Book Reviews

2018 ◽  
Vol 56 (1) ◽  
pp. 270-271

David Flynn of University of North Dakota reviews “Creditworthy: A History of Consumer Surveillance and Financial Identity in America,” by Josh Lauer. The Econlit abstract of this book begins: “Details the rise of consumer credit surveillance in the United States and its ongoing effort to control the behavior of American citizens and quantify their value in a variety of contexts in an effort to make them “good”—morally responsible, obedient, predictable, and profitable.”

Helia ◽  
2016 ◽  
Vol 39 (64) ◽  
pp. 45-56 ◽  
Author(s):  
J. R. Prasifka ◽  
L. F. Marek ◽  
D. K. Lee ◽  
S. B. Thapa ◽  
V. Hahn ◽  
...  

AbstractDelayed planting is recommended to reduce damage from sunflower insect pests in the United States, including the sunflower moth, Homoeosoma electellum (Hulst) and banded sunflower moth, Cochylis hospes Walsingham. However, in some locations, planting earlier or growing later-maturing hybrids could improve yield or oil content of sunflowers which would partially offset any added costs from insect pests or their management. Because the abundance and distribution of some sunflower insects have changed since recommendations for delayed planting were developed, experimental plots were grown in 2012 and 2013 at sites in North Dakota, Nebraska, Iowa, and Illinois. Sunflowers were planted two to four weeks earlier than normal, including hybrids that flower two to three weeks later than elite commercial hybrids. The sum of seed damaged by sunflower moth, banded sunflower moth, and red sunflower seed weevil, Smicronyx fulvus LeConte, (i. e., total percentage) was influenced by location, but not the relative maturity of tested entries. However, when damage attributed solely to the red sunflower seed weevil was analyzed, more damaged seed were found for late-maturing entries in North Dakota and Nebraska. In addition to the trial data, current pest populations are lower than when delayed planting was first recommended and insecticide use during sunflower bloom is both common and effective. Together, these observations suggest factoring insect pests into planting time decisions may be unnecessary, except for areas with a history of problems with severe pests that cannot be managed using insecticides (e. g., sunflower midge, Contarinia schulzi Gagné).


FEDS Notes ◽  
2021 ◽  
Vol 2021 (3025) ◽  
Author(s):  
Robert M. Adams ◽  
◽  
Vitaly M. Bord ◽  
Bradley Katcher ◽  
◽  
...  

Consumer credit card balances in the United States experienced unprecedented declines during the COVID-19 pandemic. According to the G.19 Consumer Credit statistical release, revolving consumer credit fell more than $120 billion (11 percent) in 2020, the largest decline in both nominal and percentage terms in the history of the series.


2015 ◽  
Vol 39 (4) ◽  
pp. 581-612
Author(s):  
Elisabeth Anderson ◽  
Bruce G. Carruthers ◽  
Timothy W. Guinnane

Despite the recently demonstrated importance of consumer credit for the economic health of nations and families, little is known about the history of consumer credit markets and their regulation. An important chapter in the history of consumer credit regulation came between 1909 and 1941, when policy experts at the Russell Sage Foundation (RSF) engaged in a national campaign to transform small loan markets and policy in the United States. Concentrating its efforts on state-by-state passage of the Uniform Small Loan Law, the foundation's political success hinged upon an alliance with the American Association of Personal Finance Companies. While most scholarship portrays experts as being dominated or co-opted by industry, our case provides a countervailing example. Far from controlling RSF experts, lenders became dependent on the foundation for legitimating their political lobbying and their business activities. We explain how the foundation built its expert reputation through a process of reputational entrepreneurship, and we trace how RSF experts deployed this reputation as a power resource in their negotiations with small loan lenders.


1963 ◽  
Vol 11 (2) ◽  
pp. 247-273
Author(s):  
George C. Homans ◽  
Peter Winch ◽  
D. C. Marsh ◽  
John Rex ◽  
T. E. Chester ◽  
...  

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