A Data-Distribution-Based Imbalanced Data Classification Method for Credit Scoring Using Neural Networks

Author(s):  
Dailing Zhang ◽  
Wei Xu
2013 ◽  
Vol 443 ◽  
pp. 741-745
Author(s):  
Hu Li ◽  
Peng Zou ◽  
Wei Hong Han ◽  
Rong Ze Xia

Many real world data is imbalanced, i.e. one category contains significantly more samples than other categories. Traditional classification methods take different categories equally and are often ineffective. Based on the comprehensive analysis of existing researches, we propose a new imbalanced data classification method based on clustering. The method clusters both majority class and minority class at first. Then, clustered minority class will be over-sampled by SMOTE while clustered majority class be under-sampled randomly. Through clustering, the proposed method can avoid the loss of useful information while resampling. Experiments on several UCI datasets show that the proposed method can effectively improve the classification results on imbalanced data.


2020 ◽  
Vol 8 (5) ◽  
pp. 3436-3440

Imbalanced data classification problems endeavor to find a dependent variable in a skewed data distribution. Imbalanced data classification problems present in many application areas like, medical disease diagnosis, risk management, fault-detection, etc. It is a challenging problem in the field of machine learning and data mining. In this paper, K-Means cluster based oversampling algorithm is proposed to solve the imbalanced data classification problem. The experimental results show that the proposed algorithm outperforms the existing oversampling algorithms of previous studies.


2021 ◽  
Vol 10 (5) ◽  
pp. 2789-2795
Author(s):  
Seyyed Mohammad Javadi Moghaddam ◽  
Asadollah Noroozi

The performance of the data classification has encountered a problem when the data distribution is imbalanced. This fact results in the classifiers tend to the majority class which has the most of the instances. One of the popular approaches is to balance the dataset using over and under sampling methods. This paper presents a novel pre-processing technique that performs both over and under sampling algorithms for an imbalanced dataset. The proposed method uses the SMOTE algorithm to increase the minority class. Moreover, a cluster-based approach is performed to decrease the majority class which takes into consideration the new size of the minority class. The experimental results on 10 imbalanced datasets show the suggested algorithm has better performance in comparison to previous approaches.


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