Asset Allocation in Private Wealth Management: Theory versus Practice

CFA Digest ◽  
2014 ◽  
Vol 44 (3) ◽  
Author(s):  
Biharilal Deora
Keyword(s):  
Asset Allocation ◽  
Management Theory ◽  
Wealth Management ◽  
Theory Versus

scholarly journals Retirement Saving and Decumulation in a Persistent Low-Return Environment

2018 ◽  
Author(s):  
Jason J. Fichtner ◽  
Jason S. Seligman
Keyword(s):  
Interest Rate ◽  
Social Security ◽  
Interest Rates ◽  
Asset Allocation ◽  
Management Strategies ◽  
Wealth Management ◽  
Retirement Saving ◽  
Rate Environment ◽  
Alternative Responses ◽  
Retirement Study

The current retirement environment presents challenges, not only over the period for which interest rates remain low, but also once interest rates appreciably increase. This chapter addresses two related questions: first, how have households responded to the current low interest rate environment, and second, are there alternative responses or investments which households might do well to consider? We employ the Health and Retirement Study to first investigate impacts of the low interest rate on savings, wealth, and asset allocation. We also report on a subset of households who were relatively successful at building and preserving wealth over this period. Following this, we consider alternative portfolio and wealth management strategies targeting increases in equities and delayed claiming of Social Security in terms of their potential to add value in persistent low return environments.

scholarly journals Commercial Bank’s Innovation Research in Personal Wealth Management Products

2021 ◽  
Vol 235 ◽  
pp. 03021
Author(s):  
Bowen Jin
Keyword(s):  
Commercial Bank ◽  
Asset Allocation ◽  
Commercial Banks ◽  
Innovation Research ◽  
Wealth Management ◽  
Personal Wealth ◽  
Innovative Capabilities ◽  
Sales Model ◽  
Allocation Methods

The personal wealth management products of commercial banks have promoted the transformation of people’s asset allocation methods. The personal wealth management business of China’s commercial banks is still in the stage of exploration and expansion. It has established a sound and reasonable operation and sales model, and continuously improved the innovative capabilities of commercial bank personal wealth management products.

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