Branch Banking in California and Bank Failures

1932 ◽  
Vol 46 (2) ◽  
pp. 362 ◽  
Author(s):  
John Philip Wernette
Keyword(s):  
Bank Failures ◽  
Branch Banking

scholarly journals Regulation and Bank Failures: New Evidence from the Agricultural Collapse of the 1920s

1992 ◽  
Vol 52 (4) ◽  
pp. 806-825 ◽  
Author(s):  
David C. Wheelock
Keyword(s):  
United States ◽  
Deposit Insurance ◽  
The United States ◽  
Bank Failure ◽  
Government Policies ◽  
Bank Failures ◽  
Economic Shocks ◽  
Deposit Insurance System ◽  
Branch Banking ◽  
New Evidence

This article examines the contribution of government policies to the high number of bank failures in the United States during the 1920s. In the state of Kansas, which had a system of voluntary deposit insurance and where branch banking was strictly prohibited, bank failure rates were highest in counties suffering the greatest agricultural distress and where deposit insurance system membership was highest. The evidence for Kansas illustrates how prohibitions on branch banking caused unit banks to be especially vulnerable to local economic shocks and suggests that deposit insurance caused more bank failures than would have occurred otherwise.

Early Warning Models for Bank Failures: Lessons from the Late 2000s Great Recession

2012 ◽  
Author(s):  
Xiaofei Li ◽  
Cesar L. Escalante ◽  
James E. Epperson ◽  
Lewell F. Gunter
Keyword(s):  
Early Warning ◽  
Great Recession ◽  
Bank Failures

From Hard Money to Branch Banking

2016 ◽  
Vol 93 (1) ◽  
pp. 26-44
Author(s):  
Larry Schweikart ◽  
Lynne Pierson Doti
Keyword(s):  
West Coast ◽  
Financial Sector ◽  
Gold Rush ◽  
Test Case ◽  
The West ◽  
Branch Banking

In Gold Rush–era California, banking and the financial sector evolved in often distinctive ways because of the Gold Rush economy. More importantly, the abundance of gold on the West Coast provided an interesting test case for some of the critical economic arguments of the day, especially for those deriving from the descending—but still powerful—positions of the “hard money” Jacksonians.

How Recurrent Bank Failures Contributed to the Under Development of the Nigerian Economy

2013 ◽  
Author(s):  
Dr. Adewale Adegoke Alawiye-Adams ◽  
Dr. Afolabi Babatunde
Keyword(s):  
Bank Failures

The Small Bank Failures of the Early 1990s: Another Story of Boom and Bust

2016 ◽  
Author(s):  
Kushal Balluck ◽  
Artus Galiay ◽  
Glenn Hoggarth
Keyword(s):  
Bank Failures ◽  
Small Bank ◽  
Boom And Bust
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