Capital Regulation with Heterogeneous Banks

2013 ◽  
Author(s):  
Andreas Barth ◽  
Christian Seckinger
Keyword(s):  
Capital Regulation

Macroeconomic Cost Analysis of Enhanced Bank Capital Regulation

2018 ◽  
Vol 20 (4) ◽  
pp. 31-54
Author(s):  
Hyekyung Cha
Keyword(s):  
Cost Analysis ◽  
Capital Regulation ◽  
Bank Capital ◽  
Bank Capital Regulation

The Costs of Bank Equity Offerings in Response to Strengthened Capital Regulation

2014 ◽  
Author(s):  
Katsutoshi Shimizu ◽  
Peng Xu
Keyword(s):  
Capital Regulation ◽  
Equity Offerings ◽  
Bank Equity

Capital Regulation and Product Market Outcomes

2018 ◽  
Author(s):  
Ishita Sen ◽  
David Humphry
Keyword(s):  
Product Market ◽  
Capital Regulation ◽  
Market Outcomes

Efficient Capital Regulation of US Bank Holding Companies: An Integrative Literature Review

2019 ◽  
Author(s):  
Sophia Velez ◽  
Michael Neubert ◽  
Daphne Halkias
Keyword(s):  
Literature Review ◽  
Capital Regulation ◽  
Bank Holding Companies ◽  
Holding Companies

scholarly journals On the money creation approach to banking

2021 ◽  
Author(s):  
Salomon Faure ◽  
Hans Gersbach
Keyword(s):  
Monetary Policy ◽  
Commercial Banks ◽  
Central Banks ◽  
Capital Regulation ◽  
Bank Deposits ◽  
Central Bank Money ◽  
Money Creation ◽  
Asset Purchases ◽  
Bank Equity ◽  
Bank Money

AbstractWe study today’s two-tier money creation and destruction system: Commercial banks create bank deposits (privately created money) through loans to firms or asset purchases from the private sector. Bank deposits are destroyed when households buy bank equity or when firms repay loans. Central banks create electronic central bank money (publicly created money or reserves) through loans to commercial banks. In a simple general equilibrium setting, we show that symmetric equilibria yield the first-best level of money creation and lending when prices are flexible, regardless of monetary policy and capital regulation. When prices are rigid, we identify the circumstances in which money creation is excessive or breaks down and the ones in which an adequate combination of monetary policy and capital regulation can restore efficiency. Finally, we provide a series of extensions and generalizations of the results.

The nexus between loan portfolio size and volatility: Does bank capital regulation matter?

2021 ◽  
Vol 127 ◽  
pp. 106122
Author(s):  
Franziska Bremus ◽  
Melina Ludolph
Keyword(s):  
Capital Regulation ◽  
Bank Capital ◽  
Loan Portfolio ◽  
Bank Capital Regulation ◽  
Portfolio Size

Risk-based capital regulation revisited: evidence from the early 2000s

2015 ◽  
Vol 23 (2) ◽  
pp. 115-134 ◽  
Author(s):  
Thomas L. Hogan ◽  
Neil R. Meredith ◽  
Xuhao (Harry) Pan
Keyword(s):  
Design Methodology ◽  
Banking Regulation ◽  
Bank Performance ◽  
Capital Regulation ◽  
Data Set ◽  
Content Type ◽  
Future Performance ◽  
Capital Ratios ◽  
Using Data ◽  
Capital Regulations

Purpose – The purpose of this study is to replicate Avery and Berger’s (1991) analysis using data from 2001 through 2011. Although risk-based capital (RBC) regulation is a key component of US banking regulation, empirical evidence of the effectiveness of these regulations has been mixed. Among the first studies of RBC regulation, Avery and Berger (1991) provide evidence from data on US banks that new RBC regulations outperformed old capital regulations from 1982 through 1989. Design/methodology/approach – Using data from the Federal Reserve’s Call Reports, the authors compare banks’ capital ratios and RBC ratios to five measures of bank performance: income, standard deviation of income, non-performing loans, loan charge-offs and probability of failure. Findings – Consistent with Avery and Berger (1991), the authors find banks’ risk-weighted assets to be significant predictors of their future performance and that RBC ratios outperform regular capital ratios as predictors of risk. Originality/value – The study improves on Avery and Berger (1991) by using an updated data set from 2001 through 2011. The authors also discuss some potential limitations of this method of analysis.

scholarly journals A New Capital Regulation for Large Financial Institutions

2009 ◽  
Author(s):  
Oliver D. Hart ◽  
Luigi Zingales
Keyword(s):  
Financial Institutions ◽  
Capital Regulation
Sign in / Sign up

Export Citation Format

Share Document