Feature extraction and machine learning techniques for identifying historic urban environmental hazards: New methods to locate lost fossil fuel infrastructure in US cities

U.S. cities contain unknown numbers of undocumented “manufactured gas” sites, legacies of an industry that dominated energy production during the late-19th and early-20th centuries. While many of these unidentified sites likely contain significant levels of highly toxic and biologically persistent contamination, locating them remains a significant challenge. We propose a new method to identify manufactured gas production, storage, and distribution infrastructure in bulk by applying feature extraction and machine learning techniques to digitized historic Sanborn fire insurance maps. Our approach, which relies on a two-part neural network to classify candidate map regions, increases the rate of site identification 20-fold compared to unaided visual coding.

Sharing the Risk

Insurance makes use of the law of large numbers to mitigate the effects of risks on individuals by allowing them to be shared collectively. Early insurance arrangements arose as friendly societies and mutual insurance companies. Marine insurance has a long history and remains a major insurance market. Fire insurance provides compensation in the face of a capricious and frightening risk, but also invites fraudulent claims. Increasing amounts of information provide challenges for insurance underwriting: can there be too much information? The principle of insurance is that of averaging out of independent risks, but when risks are not independent, as may be the case when it comes to climate change, is there still any role for insurance?

Penerapan Metode K-Means Untuk Menganalisis Minat Nasabah

Insurance is a mechanism of protection or protection from the risk of loss by transferring the risk to another party. Sometimes a product that has just emerged becomes a product that is superior in terms of sales, so that interest in a product is not absolutely measured from the year the product was released. The constraint factors include the marketing of the product when it was launched. Offering products with low premiums along with the benefits that customers want. However, insurance companies still have difficulty in classifying superior products that are in great demand by prospective customers. For this reason, a technique for grouping insurance products is needed to make it easier for companies to see superior products and choose products that suit the needs of their customers. Analyzing and processing data using the K-Means method in the clustering of insurance products is the aim of this study. The application of the K-Means algorithm is to help calculate the purity value from the results of the clustering carried out so that the clustering of insurance products is in accordance with the needs of its customers. The application of the K-Means method with clustering techniques for data mining produces information on insurance products that are more attractive to potential customers. This is very appropriate in grouping data types because it is easier to implement and its application can filter quickly and precisely. Calculations using the K-Means method with a data sample of 55 customers obtained 3 clusters, namely cluster 1 for fire insurance which has 30 customers, cluster 2 for accident insurance 24 people and cluster 3 for health insurance 1 person.

Copyright in Fire Insurance Plans

Fire insurance plans are among the most valuable records documenting the development of Canada’s cities and towns during the late 19th and 20th centuries. Many of these plans are preserved in Canada’s archives and libraries. However, for nearly three decades, making copies for researchers and (more recently) digitizing for online access have been subject to a copyright “chill” as a result of the copyright claims of the companies that created these plans and their successors. This article recounts the history of Canadian fire insurance plans preserved in Canadian repositories and establishes their current copyright status in terms of ownership and duration. The article then explores the extent to which the copyright concerns are justified and offers possible solutions.

Zemstvo insurance in Vladimir and Ryazan provinces

This article discusses one of the key types of land insurance – fire insurance of buildings and movable property in the territory of Vladimir and Ryazan provinces. The authors trace the formation of Zemstvo insurance in the provinces, describe the main directions of Zemstvo fire insurance, insurance standards. The role of Zemstvos in ensuring fire safety of settlements is revealed. The article concludes that since 1867, in the territory of Ryazan and Vladimir provinces, the rural population's interest in insurance protection increased sufficiently, and in the early 20th century, Zemstvo fire insurance reached its peak, and the activities of Zemstvos in the field of insurance in Vladimir and Ryazan provinces became a factor of not only economic, but also cultural growth, contributing to the prevention of fires, improvement and bettering of living conditions of the population.

THE MECHANISM OF FIRE INSURANCE AS A PREVENTIVE MEASURE TO ENSURE FIRE SAFETY

The article deals with topical issues of the use of fire insurance to compensate for part of the material damage in the event of a fire in the residential sector of the Russian Federation. The novelty is the authors ‘ proposal to introduce a mechanism for ensuring primary fire safety measures in the form of a Fund of preventive measures.

