scholarly journals An Empirical Analysis of the Market Structure and Market Performance of the Commercial Banks in City L

Author(s):  
Ya Wang
Author(s):  
Tinur Sulastri Situmorang ◽  
Zulkifli Alamsyah ◽  
Saidin Naenggolan

Penelitian ini bertujuan untuk : 1) Mengetahui gambaran pemasaran sawi manis di Kecamatan Jambi Selatan, 2) Menghitung efisiensi pemasaran sawi manis dilihat dari analisis market structure, market conduct, dan market performance (SCP). Data dianalisis secara deskriptif kuantitatif dan kualitatif dengan pendekatan structure, conduct, and performance of market (SCP). Berdasarkan penelitian, pemasaran sawi manis di Kecamatan Jambi Selatan terdiri dari lima pola saluran pemasaran, yaitu : 1) petani-konsumen ; 2) petani-pedagang pengumpul besar (PPB)-agen/pedagang pengecer-konsumen ; 3) petani-pedagang pengecer-konsumen; 4) petani-pedagang pengumpul kecil (PPK)-pedagang pengecer-konsumen; 5) petani-pasar modern-konsumen. Fungsi pemasaran yang dilakukan oleh lembaga-lembaga pemasaran, yaitu fungsi pertukaran, fungsi fisik, dan fungsi fasilitas. Dengan pendekatan market structure, pasar sawi manis di Jambi Selatan cenderung mengarah kepada persaingan oligopoli murni. Dilihat dari perilaku pasar, sistem pembayaran kemudian masih terjadi antara pedagang pengumpul dengan petani dan antara pedagang pengumpul dengan pedagang eceran. Sedangkan kinerja pasar menunjukkan bahwa penyebaran marjin, farmer’s share, dan rasio keuntungan tidak merata pada masing-masing lembaga pemasaran. Dari indikator SCP yang telah dijelaskan  di atas dapat diketahui bahwa pemasaran sawi manis di Jambi Selatan belum efisien. Berdasarkan kondisi saat ini dan hasil analisis yang telah dilakukan, saluran pemasaran IV (petani-pedagang pengumpul kecil (PPK)-pedagang pengecer-konsumen) merupakan alternatif saluran pemasaran yang efisien yang dapat dipilih oleh petani.   Kata Kunci : efisiensi, pemasaran, sawi manis, SCP (structure, conduct, and performance of market)


2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Oyebola Fatima Etudaiye-Muhtar ◽  
Zayyad Abdul-Baki

PurposeThis paper investigates the role of market structure and institutional quality in determining bank capital ratios in developing economies.Design/methodology/approachThe generalised methods of moment technique is used to control for auto-correlation and endogeneity in a sample of 79 publicly listed commercial banks. The study period is between 2000 and 2016.FindingsResults show that market structure (proxied with bank competition) as well as institutional quality (regulatory quality) lowers bank capital in the sampled banks. This suggests that banks operating in less competitive markets with good regulatory quality do not need to engage in excessive risk-taking activities that would necessitate holding increased level of capital. Furthermore, the interaction of competition and regulatory quality reinforces the main findings, suggesting the importance of the two variables in determining bank capital ratio.Research limitations/implicationsResearch has limitation in that the study investigated publicly listed commercial banks, the findings may not be applicable to non-listed banks.Practical implicationsTaking into cognisance the developing nature of the banking system in Africa, the findings from this study imply that the maintenance of an improved regulatory quality in an environment where healthy competition exists would encourage banks to hold capital ratios appropriate for their level of banking activities, that is, the banks would not engage in excessive risk-taking activities.Originality/valueThis is one of the first papers that examine the effect of market structure and institutional quality on bank capital ratios in developing countries that have bank-based financial systems.


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