scholarly journals Analyzing Insolvency Drivers and Developing Credit Rating System for Small and Medium-sized Enterprises in Russia

2021 ◽  
Vol 12 (7) ◽  
pp. 1479
Author(s):  
Sergei Grishunin ◽  
Svetlana Suloeva ◽  
Victoria Shiryakina ◽  
Ekaterina Burova
Keyword(s):  
Credit Rating ◽  
Rating System

The gamification of trust: the case of China’s “social credit”

2018 ◽  
Vol 36 (1) ◽  
pp. 93-107 ◽  
Author(s):  
Zahy Ramadan
Keyword(s):  
Conceptual Framework ◽  
Tax Evasion ◽  
Credit Rating ◽  
Rating System ◽  
Credit System ◽  
Content Type ◽  
Social Credit ◽  
Chinese Business ◽  
Area Of Interest ◽  
New Business

Purpose China is establishing a social credit rating system with the aim to score the trust level of citizens. The scores will be based on an integrated database that includes a vast range of information sources, rating aspects like professional conduct, corruption, type of products bought, peers’ own scores and tax evasion. While this form of gamification is expected to have dire consequences on brands and consumers alike, the literature in that particular area of interest remains non-existent. The paper aims to discuss these issues. Design/methodology/approach A conceptual framework is suggested that highlights early on the risks and implications on brands and companies operating in that particular upcoming landscape. Findings The gamification of trust that the social credit system focuses on presents potential risks on brand and consumer relationships. This in turn will affect brand sustainability vis-à-vis the expected drastic changes in the Chinese business landscape. This study suggests the strategies to follow which will be of high interest to companies, consumers, as well as to the Chinese authorities during and after implementation stage. Originality/value This paper is amongst the first to discuss the potential effects of the Chinese social credit rating system on brands. The conceptual framework fills a sizeable gap in the literature and pioneers the discussion on potential dilemmas brands will be faced with within this new business landscape.

scholarly journals The Issue and Risk Analysis of the Credit Card

2021 ◽  
pp. 615-617
Author(s):  
Dhartee Ghawale ◽  
Pratiksha Gharde ◽  
Ashvini Bagade ◽  
N. Lakshmanan ◽  
Prof. Omkar Dudhbure
Keyword(s):  
Risk Analysis ◽  
Credit Card ◽  
Credit Rating ◽  
Rapid Development ◽  
Rating System ◽  
Credit Card Market

In order to systematically evaluate credit card risk, opportunities for specific action and activity are used on paper. Based on the rapid development of the local credit card market, the current risks of the application and the issue of the credit card are discussed. With a credit card application using a credit card, a situation may arise where a customer may wish to repay the loan on time. In addition, the credit rating system, marketing and approval method, credit card overpayment, incentive orders and penalties, use management and other related angles are considered to solve the credit card risk problem.

scholarly journals ENVISIONing the LCA of a wastewater treatment plant

2018 ◽  
Vol 13 (3) ◽  
pp. 583-588
Author(s):  
A. Kadava ◽  
S. Murthy ◽  
A. R. Shaw
Keyword(s):  
Wastewater Treatment ◽  
Life Cycle Assessment ◽  
Credit Rating ◽  
Treatment Plant ◽  
Holistic Approach ◽  
Rating System ◽  
Treatment Facility ◽  
Sustainable Infrastructure ◽  
Wide Acceptance

Abstract In today's sustainability market where there are several tools to rate and grade the ‘green’ level of modern day infrastructure, the multi-tiered credit rating system called Envision provides an holistic approach to tackle the issue. Developed by the Institute for Sustainable Infrastructure (ISI), Envision has around 60 sustainability credits to score points in order to reach a recognized level of achievement. Life cycle assessment (LCA) is another tool that is gaining industry-wide acceptance for assessing potential environmental impacts. LCA is recognized by Envision as a good way to assess several of the available credits in their system. An LCA performed for Blue Plains Advanced Wastewater Treatment Facility (AWTF), Washington, D.C., USA was used as an example case study to show how credits could be calculated for a used water treatment facility.

Comparative Analyses between Consumers’ Actual and Targeted Transaction of Menswear Based on Taobao E-Business

2011 ◽  
Vol 331 ◽  
pp. 574-577
Author(s):  
Xue Qin Wang ◽  
Ming Hui Chen ◽  
Ai Dan Zhang
Keyword(s):  
Credit Rating ◽  
Rating System ◽  
Target Market ◽  
Network Marketing ◽  
Comparative Analyses ◽  
Real Market

This paper introduces two aspects of menswear B2C e-business, i.e. the consumers’ actual-transaction and targeted-transaction. Circumstances of both aspects were researched by online questionnaires and data from Taobao, in order to check if there are some deviations between them and further analyze the detailed difference, reasons, and potential impacts which caused the deviations. Aiming at improving the circumstances of the deviations between target market and real market based on Taobao menswear, the paper gives some practical suggestions, such as online 3D garment system, establishing a database of products and features, improving the credit rating system, and increasing efforts of network marketing.

Performance Evaluation on Credit Rating System of Corporate Environmental Behavior in Hangzhou, China

2011 ◽  
Vol 356-360 ◽  
pp. 738-742
Author(s):  
Shi Yu Sun ◽  
Wan Dong Kong ◽  
Rong Qiang Luo
Keyword(s):  
Performance Evaluation ◽  
Credit Rating ◽  
Environmental Behavior ◽  
Rating System ◽  
Dynamic Management ◽  
Label System

This study is focus on the performance Credit rating system of corporate environmental behavior in Hangzhou. By doing statistical summaries and comparison of rating results of corporate environmental behavior from 2007 to 2010, most firms covered in this rating system in Hangzhou were behaving good or ordinarily toward environment. Corporate covered in the rating system show ineffective performance on promoting their environmental behavior by analyzing their rating results during four years. Some correlation has been found when study the variation of rating results and the pollution issues happened in Hangzhou. A dynamic management of the rating results and environmental behavior label system are recommended for further study and development.

Enterprise Quality Credit Rating System Building

2013 ◽  
Vol 281 ◽  
pp. 677-681
Author(s):  
Wei Xiong ◽  
Jing Yu ◽  
Lv He Fan ◽  
Yu Rong Hu
Keyword(s):  
Literature Review ◽  
Credit Rating ◽  
Evaluation Framework ◽  
Rating System ◽  
System Building ◽  
Hypothesis Model

This is one part of Quality Credit Rating system building subject. According to a literature review, the concept of quality credit in China is found out to be vague, besides, the indicators are not universal in either theoretical or practical ways. In order to solve these problems, this paper will first discuss about its definition from two perspectives based on the literatures and then come up with a hypothesis model for the rating system, this model will be further used as an evaluation framework.

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