How Bank Business Models Drive Interest Margins: Evidence from U.S. Bank-Level Data

2013 ◽  
Author(s):  
Saskia E. van Ewijk ◽  
Ivo J.M. Arnold
Keyword(s):  
Business Models ◽  
Level Data ◽  
Bank Business Models ◽  
Interest Margins

How bank business models drive interest margins: evidence from US bank-level data

2013 ◽  
Vol 20 (10) ◽  
pp. 850-873 ◽  
Author(s):  
Saskia E. van Ewijk ◽  
Ivo J.M. Arnold
Keyword(s):  
Business Models ◽  
Level Data ◽  
Bank Business Models ◽  
Interest Margins

scholarly journals Banking sector competitiveness

2021 ◽  
Vol 10 (2) ◽  
pp. 195-202
Author(s):  
Champika Liyanagamage
Keyword(s):  
Sri Lanka ◽  
Business Models ◽  
Banking Sector ◽  
Positive Impact ◽  
Balance Sheet ◽  
Estimation Procedure ◽  
Commercial Banking ◽  
Sri Lankan ◽  
Level Data ◽  
Banking Institutions

Despite core banking, banks also engage in off-balance-sheet (OBS) market activities. In many developed banking industries, OBS activities have grown to be significant during the last two decades. This paper provides rather scarce evidence on the competitiveness among banks for OBS activities and its impact on the degree of banking sector competition in Sri Lanka. Panzar-Ross H statistic approach employing in this study to estimate bank competition used a comprehensive set of bank-level data of the whole commercial banking sector in Sri Lanka covering the period 1996-2018. The first-round analysis of the study uncovers substantial differences among banks concerning the OBS activities. EGLS panel estimation procedure applied in this study provides evidence for a lower level of competitiveness among Sri Lankan banks for OBS activities. More interestingly, the findings further reveal that the degree of competitiveness for OBS activities has a significant positive impact on the overall competitiveness of the banking sector in Sri Lanka.  These results suggest banking institutions re-visit their business models with greater emphasis on nonconventional banking activities in enhancing bank-level efficiency and hence positively contributing to the overall competitiveness of the banking sector.

The smart, sustainable neighborhood

2021 ◽  
pp. 1-17
Author(s):  
Robert Myers
Keyword(s):  
Business Models ◽  
New Technology ◽  
Electric Utility ◽  
Subject Area ◽  
Graduate Courses ◽  
Household Level ◽  
Sustainable Technologies ◽  
Level Data ◽  
New Business ◽  
Micro Grids

Study level/applicability Applicable to both undergraduate and graduate courses in managing technology or sustainability. Subject area Technology strategy. Business Model evaluation. Sustainable technologies. Case overview In this case study, gas and electric utility holding company Southern Company has embarked on an ambitious experiment to learn more about energy usage at a household level, as well as community scale microgrids. Every minute, 62 homes in Reynolds Landing upload appliance and electrical outlet level data to Southern Company. How can Southern Company use this vast amount of data to promote energy efficiency? Are microgrids a key to creating a more sustainable and resilient energy future? At a higher level, how can microgrids impact or change traditional power generation business models like those used by Southern Company? Expected learning outcomes 1. To explore why companies develop technologies that are counter to current business models. 2. To understand how new technology can lead to new business models for existing businesses. 3. To understand the drivers of company led R&D. 4. To discuss “technology push” applications. Where technology is developed and then a market or markets are sought. Supplementary materials Teaching notes are available for educators only. Please contact your library to gain login details or email [email protected] to request teaching notes. Social implications Two parts here. The first is looking at sustainable energy solutions such as solar farms and micro-grids. The second is this case challenges students to ask how this research helps the 45% of consumers making less than $40,000/yr. Subject code CSS 11: Strategy.

On the Relationship between Bank Business Models and Financial Stability

2013 ◽  
Author(s):  
Laura Chiaramonte ◽  
Federica Poli ◽  
Marco Oriani
Keyword(s):  
Financial Stability ◽  
Business Models ◽  
Bank Business Models ◽  
The Relationship

Bank business models and liquidity creation

2020 ◽  
Vol 53 ◽  
pp. 101205 ◽  
Author(s):  
Dung Viet Tran
Keyword(s):  
Business Models ◽  
Bank Business Models

Income Structure and Bank Business Models: Evidence on Performance and Stability from the German Banking Industry

2015 ◽  
Vol 67 (2) ◽  
pp. 226-253 ◽  
Author(s):  
Romona Busch ◽  
Thomas Kick
Keyword(s):  
Business Models ◽  
Banking Industry ◽  
Bank Business Models

Bank business models as a driver of cross-border activities

2020 ◽  
Vol 108 ◽  
pp. 102164
Author(s):  
Mary Everett ◽  
Peter McQuade ◽  
Michael O’Grady
Keyword(s):  
Business Models ◽  
Cross Border ◽  
Bank Business Models

Digital technology disruption on bank business models

2020 ◽  
Vol 21 (1/2) ◽  
pp. 184
Author(s):  
Tabani Ndlovu ◽  
Abdelghani Echchabi ◽  
Mohamed Boulkeroua ◽  
Esinath Ndiweni ◽  
Welcome Sibanda
Keyword(s):  
Digital Technology ◽  
Business Models ◽  
Bank Business Models

scholarly journals Rethinking bank business models: the role of intangibles

2014 ◽  
Vol 27 (3) ◽  
pp. 563-589 ◽  
Author(s):  
Lei Chen ◽  
Jo Danbolt ◽  
John Holland
Keyword(s):  
Business Models ◽  
Bank Business Models
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