The Impact of Student Loan Debt and Student Loan Delinquency on Total, Sex‐, and Age‐specific Suicide Rates during the Great Recession

2019 ◽  
Vol 89 (4) ◽  
pp. 677-702
Author(s):  
Roderick W. Jones
Keyword(s):  
Great Recession ◽  
Student Loan ◽  
Student Loan Debt ◽  
The Great Recession ◽  
Suicide Rates ◽  
Loan Debt ◽  
The Impact

scholarly journals The Impact of Student Loan Debt on Small Business Formation

2015 ◽  
Author(s):  
Brent W. Ambrose ◽  
Lawrence R. Cordell ◽  
Shuwei Ma
Keyword(s):  
Small Business ◽  
Student Loan ◽  
Student Loan Debt ◽  
Loan Debt ◽  
The Impact ◽  
Business Formation

scholarly journals Did the Great Recession increase suicides in the USA? Evidence from an Interrupted Time Series analysis

2019 ◽  
Author(s):  
Sam Harper
Keyword(s):  
Great Recession ◽  
Interrupted Time Series ◽  
The United States ◽  
Interrupted Time Series Analysis ◽  
Men And Women ◽  
The Great Recession ◽  
Suicide Rates ◽  
The Usa ◽  
And Gender ◽  
The Impact

PurposeResearch suggests that the Great Recession of 2007–2009 led to nearly 5000 excess suicides in the United States. However, prior work has not accounted for seasonal patterning and unique suicide trends by age and gender.MethodsWe calculated monthly suicide rates from 1999 to 2013 for men and women aged 15 and above. Suicide rates before the Great Recession were used to predict the rate during and after the Great Recession. Death rates for each age-gender group were modeled using Poisson regression with robust variance, accounting for seasonal and nonlinear suicide trajectories.ResultsThere were 56,658 suicide deaths during the Great Recession. Age- and gender-specific suicide trends before the recession demonstrated clear seasonal and nonlinear trajectories. Our models predicted 57,140 expected suicide deaths, leading to 482 fewer observed than expected suicides (95% confidence interval −2079, 943).ConclusionsWe found little evidence to suggest that the Great Recession interrupted existing trajectories of suicide rates. Suicide rates were already increasing before the Great Recession for middle-aged men and women. Future studies estimating the impact of recessions on suicide should account for the diverse and unique suicide trajectories of different social groups.

Investigating the impact of student loan debt on new practitioners

2020 ◽  
Author(s):  
Kunal A. Amin ◽  
Timothy R. Ulbrich ◽  
Loren M. Kirk ◽  
M. Dave Gothard
Keyword(s):  
Student Loan ◽  
Student Loan Debt ◽  
Loan Debt ◽  
The Impact

scholarly journals RETIRING AND CAREGIVING IN THE AGE OF STUDENT LOANS: THE IMPACT OF STUDENT DEBT ON RETIREMENT AND LONGEVITY PLANNING

2019 ◽  
Vol 3 (Supplement_1) ◽  
pp. S42-S42
Author(s):  
Samantha Brady ◽  
Julie Miller ◽  
Alexa Balmuth ◽  
Lisa D'Ambrosio ◽  
Joseph Coughlin
Keyword(s):  
Student Loans ◽  
The United States ◽  
Student Loan ◽  
Student Loan Debt ◽  
Retirement Benefits ◽  
Loved One ◽  
Aging Parents ◽  
Loan Debt ◽  
Student Loan Defaults ◽  
The Impact

Abstract Saving for retirement and the ability to provide care for a loved one can be dramatically affected by student loan debt. Currently, approximately 44 million people of all ages in the United States carry the weight of over 1.4 trillion dollars of student loan debt. Student loan borrowers of all ages may experience lower financial preparedness for retirement as well as decreased ability to provide care for family members, including aging parents. While older adults hold a relatively small proportion of student loans, they are the fastest growing subset of student loan borrowers and have disproportionately high rates of student loan defaults. As a result of their defaults, the Social Security retirement benefits of Americans ages 65 and older experienced a 500% increase in offsets over the last decade. This presentation will spotlight an MIT AgeLab mixed methods study about how student loan borrowers between the ages of 51 and 75 experience student loans within family systems and perceive and prioritize longevity planning in light of their student loans. Data collected for this study include focus groups and a large national survey. Preliminary findings suggest that for older borrowers, student loans are generally one of several financial constraints that can inform spending and saving decisions. For most, student loan payments are regarded as stunting overall retirement savings while the minority regard the two separately. Older borrowers also tend to have increased financial and familial responsibilities, including caring for aging parents, that compete for borrowers’ limited financial and temporal resources.

scholarly journals The Impact of Student Loan Debt on Small Business Formation

2014 ◽  
Author(s):  
Brent W. Ambrose ◽  
Larry Cordell ◽  
Shuwei Ma
Keyword(s):  
Small Business ◽  
Student Loan ◽  
Student Loan Debt ◽  
Loan Debt ◽  
The Impact ◽  
Business Formation

scholarly journals The Great Recession and suicide

2017 ◽  
Author(s):  
Sam Harper
Keyword(s):  
Great Recession ◽  
The United States ◽  
Men And Women ◽  
Future Studies ◽  
The Great Recession ◽  
Robust Variance ◽  
Suicide Rates ◽  
And Gender ◽  
The Impact ◽  
Gender Specific

PurposeResearch suggests that the Great Recession of 2007–2009 led to nearly 5000 excess suicides in the United States. However, prior work has not accounted for seasonal patterning and unique suicide trends by age and gender.MethodsWe calculated monthly suicide rates from 1999 to 2013 for men and women aged 15 and above. Suicide rates before the Great Recession were used to predict the rate during and after the Great Recession. Death rates for each age-gender group were modeled using Poisson regression with robust variance, accounting for seasonal and nonlinear suicide trajectories.ResultsThere were 56,658 suicide deaths during the Great Recession. Age- and gender-specific suicide trends before the recession demonstrated clear seasonal and nonlinear trajectories. Our models predicted 57,140 expected suicide deaths, leading to 482 fewer observed than expected suicides (95% confidence interval −2079, 943).ConclusionsWe found little evidence to suggest that the Great Recession interrupted existing trajectories of suicide rates. Suicide rates were already increasing before the Great Recession for middle-aged men and women. Future studies estimating the impact of recessions on suicide should account for the diverse and unique suicide trajectories of different social groups.

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