scholarly journals Market Discipline in Banking Reconsidered : The Roles of Deposit Insurance Reform, Funding Manager Decisions and Bond Market Liquidity

2002 ◽  
Vol 2002 (46) ◽  
pp. 1-36 ◽  
Author(s):  
Daniel M. Covitz ◽  
◽  
Diana Hancock ◽  
Myron L. Kwast
Keyword(s):  
Deposit Insurance ◽  
Bond Market ◽  
Market Discipline ◽  
Market Liquidity ◽  
Insurance Reform

scholarly journals FDICIA After Five Years

1997 ◽  
Vol 11 (3) ◽  
pp. 139-158 ◽  
Author(s):  
George J Benston ◽  
George G Kaufman
Keyword(s):  
Moral Hazard ◽  
Federal Government ◽  
Deposit Insurance ◽  
Market Discipline ◽  
Agent Behavior ◽  
Depository Institutions ◽  
Incentive Compatible ◽  
Insurance Reform ◽  
Early Results ◽  
Incentive Incompatibility

At year-end 1991, Congress enacted fundamental deposit insurance reform for banks and thrifts--the FDIC Improvement Act. This reform followed the failure of more than 2,000 depository institutions in the 1980s. Many failed because the incentive incompatibility of the structure of federal government-provided deposit insurance encouraged moral hazard behavior by banks and poor agent behavior by regulators. Insurance was put on a more incentive compatible basis, providing for a graduated series of sanctions mimicking market discipline that first may and then must be applied by the regulators on floundering banks. This article reviews these changes and evaluates early results.

scholarly journals Islamic Banks, Deposit Insurance Reform, and Market Discipline: Evidence from a Natural Framework

2016 ◽  
Vol 51 (2) ◽  
pp. 257-282 ◽  
Author(s):  
Ahmet F. Aysan ◽  
Mustafa Disli ◽  
Meryem Duygun ◽  
Huseyin Ozturk
Keyword(s):  
Deposit Insurance ◽  
Market Discipline ◽  
Islamic Banks ◽  
Insurance Reform

ARE ISLAMIC BANKS SUBJECT TO DEPOSITOR DISCIPLINE?

2015 ◽  
Vol 60 (01) ◽  
pp. 1550007 ◽  
Author(s):  
AHMET F. AYSAN ◽  
MUSTAFA DISLI ◽  
HUSEYIN OZTURK ◽  
IBRAHIM M. TURHAN
Keyword(s):  
Deposit Insurance ◽  
Market Discipline ◽  
Insurance Company ◽  
Islamic Banks ◽  
Insurance Reform ◽  
Depositor Discipline

We look at market discipline in the Islamic deposit market of Turkey for the period after the 2000 crisis. We find support for quantity based disciplining of Islamic banks through the capital ratio. The evidence for price disciplining is, however, less convincing. In addition, we also look at the effect of the deposit insurance reform in which the dual deposit insurance was revised and all banks were put under the same deposit insurance company in December 2005. We observe that the reform increased quantity based disciplining in the Turkish Islamic deposit market.

The Term Structure of Bond Market Liquidity

2008 ◽  
Author(s):  
Ruslan Goyenko ◽  
Avanidhar Subrahmanyam ◽  
Andrey Ukhov
Keyword(s):  
Term Structure ◽  
Bond Market ◽  
Market Liquidity

(A Study on Deposit Insurance Coverage and Market Discipline)

2017 ◽  
Author(s):  
Jinho Lee ◽  
Hyunjae Jung ◽  
Kang Baek ◽  
Young Seog Park
Keyword(s):  
Deposit Insurance ◽  
Insurance Coverage ◽  
Market Discipline
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