In recent years, the banking industry has constantly innovated the current financing methods and changed the service mode, namely, “investment linkage”, “equity pledge”, “intellectual property pledge” and other innovative financial service modes, which provide financial support for some scientific and innovative enterprises to carry out financing and so on. Therefore, it can be seen that the development of financial innovation has a positive impact on promoting the financing of science and technology innovation-oriented enterprises. On the basis of achieving a win-win situation, it injects new opportunities into the country’s economic development. This paper makes an in-depth analysis and exploration on this issue.