The Credit Rating Transition Effect and Bank Loan Contracting

2012 ◽  
Author(s):  
Margot Quijano ◽  
Ha-Chin Yi
Keyword(s):  
Credit Rating ◽  
Bank Loan ◽  
Transition Effect ◽  
Loan Contracting

Does Information Technology Reputation Affect Bank Loan Terms?

2017 ◽  
Vol 93 (3) ◽  
pp. 185-211 ◽  
Author(s):  
Jeong-Bon Kim ◽  
Byron Y. Song ◽  
Theophanis C. Stratopoulos
Keyword(s):  
Information Technology ◽  
Internal Control ◽  
Credit Rating ◽  
Data Availability ◽  
Bank Loan ◽  
Inside Information ◽  
It Business Value ◽  
It Capability ◽  
Loan Contracting ◽  
Loan Terms

ABSTRACT This study investigates whether Information Technology (IT) reputation, captured by the accumulation of consistent IT capability signals, influences bank loan contracting even though banks have access to inside information. We predict that IT reputation is associated with better loan terms because it lowers credit risk via its impact on default and information risks. Results based on 4,218 loan facility-years reveal, as predicted, that firms with a reputation for IT capability tend to have more favorable price and non-price terms for loan contracts and are less likely to have their credit rating downgraded or to report internal control weaknesses than firms with no IT reputation. The study contributes to the banking and IT business value literature by showing that banks incorporate borrowers' nonfinancial characteristics, such as IT reputation, into loan contracting terms. JEL Classifications: G21; G32; M41; O32. Data Availability: All data are available from sources identified in the study.

Hedge Fund Activism and Bank Loan Contracting

2010 ◽  
Author(s):  
Jin Xu ◽  
Yinghua Li
Keyword(s):  
Hedge Fund ◽  
Bank Loan ◽  
Loan Contracting ◽  
Hedge Fund Activism

CEO Overconfidence and the Cost of Private Debt: Evidences from Bank Loan Contracting

2016 ◽  
Author(s):  
Yehning Chen ◽  
Po-Hsin Ho ◽  
Chih-Yung Lin ◽  
Ju-Fang Yen
Keyword(s):  
Bank Loan ◽  
Private Debt ◽  
Loan Contracting ◽  
The Cost

Adverse Climate Incidents and Bank Loan Contracting

2020 ◽  
Author(s):  
Deniz Anginer ◽  
Karel Hrazdil ◽  
Jiyuan Li ◽  
Ray Zhang
Keyword(s):  
Bank Loan ◽  
Loan Contracting

Regulator Supervisory Power and Bank Loan Contracting

2021 ◽  
pp. 106062
Author(s):  
Zhongda He ◽  
Guannan Qiao ◽  
Le Zhang ◽  
Wenrui Zhang
Keyword(s):  
Bank Loan ◽  
Loan Contracting

Media, Reputational Risk, and Bank Loan Contracting

2019 ◽  
Author(s):  
Leonardo Becchetti ◽  
Iftekhar Hasan ◽  
Stefano Manfredonia
Keyword(s):  
Bank Loan ◽  
Reputational Risk ◽  
Loan Contracting

scholarly journals Managerial Style and Bank Loan Contracting

2013 ◽  
Author(s):  
Bill Francis ◽  
Iftekhar Hasan ◽  
Yun Zhu
Keyword(s):  
Bank Loan ◽  
Managerial Style ◽  
Loan Contracting

scholarly journals CORPORATE BOARDS AND BANK LOAN CONTRACTING

2012 ◽  
Vol 35 (4) ◽  
pp. 521-552 ◽  
Author(s):  
Bill Francis ◽  
Iftekhar Hasan ◽  
Michael Koetter ◽  
Qiang Wu
Keyword(s):  
Bank Loan ◽  
Corporate Boards ◽  
Loan Contracting

scholarly journals State-ownership and bank loan contracting: evidence from corporate fraud

2017 ◽  
Vol 25 (6) ◽  
pp. 550-567 ◽  
Author(s):  
Lars Helge Haß ◽  
Skrålan Vergauwe ◽  
Zhifang Zhang
Keyword(s):  
State Ownership ◽  
Bank Loan ◽  
Corporate Fraud ◽  
Loan Contracting
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