Effect of demographic features on financial literacy: A study of women self-help groups

Shubhada Tamhankar; Yogini Chiplunkar

doi:10.5958/0976-478x.2021.00007.0

Does Microfinance Training Enhance the Financial Literacy Among Members of Self Help Groups?

Indian Journal of Finance ◽

10.17010/ijf/2016/v10i7/97247 ◽

2016 ◽

Vol 10 (7) ◽

pp. 22

Author(s):

N. V. Vijaykumar ◽

Gajendra J. Naidu

Keyword(s):

Financial Literacy ◽

Self Help ◽

Self Help Groups

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In the Midst of Digital Economy

International Journal of Political Activism and Engagement ◽

10.4018/ijpae.2021070104 ◽

2021 ◽

Vol 8 (3) ◽

pp. 46-62

Author(s):

Neelam Tandon ◽

Deepak Tandon

Keyword(s):

Financial Literacy ◽

Investment Behavior ◽

Urban Indians ◽

Self Help ◽

Five Factors ◽

Reserve Bank ◽

Gender Education ◽

Spending Behavior ◽

Self Help Groups ◽

Indian Students

The financial literacy of urban Indians has been a cause of concern for Reserve Bank, commercial banks, and numerous NGOs and self-help groups. Extant literature has proven that financial illiteracy and poor financial skills lead to evils such as indebtedness leading to bankruptcy filings, poverty, divorce, and depression. Keeping in mind the importance of being able to understand and handle personal finance well by millennials, the authors examined 213 Indian students pursuing a PG course in management in Delhi city. To ascertain the students' level of financial knowledge and examine whether factors like gender, education level, undergraduate area of study, income level, etc., factor analysis is conducted and five independent factors are extracted, explaining 80% of variance. Through the study, five factors determining financial literacy were found—borrowing behavior, investment behavior, financial prudence, transaction behavior, and spending behavior—in Delhi from 2014-2018.

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Saving Preferences and Financial Literacy of Self Help Group Members: A Study of Uttar Pradesh

MANTHAN Journal of Commerce and Management ◽

10.17492/manthan.v4i02.11459 ◽

2018 ◽

Vol 4 (02) ◽

Author(s):

Sandhya Ruhela ◽

Ajai Prakash

Keyword(s):

Financial Literacy ◽

Financial Services ◽

Uttar Pradesh ◽

Sustainable Livelihood ◽

Bank Account ◽

Self Help ◽

Group Members ◽

Income Generating Activities ◽

Self Help Groups ◽

Vegetable Cultivation

Microfinance is the provision of financial services to the rural and underprivileged sections of the society to engage in income-generating activities for their own growth and progress. This paper examines the income generating activities of Self-Help Groups (SHGs) for empowerment of women. It also analyses the saving preferences of SHG members and examines the financial literacy of these members after joining the SHGs. The analysis reveals that the different types of income generating activities started by SHG members include embroidery work, dairy, flower and bangle making, jute work, stitching work, vegetable cultivation and own shop. Among these, ‘own shop’ is the most prominent income generating activity followed by ‘stitching work’. In terms of saving preference, ‘own business development’ is their first saving preference for sustainable livelihood; ‘education of children’ is their saving preference for future of their children and ‘repairing of house’ is their saving preference for immediate expenditure. The analysis in terms of financial literacy reveals that financial literacy of SHG members regarding ration card, voter card, bank account and their phone number has increased after joining of SHGs.

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Introduction to the Forum on Cluttering: Rays of Hope Shine Around the World

Perspectives of the ASHA Special Interest Groups ◽

10.1044/2019_pers-19-00065 ◽

2019 ◽

Vol 4 (6) ◽

pp. 1566-1567

Author(s):

Isabella Reichel

Keyword(s):

Professional Preparation ◽

Joint Effort ◽

Feedback Training ◽

Successful Communication ◽

Self Help ◽

The World ◽

Common Thread ◽

Evidence Based Treatments ◽

Attention Performance ◽

Self Help Groups

Purpose In the 10 years since the International Cluttering Association (ICA) was created, this organization has been growing in the scope of its initiatives, and in the variety of resources it makes available for people with cluttering (PWC). However, the awareness of this disorder and of the methods for its intervention remain limited in countries around the world. A celebration of the multinational and multicultural engagements of the ICA's Committee of the International Representatives is a common thread running through all the articles in this forum. The first article is a joint effort among international representatives from five continents and 15 countries, exploring various themes related to cluttering, such as awareness, research, professional preparation, intervention, and self-help groups. The second article, by Elizabeth Gosselin and David Ward, investigates attention performance in PWC. In the third article, Yvonne van Zaalen and Isabella Reichel explain how audiovisual feedback training can improve the monitoring skills of PWC, with both quantitative and qualitative benefits in cognitive, emotional, and social domains of communication. In the final article, Hilda Sønsterud examines whether the working alliance between the client and clinician may predict a successful cluttering therapy outcome. Conclusions Authors of this forum exchanged their expertise, creativity, and passion with the goal of solving the mystery of the disconcerting cluttering disorder with the hope that all PWC around the globe will have access to the most effective evidence-based treatments leading to blissful and successful communication.

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