Life Insurance and Bancassurance After Solvency II: A Market and Management Perspective

2017 ◽  
pp. 361-376
Author(s):  
Andrea Battista ◽  
Andrea Paltrinieri
Keyword(s):  
Life Insurance ◽  
Solvency Ii ◽  
Management Perspective

Measuring profitability of life insurance products under Solvency II

2021 ◽  
Author(s):  
Karen Tanja Rödel ◽  
Stefan Graf ◽  
Alexander Kling ◽  
Andreas Reuß
Keyword(s):  
Life Insurance ◽  
Solvency Ii

scholarly journals INTERNATIONAL EXPERIENCE IN REGULATING LIFE INSURANCE COMPANIES

2020 ◽  
Vol 6 (4(73)) ◽  
pp. 59-63
Author(s):  
Yu.K. Harakoz
Keyword(s):  
Life Insurance ◽  
Solvency Ii ◽  
Insurance Companies ◽  
Accurate Assessment ◽  
Regulation And Supervision ◽  
Bank Regulation And Supervision ◽  
The Russian Federation ◽  
Insurance Business ◽  
Special Rules ◽  
Business Entities

The growth of the life insurance segment encourages the state supervisory authority for the activities of insurance business entities to create conditions for its sustainable development, including through the introduction of a risk-based approach to the regulation and supervision of insurance companies –the Solvency II Directive. The Solvency II Directive is similar in concept to the risk-based approach to Bank regulation and supervision (Basel II). The expected results of its introduction are an adequateand comprehensive assessment of the risks of the insurance company's activities, compliance of the amount of capital with the level and profile of risks taken, as well as transparency and special rules for disclosure of information about its activities. Increasing growth rates in the insurance market and prospects for increasing the level of supervision by the Central Bank of the Russian Federation require life insurance companies to implement practical methods for assessing their capital, which are based on the most accurate assessment of their risks

scholarly journals Efficient Risk Allocation within a Non-Life Insurance Group Under Solvency II Regime

2015 ◽  
Author(s):  
Alexandru V. Asimit ◽  
Alex Badescu ◽  
Steven Haberman ◽  
Eun-Seok Kim
Keyword(s):  
Life Insurance ◽  
Solvency Ii ◽  
Risk Allocation ◽  
Insurance Group

scholarly journals Efficient risk allocation within a non-life insurance group under Solvency II Regime

2016 ◽  
Vol 66 ◽  
pp. 69-76 ◽  
Author(s):  
Alexandru V. Asimit ◽  
Alexandru M. Badescu ◽  
Steven Haberman ◽  
Eun-Seok Kim
Keyword(s):  
Life Insurance ◽  
Solvency Ii ◽  
Risk Allocation ◽  
Insurance Group

scholarly journals Issues of risk margin computation under Solvency II regulatory regime

2021 ◽  
Vol 37 (1) ◽  
pp. 7-40
Author(s):  
Jelena Kočović ◽  
Marija Koprivica
Keyword(s):  
Interest Rates ◽  
Life Insurance ◽  
Solvency Ii ◽  
Capital Cost ◽  
Insurance Companies ◽  
Regulatory Regime ◽  
Risk Margin ◽  
Low Interest Rates

The paper deals with the issues of risk margin computation as an element of technical provisions of Insurers under the Solvency II regulatory regime. Due to a lack of regulatory method for the capital cost, in combination with the low interest rates, the risk margin is set too high and variable, which primarily affects life insurance companies. The paper includes particular proposals for overcoming or mitigating the problem of too high and rate-sensitive risk margin. The proposed solutions include both modifications to the existing capital cost method and abandonment and the replacement of this method by other risk margin computation methods.

Sign in / Sign up

Export Citation Format

Share Document