Personal Saving Behavior in Five Major Industralized Countries

This paper summarizes the authors work on the effect of IRA and 401(k) contributions on net personal saving. They consider many different nonparametric approaches to controlling for heterogeneity in individual saving behavior and conclude that the weight of the available evidence suggests that contributions to both IRAs and 401(k)s largely represent new saving. The authors devote particular attention to reconciling their results with the findings in other studies that reach different conclusions, sometimes using the same databases that the authors analyze. Methodological limitations that undermine the reliability of results in other studies explain many of these disparities.

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Global Investment-Saving Balance

Voprosy Ekonomiki ◽

10.32609/0042-8736-2011-6-4-19 ◽

2011 ◽

pp. 4-19 ◽

Cited By ~ 1

Author(s):

L. Grigoriev ◽

A. Ivashchenko

Keyword(s):

Saving Rate ◽

Additional Source ◽

Economic Agents ◽

System A ◽

Personal Saving ◽

Key Factor ◽

Saving Behavior ◽

Main Determinants ◽

Saving Decisions

The article analyzes the investment-saving balance in developed and developing countries and groups of countries. Main determinants of investment and saving decisions of different economic agents are derived from well-known theoretic papers. The analysis of pre-crisis investment-saving balance is performed with a focus on specific role of USA and China in the global financial intermediation system. A crisis shift in US households saving behavior is revealed, and it is treated as an additional source of financing American deficits. Maintenance of high personal saving rate of US households is considered to be the key factor to support post-crisis growth.

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Personal Saving Behavior among Muslim Employees

International Journal of Academic Research in Business and Social Sciences ◽

10.6007/ijarbss/v9-i11/6545 ◽

2019 ◽

Vol 9 (11) ◽

Author(s):

Aza Azlina Md Kassim ◽

Juliza Mohamed ◽

Nor Azah Jahari ◽

Noor Nasyikin Mohd Zain

Keyword(s):

Personal Saving ◽

Saving Behavior

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Capital Gains and Personal Saving Behavior

Journal of money credit and banking ◽

10.2307/1992137 ◽

1983 ◽

Vol 15 (1) ◽

pp. 1 ◽

Cited By ~ 23

Author(s):

Joe Peek

Keyword(s):

Capital Gains ◽

Personal Saving ◽

Saving Behavior

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Saving Behavior Determinants in Malaysia: An Empirical Investigation

KnE Social Sciences ◽

10.18502/kss.v4i6.6639 ◽

2020 ◽

Author(s):

Shafinar Ismail ◽

Wei-Loon Koe ◽

Mohd Halim Mahphoth ◽

Rizuwan Abu Karim ◽

Noorhidayah Yusof ◽

...

Keyword(s):

Financial Management ◽

Self Efficacy ◽

Management Practice ◽

Practical Implication ◽

Financial Knowledge ◽

Kuala Lumpur ◽

Body Of Knowledge ◽

Personal Saving ◽

Convenience Sampling ◽

Saving Behavior

This study investigates the determinants of saving behavior among government servants. The study focused on financial knowledge, financial self-efficacy, financial attitude and financial management practice in relation of saving behavior. The respondents were government servants in Kuala Lumpur, Malaysia. Convenience sampling was used for this study. 150 questionnaires were distributed to 150 respondents to answer the questionnaires. The questionnaire was designed in two sections, one consisting of demographic information and the second relating to the selection determinants of saving behavior. Result indicates that financial self-efficacy becomes an important factor that influences the saving behavior. Financial self- efficacy is the best predictor as most of government servants are managed to make progress towards financial goals. These findings could be useful references for related organizations as well as body of knowledge and practical implication that are interested in developing personal saving in a context of avoiding from bankruptcy. Keywords: Saving Behavior, Financial Knowledge, Financial Attitude, Financial Self- Efficacy, Financial Management Practice

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