David Flynn of University of North Dakota reviews “Creditworthy: A History of Consumer Surveillance and Financial Identity in America,” by Josh Lauer. The Econlit abstract of this book begins: “Details the rise of consumer credit surveillance in the United States and its ongoing effort to control the behavior of American citizens and quantify their value in a variety of contexts in an effort to make them “good”—morally responsible, obedient, predictable, and profitable.”