How Good is the Good Faith Estimate? How Truthful is the Truth in Lending Act? Comparing Mortgage Loan Disclosures to Settlement Documents

2010 ◽  
Author(s):  
J. Michael Collins
Keyword(s):  
Moreana ◽  
2009 ◽  
Vol 46 (Number 176) (1) ◽  
pp. 65-76
Author(s):  
Joshua Avery
Keyword(s):  

This study draws upon the Platonic dialogue tradition as a background for interpreting the conversation between More and his daughter Margaret Roper, as depicted in Margaret’s letter to Alice Alington. With an eye to the famously ironic Socrates, this article will propose the interpretation of a puzzling statement regarding More’s apparent good faith in the sincerity of others who have reversed their positions regarding the problematic oath. Is More expressing ironic distance or straightforward charity in his ambiguous language? The argument is that More, utilizing his legal and literary skills, carefully crafts a rhetoric that paradoxically joins remarkable charity with worldly-wise irony.


2018 ◽  
Vol 18 (2) ◽  
pp. 59-84
Author(s):  
Slavomír Halla

Abstract Consent, the final frontier. International commercial arbitration is a dis­pute resolution mechanism embedded in consent of the parties involved. Presentation of such a mutual understanding is done through an arbitration agreement. However, the aim of this paper is to analyse whether its contractual, indeed consensual, nature is the only element which the courts use to identify the subjects who may compel or must be compelled to arbitrate disputes, or whether they employ other considerations as well. The paper will focus on extension doctrines which might be less known even to a professional audience: piercing of the corporate veil, estoppel & group of companies. A review of selected case law leads to a conclusion that consent-finding analysis is defi­nitely a starting point of any analysis. However, at the same time courts and arbitrators do indeed use tools of contract interpretation and the ones based on equity or good faith considerations to establish, and exceptionally force, the implication of consent far beyond what is obvious.


2017 ◽  
Vol 10 (1) ◽  
pp. 99
Author(s):  
Widodo Dwi Putro ◽  
Ahmad Zuhairi

ABSTRAKSengketa jual beli tanah dalam perkara ini menyeret pihak penjual yang telah menjual objek yang sama kepada dua pembeli dalam dua kali transaksi. Pembeli kedua (penggugat) melayangkan gugatannya terhadap pembeli pertama (tergugat II). Posisi hukumnya dilematis. Kedua pembeli sama-sama merasa mempunyai hak atas tanah sengketa karena telah membeli objek yang sama dari penjual. Untuk membuktikan siapa pembeli yang berhak, hakim perlu mempertimbangkan asas "iktikad baik" (good faith), sebagai dasar untuk menentukan pembeli yang patut mendapat perlindungan hukum. Permasalahannya, kedua pembeli sama-sama mengklaim dirinya adalah pembeli yang beriktikad baik. Sehingga, untuk menilai siapa pembeli yang patut mendapat perlindungan hukum, hakim berpegangan pada prinsip duty of care, dengan mempertimbangkan siapa pembeli yang berhati-hati dan cermat memeriksa data yuridis dan data fisik sebelum dan saat jual beli dilakukan. Prinsip duty of care ini bersifat abstrak, maka metode penulisan yang digunakan, menelusuri dan mengkaji pendapat para ahli hukum perdata dan agraria untuk didialogkan dengan putusan-putusan hakim. Perkembangan putusan-putusan pengadilan mengenai pembeli beriktikad baik yang mengadopsi prinsip duty of care, seharusnya menjadi 'pegangan' para hakim dalam menangani kasus yang serupa, untuk menilai kapan pembeli dikategorikan sebagai pembeli beriktikad baik.Kata kunci: iktikad baik, perlindungan hukum, duty of care, data yuridis dan fisik.ABSTRACTThe dispute of land sale and purchase in this case drag the seller who had sold the same object to two buyers in two transactions. The second buyer (plaintiff) filed a lawsuit against the first buyer (defendant II). Its legal standing created a dilemma. Both buyers felt equally entitled to be the owner of the disputed land, which is the same object purchased from the seller. In providing evidence of the most eligible buyer, the judge should take into consideration the principle of "good faith" as the basis for determining the buyer deserving legal protection. The problem is that both buyers claimed that they were buyers of good faith. Therefore, to appraise which buyer deserving the legal protection, the judges adhered to principle of "duty of care" by taking into account which one of them was carefully and meticulously reading-through the juridical and physical data prior to and during the sale and purchase of the land was conducted. Given the abstract nature of the principle of "duty of care" the analysis method used in this discussion is exploring and studying the opinions of the experts of civil and agrarian law as to be juxtaposed with the decisions of the judges. The development of court decisions related to the issue of good faith buyers adopting the principle of "duty of care" should serve as a reference for the judges in handling similar cases to determine a good faith buyer.Keywords: good faith, legal protection, duty of care, juridical and physical data.


Author(s):  
Aleksandr Stockiy
Keyword(s):  

The article discusses non-legal terms from the field of morality that are present in the legislation of Russia. Among the non-legal terms considered are «good» and «evil», «morality» and «immorality», «truth» and «falsehood», as well as «hopelessness», «prudence», «impartiality», «loyalty», «Good name», «good faith», «voluntariness», «trust», «dignity», «reliability», «business reputation», «dignity », «evil», «malicious», «malicious», «abuse», «sincerity», «mercy», «truth», «ra-tionality», «conscience», «justice», «severity», «honor», etc. Most non-legal terms are contained in law nach federal authorities, including the codified acts; enshrined in regulatory legal acts that are sources of public law branches; have a direct or indirect relation to the principles of law; fixed in the names of articles or in the names of normative legal acts. Most often in the legislation there are such definitions as «reliability» and «voluntariness». Rarely found «good» and «evil» Most of the terms appeared in the 90s of the XX century. or in the early 2000s. In recent years, there has been a decline in interest in the use of non-legal terminology when it is used in the legislation of Russia.


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