Despite rapidly falling costs of hardware, software, and telecommunications services, a wide gap persists between rich and poor nations in terms of their capabilities of accessing, delivering, and exchanging information in digital forms (Carter & Grieco, 2000). Developing countries, comprising over 81% of the world population, account for a tiny fraction of global e-commerce. An estimate suggests that 99.9% of business-to-consumer e-commerce in 2003 took place in the developed regions of North America, Europe, and Asia Pacific (Computer Economics, 2000).