دراسة تحليلية للعوامل المؤثرة على فاعلية إدارة المراجعة الداخلية في الحد من مخاطر التشغيل المصرفي : دراسة حالة المصارف التجارية السودانية = Analytical Study of Factors Affecting the Management of Internal Audit's Effectiveness to Reduce Banking Operational Risks : Case Study Sudanese Commercial Banks

2016 ◽  
Vol 7 (20) ◽  
pp. 105-120
Author(s):  
عمر السر الحسن محمد
Author(s):  
Seyed Alireza Modaresi ◽  
Amin Asadollahi

In the present study, we examined the factors affecting customer’s post-purchase perceived risk in luxury products. The research method is applied in terms of purpose and it is descriptive in terms of survey type. The statistical population of this study is students of Islamic Azad University of Qazvin Branch using Apple mobile phones. In this study the sampling method is convenience sampling in which questionnaires are distributed among the sample. In the present study sample size is determined as variables and structural equation method is used for data analysis. The sample size is 384 persons. Questionnaire was used to collect data and structural equation technique was used for data analysis. The results also showed that financial, visual, hedonic and operational risks are the dimensions of perceived post-purchase risk in luxury goods.


2021 ◽  
Vol 14 (8) ◽  
pp. 357
Author(s):  
Han-Khanh Nguyen ◽  
Thuy-Dung Nguyen

The outbreak of the Covid-19 pandemic caused a serious impact on the business activities of enterprises and households, affecting the operation of banks around the world, especially for capital mobilization from those with savings deposits at commercial banks. In face of the unpredictable developments of the pandemic, many services of banks in Vietnam were also affected, so it has been necessary to make a plan to maintain business operations and respond effectively to these difficulties. In this study, the authors used three research models to form a three-dimensional frame of reference (past, present, and future) to identify, analyze, and evaluate the factors affecting the service quality of commercial banks’ savings deposit mobilization, and to suggest solutions that can minimize risks and improve customer satisfaction for savings deposits at commercial banks, improve service quality to avoid potential long-term risks, as well as maintain sustainable growth and social stability in the future.


2020 ◽  
Vol 4 (2) ◽  
pp. 159
Author(s):  
Nobertus Purnomo Lastu ◽  
Werner Ria Murhadi ◽  
Ratna Widyanti W

Bank Perkreditan Rakyat (BPR) is part of  the  banking  financial institutions  apart from the commercial  banking. .One of the activities of the BPR is to distribute the credits as done by the commercial banks. Problems. BPR as micro financial institutions, in doing their business to  distribute  the credit up to certain amount, are faced with  the  commercial banks  which  have more  competitive advantages, both in the price  and facilities provided. Objective of this research is to identify the factors influencing the customers in making decisions to take the credit at BPR. By identifying the determinant factors in choosing the banks, BPR can use it to improve their services to the customers and at the same time BPR can use it as a strategy in  giving credit to the customers or debtors. The metode employed in this study was regressive logistic method, which was  used to  identify  what factors determine the customers to choose credit at BPR. The conclusion is that the procedures and personality of staff are the main factors making the customers choose credit at BPR


2011 ◽  
Vol 1 (5) ◽  
pp. 93-94
Author(s):  
Eng. Nasr Ahmad Eng. Nasr Ahmad ◽  
◽  
Dr. Mihai Iliescu
Keyword(s):  

2012 ◽  
Vol 3 (4) ◽  
pp. 1-3 ◽  
Author(s):  
Dr. M.A.Suresh Kumar Dr. M.A.Suresh Kumar ◽  
◽  
J. Vijayakumar J. Vijayakumar

Author(s):  
LE Thanh Tam ◽  
Nguyen Minh Chau ◽  
Pham Ngoc Mai ◽  
Ngo Ha Phuong ◽  
Vu Khanh Huyen Tran

The technological revolution 4.0 brings great opportunities, but also cybercrimes to economic sectors, especially to banks. Using secondary data and survey results of 305 bank clients, the main findings of this paper are: (i) there are several types of cybercrimes in the banking sector; (ii) Vietnam is one of the top countries worldwide having hackers and being attacked by hackers, especially the banking sector. Three most common attacks are skimming, hacking and phishing. Number of cybercrime attacks in Vietnam are increasing rapidly over years; (iii) Vietnamese customers are very vulnerable to cybercrime in banking, as more than 58% seem to hear about cybercrimes, and how banks provide services to let them know about their transactions. However, more than 50% do not have any deep knowledge or any measures for preventing cybercrime; (iii) Customers believe in banks, but do not think that banks can deal with cybercrime issues well. They still feel traditional transactions are more secure than e-transactions; (iv) the reasons for high cybercrimes come from commercial banks (low management and human capacity), supporting environment (inadequate), legal framework (not yet strong and strict enough on cybercrimes), and clients (low level of financial literacy). Therefore, several solutions should be carried out, from all stakeholders, for improving the cybersecurity in Vietnamese banks. 


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