LITTLE KNOWN PAGES OF LIFE AND ACTIVITY OF IVAN MYKHOLAIOVYCH TRUBA (1878−1950 to the 140-th birthday)

Formulation of the problem. Hitherto little-known parts of the life, pedagogical, architectural, construction and creative activities of the famous Ukrainian public figure I.M. Truby(1878−1950), the chronology of his work in the field of creativity, the time of the has been clarified. Scientific activity in Poltava. Added his scientific publications and their analysis, pedagogical and creative activity as a scientist Analyzed his first scientific work devoted to the economic feasibility of the Society for Mutual Fire Insurance. Given its strategic assessment the significance of this work of the author for the state, as a scientist and statesman. Moving to Yekaterinoslav. Participation in “Prosvita” (“Enlightenment”). Work in the field of education. Work in the Office of the Catherine Railway as an engineer. The difficulties of the struggle for life space are described, despite the innate abilities and willpower to achieve the set goal. Help of like-minded people on a common path to a “bright future” his thoughtfulness has been honed. Economist, structure-creator of an organization, an enterprise. The purpose of the article is to supplement the compiled monograph on the life and work of I.M. Truby. Conclusions. The significance of I.M. Truby in the development of education in the Katerinoslav (now Dnieper) region is highlighted. It is known that during the Bolshevik regime, in his homeland, Ivan Truba was considered an enemy of the people (which was not specified), as a Ukrainian bourgeois nationalist. And therefore, all his activities were given political anathema. Archival materials have been studied and analyzed, on the basis of which the conclusion is drawn − the significance of I.M. Truba is manifested as a person, a citizen is a patriot, namely of the Ukrainian people. The activities of Ivan Mikhailovich during his life were marked by their versatility, namely: pedagogicalism, enlightenment, political, cultural and social activities, national patriotism, writing, scientific creativity.

History of a hypothesis

The main ideas about preventing illness run through the whole of human history even if, in every age and in every place, they find new interpretation. Spanning 5,000 years, this chapter reveals prevention’s common themes, including the following: illnesses have preventable causes (Neolithic filtration and boiling of water); the choice of prevention over cure is conditional on the balance of costs and benefits, where the benefits depend on the risk, timing and severity of the hazard (shipping insurance, from 4000 BC); prevention is about improving health, not merely avoiding illness (Ancient Greece); prevention is for communal as well as personal health (Roman aqueducts and communal toilets); prevention is at a premium in the absence of a cure (fourteenth-century plague); the costs and benefits of prevention can be calculated and used to make choices about health (Franklin on fire insurance, Chadwick on sanitation); and the immediate, preventable causes of illness (diet, tobacco) depend, in turn, on deeper causes, in societies, economies and environments (Hippocrates to the Sustainable Development Goals).

Aplicación del proceso de análisis jerárquico para la evaluación del riesgo de incendio en la industria colombiana

La gestión de las emergencias hace parte fundamental de la seguridad y salud en el trabajo. Los incendios se constituyen como las emergencias más comunes en las industrias de nuestro país y en todo el mundo. Por medio del proceso de análisis multi atributo, específicamente el proceso de análisis jerárquico (AHP), los factores de riesgo fueron identificados en las investigaciones que se han realizado usando este método de análisis. El nivel de importancia de cada factor fue calculado por medio de un grupo de expertos que aplicaron el proceso de análisis jerárquico. Los resultados de la investigación pueden ser usados para tener una evaluación detallada el riesgo de incendio que permitiría a los inversionistas o propietarios tomar medidas para reducir las posibles pérdidas en caso de incendio; a las compañías de seguro realizar incrementos en las primas de riesgo basados en la evacuación del riesgo; a los departamentos de bomberos el nivel de cumplimiento de los requerimientos normativos. Emergency management is a fundamental part of occupational safety and health. Fires are the most common emergencies in the industries of our country and throughout the world. Applying the multi-criteria analysis method, the investigations using the analytic hierarchy process (AHP) in fire risk assessment allowed the identification of fire risk factor. An experts group was consulted about the level of importance of fire risk factors in the fire risk evaluation, for these purpose each expert used the AHP. Results of research can be use to perform the detailed assessment of fire risk, allowing state owners and investors to carry out actions for reduce possible losses in case of fire. Insurance companies can perform the detailed assessment of fire risks on the object and to calculate a risk extra charge to an insurance premium. Fire departments can determine the compliance of a condition of object with requirements of regulations

Possibilities of forest property insurance against the risk of fire in Slovakia

Fire is considered one of the major natural hazards that damages European forests and causes losses for forest owner. The forest fires endanger the financial stability of forest enterprises, which may cause their economic decline. One possibility how to cover these losses is to insure forest land against this kind of specific risk of forest land management. The aim of the present paper is to analyse possibilities of forest fire insurance for forest owners and enterprises in the Slovak private insurance market. The market analysis was based on document analysis of general terms and insurance conditions of chosen private insurance companies and interviews with insurance agents. The results show that forest owners and enterprises have only few options for forest property insurance concerning the specific risk of forest fires. Only one commercial insurance company provides such forest fire insurance product for forest owners. This insurance covers material damage to forest land and timber damage.