A Novel Off-line Anonymous and Divisible Digital Cash Protocol Utilizing Smart Card for Mobile Payment

2006 ◽  
Author(s):  
Ling Zhang ◽  
Jianping Yin ◽  
Mengjun Li
Keyword(s):  
Smart Card ◽  
Mobile Payment

scholarly journals Biometric-Based Remote Mutual Authentication Scheme for Mobile Device

2021 ◽  
Author(s):  
Sheng-Kai Chen ◽  
Jenq-Shiou Leu ◽  
Hsieh Wen-Bin ◽  
Jui-Tang Wang ◽  
Tian Song
Keyword(s):  
Smart Card ◽  
Mobile Device ◽  
Communication Channel ◽  
User Authentication ◽  
Mutual Authentication ◽  
Authentication Scheme ◽  
Mobile Payment ◽  
Remote Authentication ◽  
Authentication Schemes ◽  
Remote User

Abstract Remote user authentication schemes provide a system to verify the legitimacy of remote users’ authentication request over insecure communication channel. In last years, many authentication schemes using password and smart card have been proposed. However, password might be revealed or forgotten and smart card might be shared, lost or stolen. In contrast, the biometrics, such as face, fingerprint or iris, have no such weakness. With the trend of mobile payment, more and more applications of mobile payment use biometrics to replace password and smart card. In this paper, we propose a biometric-based remote authentication scheme substituting biometric and mobile device bounded by user for password and smart card. This scheme is more convenient, suitable and securer than the schemes using smart cards on mobile payment environment.

ASSESSING TECHNOLOGY DIFFERENCES IN ELECTRONIC AND MOBILE PAYMENT SYSTEMS AMONG DEVELOPED AND DEVELOPING COUNTRIES

2014 ◽  
Vol 11 (02) ◽  
pp. 1450005 ◽  
Author(s):  
MARY MATHEW ◽  
REMY MAGNIER-WATANABE ◽  
S. PRATHEEBA ◽  
N. BALAKRISHNAN
Keyword(s):  
Developing Countries ◽  
Smart Card ◽  
Developed Countries ◽  
Mobile Payment ◽  
Factor Analyses ◽  
Payment Systems ◽  
Main Pattern ◽  
Developing And Developed Countries

This paper examines 45 current electronic and mobile payment systems in developed and developing countries. First, each payment technology was assessed and classified as belonging to one of the several major categories consisting of SMS, WAP, USSD, NFC (RFID), Smart Card, Internet and IVR. Then, a technology prevalence matrix drawn from the previous stage was used as an input for sub-sample factor analyses. SMS, IVR and PC-based payment technologies were found to be more prevalent in developing countries, while smart card appeared most popular in developed countries. This contrast suggests that developing countries may have bypassed some established technologies and leapfrogged to mobile EPS instead. Factor analyses were run for each group and the first factor shows some differences in the main pattern of EPS for developing and developed countries. Mobile and PC-based technologies stand out when compared with NFC and smart card technologies for EPS.

Post-adoption Behaviors of Users in Mobile Payment Application

2020 ◽  
Vol 22 (1) ◽  
pp. 29-48
Author(s):  
Siling Zhang ◽  
Hag-Min Kim
Keyword(s):  
Mobile Payment

Smart Card Application Development Using Java

2000 ◽  
Author(s):  
Uwe Hansmann ◽  
Martin S. Nicklous ◽  
Thomas Schäck ◽  
Frank Seliger
Keyword(s):  
Smart Card ◽  
Application Development

The use of statistical methods in the analysis of mobile payment market in Poland

2020 ◽  
Vol 3 (2) ◽  
pp. 45-50
Author(s):  
Artur Borcuch
Keyword(s):  
Economic Growth ◽  
Economic Activity ◽  
Initial Phase ◽  
Positive Impact ◽  
Ease Of Use ◽  
Mobile Payment ◽  
Human History ◽  
Payment Systems ◽  
Mobile Payments ◽  
Payment Instruments

Payments are an inherent element of economic activity (León and Ortega 2018). However, the evolution of payment instruments and the way individuals and businesses make daily payments has undergone enormous change in human history, particularly due to main innovations in payment systems in last decades (Gandhi 2016). The last innovation in payment system concerns mobile payment. The development of mobile payments market can have a positive impact on economic growth (Leon and Rodriguez 2012). Although the Polish market of mobile payments is in the initial phase of development, it is one of the pioneering and leading in Europe and globally. The main purpose of this article is to analyze, which feature (convenience, speed, availability, ease of use, safety) of mobile payments could be the most important for users from Poland.

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