scholarly journals A Pure Bureaucratic-Entrepreneurial Theory of Deposit Insurance Adoption

2021 ◽  
Vol 13 (3) ◽  
pp. 253-291
Author(s):  
Kam Hon Chu
Keyword(s):  
Deposit Insurance ◽  
Economic Freedom ◽  
Political Influence ◽  
Insurance Premium ◽  
Theory And Practice ◽  
Government Ownership ◽  
Insurance Scheme ◽  
Self Interest ◽  
Cross Country

Based on Becker, Kane, Niskanen, and Peltzman’s ideas, we develop a model to explain why deposit insurance is adopted even though policymakers are aware of its pitfalls in both theory and practice. In our model, the regulator acts as both a bureaucrat and an entrepreneur to maximize his self-interest through administering a deposit insurance scheme. The theory postulates that adoption of deposit insurance is more likely under the following conditions: the scheme is (i) publicly administered and (ii) privately funded, with (iii) non-risk rated insurance premium and (iv) compulsory membership; and there is (v) a larger deposit market with (vi) at least two groups of banks (good vs. bad), (vii) lower government ownership of banks, and (viii) higher economic freedom, such that one group exerts its political influence and gains from deposit insurance. Empirically our theory is supported by the stylized facts, cross-country binary-choice regression results and a case study of Canada.

scholarly journals Deposit Insurance Scheme Activities on Deposit Mobilization of International Association of Deposit Insurer Member Countries: Post Coreprinciple Effect

2020 ◽  
Vol 11 (6) ◽  
pp. 73
Author(s):  
Amenawo Ikpa Offiong ◽  
Peter Kekung Bessong ◽  
Arikpo Oka Felix ◽  
Godwin Bassey James ◽  
Anthony Ogar
Keyword(s):  
Deposit Insurance ◽  
International Association ◽  
Insurance Premium ◽  
Annual Reports ◽  
Insurance Fund ◽  
Insurance Scheme ◽  
Ex Post ◽  
Insurance Cover ◽  
Compliance Level ◽  
Ex Post Facto

This study examined deposit insurance schemes’ activities and its effect on deposit mobilization of the International Association of Deposit Insurers (IADI) member countries. The study dwelled on the banking sectors post-core principles of the member countries. The study assessed the effect of deposit insurance fund, deposit insurance cover, deposit insurance premium and deposit fully covered on the total deposit of the banking sectors of 21 member countries of IADI spanning the period 2014 to 2018. Data were sourced from the annual reports of the selected countries Deposit Insurance Agencies. The study adopted the ex-post facto research design. The estimating technique was panel Vector Error Correction Model (VECM). Findings from the analyses showed that deposit insurance scheme activities of member countries did not significantly affect IADI’s member countries banking sectors deposit mobilization after the implementation of the core principle. IADI, as a policy-making body must, therefore, review and localize its core principles and policies in line with member countries’ uniqueness and financial realities through investment in research in member countries to isolate unique factors peculiar to member countries and streamline policies to capture member countries’ financial and economic conditions. IADI should monitor the compliance level of member countries to ensure strict implementation of its policy and principles by member countries.

Introduction to Part I

2018 ◽  
Author(s):  
Andrew Berg ◽  
Rafael Portillo
Keyword(s):  
Monetary Policy ◽  
Structural Models ◽  
Stylized Facts ◽  
Policy Regimes ◽  
Detailed Case ◽  
Inaccurate Data ◽  
Cross Country

Developing an understanding of monetary policy in LICs must start with the evidence. This chapter briefly reviews the challenges facing the empirical researcher in SSA, including scarce and inaccurate data, short policy regimes that make powerful inference difficult, and the lack of structural models to help interpret the data. It provides an overview of Chapters 4–6, which take three very different approaches to looking at these data: a broad search for cross-country stylized facts (Chapter 4), a detailed case study of a major monetary policy event (Chapter 5), and an examination of whether vector auto-regressions (VARs)—the workhorse empirical tool in this area—are likely to yield useful results in the SSA context (Chapter 6).

scholarly journals Understanding why impact assessment fails; a case study of theory and practice from Wafi-Golpu, Papua New Guinea

2021 ◽  
Vol 89 ◽  
pp. 106582
Author(s):  
Charles Roche ◽  
Martin Brueckner ◽  
Nawasio Walim ◽  
Howard Sindana ◽  
Eugene John
Keyword(s):  
Impact Assessment ◽  
Papua New Guinea ◽  
New Guinea ◽  
Theory And Practice

Open teaching mode of environmental design major in colleges

2021 ◽  
pp. 002072092110052
Author(s):  
Yi Zhang ◽  
Yingjiao Chen
Keyword(s):  
Environmental Design ◽  
Living Environment ◽  
Theory And Practice ◽  
Basic Material ◽  
Chinese People ◽  
Teaching Mode ◽  
Good Living ◽  
Economic Construction ◽  
Considerable Damage

With the acceleration of China's industrialized cities, economic construction and social development have caused considerable damage to the natural environment. Having a good living environment has become an urgent need of the Chinese people, who have already met their basic material needs. This paper mainly adopts the method of combining theoretical analysis with case study. From the perspective of theory and practice, this paper studies the following contents: the present situation of teaching development and reflection on the environmental design specialty in China, the characteristics of open teaching mode, combined with the setting of environmental design specialty curriculum system and the teaching conditions of related specialties in Chinese universities. This study takes the open teaching mode of ordinary colleges and universities as the research object, and takes a university in China as an example to study the open teaching mode.

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