imen Karaa ◽  
Caroline Elliott


1991 ◽  
Vol 10 (4) ◽  
pp. 433-459 ◽  
Author(s):  
John R. Wolfe ◽  
John H. Goddeeris




2014 ◽  
Vol 44 (2) ◽  
pp. 173-195 ◽  
Author(s):  
Catherine Donnelly ◽  
Martin Englund ◽  
Jens Perch Nielsen

AbstractWe put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage. We can find a statistically significant insurance coverage--risk correlation when coverage is expressed relative to the insurance premium, but not when it is expressed in monetary terms.







2001 ◽  
Vol 109 (2) ◽  
pp. 444-453 ◽  
Author(s):  
Georges Dionne ◽  
Christian Gouriéroux ◽  
Charles Vanasse


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