Moral Hazard and Pricing in the U. K. Fire Insurance Market

1980 ◽  
Vol 47 (2) ◽  
pp. 240 ◽  
Author(s):  
Neil A. Doherty
Keyword(s):  
Moral Hazard ◽  
Insurance Market ◽  
Fire Insurance

scholarly journals Optimality and Equilibrium In a Competitive Insurance Market Under Adverse Selection and Moral Hazard

2013 ◽  
Author(s):  
Joseph Stiglitz ◽  
Jungyoll Yun
Keyword(s):  
Moral Hazard ◽  
Adverse Selection ◽  
Insurance Market

Moral Hazard and Insurance Market Structure

1991 ◽  
pp. 143-163 ◽  
Author(s):  
Yoram Eden ◽  
Yehuda Kahane
Keyword(s):  
Moral Hazard ◽  
Market Structure ◽  
Insurance Market

Sharing the Risk

2021 ◽  
pp. 281-298
Author(s):  
Andrew C. A. Elliott
Keyword(s):  
Climate Change ◽  
Law Of Large Numbers ◽  
Insurance Market ◽  
Insurance Companies ◽  
Marine Insurance ◽  
Fire Insurance ◽  
Large Numbers ◽  
Mutual Insurance ◽  
The Face ◽  
Friendly Societies

Insurance makes use of the law of large numbers to mitigate the effects of risks on individuals by allowing them to be shared collectively. Early insurance arrangements arose as friendly societies and mutual insurance companies. Marine insurance has a long history and remains a major insurance market. Fire insurance provides compensation in the face of a capricious and frightening risk, but also invites fraudulent claims. Increasing amounts of information provide challenges for insurance underwriting: can there be too much information? The principle of insurance is that of averaging out of independent risks, but when risks are not independent, as may be the case when it comes to climate change, is there still any role for insurance?

An experimental approach to the effectiveness of an incentive system against moral hazard in the insurance market

2001 ◽  
Vol 4 (3) ◽  
pp. 291-301 ◽  
Author(s):  
Atsushi Takao ◽  
Mahito Okura
Keyword(s):  
Moral Hazard ◽  
Experimental Approach ◽  
Insurance Market ◽  
Incentive System

Adverse selection, moral hazard, and wealth effects in the medigap insurance market

1991 ◽  
Vol 10 (4) ◽  
pp. 433-459 ◽  
Author(s):  
John R. Wolfe ◽  
John H. Goddeeris
Keyword(s):  
Moral Hazard ◽  
Adverse Selection ◽  
Insurance Market ◽  
Wealth Effects

scholarly journals Analysis of Adverse Selection and Moral Hazard in the Health Insurance Market of Iran

2010 ◽  
Vol 35 (4) ◽  
pp. 581-599 ◽  
Author(s):  
GholamReza Keshavarz Haddad ◽  
Mahdieh Zomorrodi Anbaji
Keyword(s):  
Health Insurance ◽  
Moral Hazard ◽  
Adverse Selection ◽  
Insurance Market ◽  
Health Insurance Market

The determinants of reinsurance in the Swedish property fire insurance market during the interwar years, 1919–39

2010 ◽  
Vol 52 (2) ◽  
pp. 268-284 ◽  
Author(s):  
Hale Abdul Kader ◽  
Michael Adams ◽  
Lars Fredrik Andersson ◽  
Magnus Lindmark
Keyword(s):  
Insurance Market ◽  
Fire Insurance

Encumbering Realty as Affecting the Moral Hazard in Fire Insurance

1924 ◽  
Vol 24 (6) ◽  
pp. 605
Author(s):  
Joseph Henry Cohen
Keyword(s):  
Moral Hazard ◽  
Fire Insurance ◽  
In Fire

The Moral Hazard Clauses of the Standard Fire Insurance Policy

1937 ◽  
Vol 37 (3) ◽  
pp. 410
Author(s):  
George W. Goble
Keyword(s):  
Moral Hazard ◽  
Insurance Policy ◽  
Standard Fire ◽  
Fire Insurance
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