The impact of asset-tested college financial aid on household savings

2004 ◽  
Vol 88 (1-2) ◽  
pp. 63-88 ◽  
Author(s):  
Mark Long
2019 ◽  
Vol 42 (1) ◽  
pp. 3-21 ◽  
Author(s):  
Lindsay C. Page ◽  
Benjamin L. Castleman ◽  
Katharine Meyer

Informational and behavioral barriers hinder social benefit take-up. We investigate the impact of mitigating these barriers through providing personalized information on benefits application status and application assistance on filing the Free Application for Federal Student Aid (FAFSA), the gateway to college financial aid. Through a multidistrict experiment, we assess the impact of this outreach, delivered via text message. This data-driven strategy improves FAFSA completion and college matriculation and potentially reduces the negative consequences of additional procedural hurdles such as FAFSA income verification, required of approximately one third of filers nationally.


Risks ◽  
2021 ◽  
Vol 9 (9) ◽  
pp. 166
Author(s):  
Grażyna Szustak ◽  
Witold Gradoń ◽  
Łukasz Szewczyk

The aim of this article is to analyze and assess the impact of the pandemic on the finances of households in Poland, compared to other CEE countries (including Czech Republic, Slovakia and Hungary), with particular emphasis on changes in the level of their savings, which are considered to be the foundation for the development of the indicated research group. There is no doubt that the pandemic had an impact on the situation of households, which is mainly visible in the labor market (rising unemployment), and thus the question arises to what extent have the households’ approaches to financial decisions changed because of this situation? The propensity to save was taken into account as a main aspect of this problem, because it has, among others, a big impact on the financial well-being (in a broader sense). Using the multiple linear regression method, the factors that influence the level of household savings were determined. The results of the research show that these factors are different in the analyzed countries and have a different impact on the level of the explained variable, which is the gross saving rate. The research should also be treated as a preliminary one. It constitutes a contribution to in-depth research with the use of more sophisticated statistical and econometric methods, which will allow for the better assessment of the examined issue.


2014 ◽  
Author(s):  
Hongmei Yi ◽  
Yingquan Song ◽  
Chengfang Liu ◽  
Xiaoting Huang ◽  
Linxiu Zhang ◽  
...  

1988 ◽  
Vol 11 (4) ◽  
pp. 337-353 ◽  
Author(s):  
Jacob O. Stampen ◽  
Robert H. Fenske

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