Comment Paper to Chapter “An Assessment of China’s Banking System Reform”

2013 ◽  
pp. 177-179
Author(s):  
Tomoyuki Fukumoto
Keyword(s):  
Banking System ◽  
System Reform

The effect of banking system reform on investment–cash flow sensitivity: Evidence from China

2014 ◽  
Vol 46 ◽  
pp. 166-176 ◽  
Author(s):  
Ying-Ju Tsai ◽  
Yi-Pei Chen ◽  
Chi-Ling Lin ◽  
Jung-Hua Hung
Keyword(s):  
Cash Flow ◽  
Banking System ◽  
System Reform ◽  
Flow Sensitivity ◽  
Cash Flow Sensitivity

Bolstering the Business Activity and the Fundamental Problem of the National Banking System Reform

2018 ◽  
Vol 11 (3) ◽  
pp. 20-26
Author(s):  
Yu. A. Kropin
Keyword(s):  
Fundamental Problem ◽  
Banking System ◽  
System Reform ◽  
National Interests ◽  
Private Interests ◽  
Monetary System ◽  
Russian Economy ◽  
Current State ◽  
State Of Affairs ◽  
National Banking System

The subject of the research is the national banking system as part of the country’s monetary system. The purpose of the research was to prove that the national banking system in its current state is fundamentally incapable of supporting business activities in the Russian economy. The paper reveals the reason for such incapability; it is due to the existing contradiction between the whole and the part where the whole is the monetary system of the country having a market nature, and the part is the national banking system that has not changed its structure with the transition from the gold standard to the above-mentioned nature of the monetary system. Within the framework of the latter, banks, in their essence, act as functioning “banknotes”, and as such, they should not be in private ownership or have an interest in making a profit. Meanwhile, they actually behave as commercial companies pursuing their own private interests that do not coincide with the interests of the market (country). Therefore, the modern structure of the national banking system is hampering the country’s economic development. The paper concludes that the current state of affairs must be overcome; the contradiction between the whole and the part should be removed through the conversion of the banking system to a state system in form, private in content and national in essence. In this case, the functioning of the banking system will be directed towards the realization of national interests, the actual support of business activities in the Russian economy.

scholarly journals Financial Stability versus Credit to Industries: The Banking Reform in Ukraine

2021 ◽  
pp. 94-109
Author(s):  
M. Krivogouz
Keyword(s):  
Financial Stability ◽  
Banking System ◽  
System Reform ◽  
Real Sector ◽  
Banking Reform ◽  
The Real ◽  
Economy Growth

The article analyses the results of the Ukrainian banking system reform of 2014–2020. The conclusion is made, that, along with the positive changes, such as macro-financial stability and transparency of the banking system, its role in the real sector of the economy growth is insignificant.

scholarly journals Adjustment of prudential norms, determining vector of the banking sector development

Upravlenie ◽  
2020 ◽  
Vol 7 (4) ◽  
pp. 32-43
Author(s):  
N. V. Gryzunova
Keyword(s):  
Internal Control ◽  
Business Models ◽  
Banking Sector ◽  
Banking System ◽  
System Reform ◽  
Banking Supervision ◽  
Interest Rate Policy ◽  
Credit Line ◽  
Russian Economy ◽  
Credit Institutions

Currently, the Bank of Russia carries out radical reforms in the administration system of banking supervision and regulation. You can observe the interaction between monetary policy and macro prudential policy. The purpose of the traditional regulator is protection of investors', shareholders', customers' capital. The main problem of the Russian economy is the shortage of investment and working capital from non-credit institutions and the difficulty to get a foothold lending. The main objective of the banking system reform is to create additional sources of investment for non-credit institutions. The tightening Supervisory requirements although eliminate the total bank risks, but reduce business activity and agility of the banking system. The curve of investment demand in the Russian economy is flat, that characterizes the low profitability of investments and the weak dependence on interest-rate policy. In this connection, it has been suggested to consider investment companies as the main criterion of competitiveness and the main argument in decision-making about granting a credit line.The feasibility of the allocation of investment criteria in the monetary rule has been shown in the article. The urgency proportional distribution of regulatory indicators of banking supervision by tier banking system, which are formed from the pacing of functional and regional specificity, – has been substantiated. The mechanism of price stability based on the clustering of financial institutions has been offered. It has been suggested to use the investment criteria as justification for a transfer service of non-bank organization to another bank cluster. Possible trends and implications of key planned reforms of the banking system including the bank's tier and the distribution tier of powers and functions have been analysed.Due to measures of preventive supervision and bank clustering, it is possible to expect regional market segmentation, improving the effectiveness of internal control systems, based on the distribution of the control functions in bank tiers, simplify management and risk reduction in accordance with the profile of the company and the level of the bank's operations. It has been proved in the paper that a focused segmentation of the credit market allows us to reduce the credit risks for banks, as well as to link market characteristics with the business models of each cluster.

scholarly journals The Management of Fiat Money or Gold Standard in the Financial System

2020 ◽  
Vol 3 (1) ◽  
pp. 57-76
Author(s):  
Lathif Lanafir Rifqi ◽  
Ana Zahrotun Nihayah
Keyword(s):  
Money Supply ◽  
Gold Standard ◽  
Supply And Demand ◽  
Banking System ◽  
Financial System ◽  
Production Costs ◽  
Standard System ◽  
System Reform ◽  
Fiat Money ◽  
Physical Form

In recent years, several prominent figures in Islamic Economics have called for a reform of the financial system from the concept of fiat money to return to the gold standard system (dinar dirham). The main reason for financial system reform is the perspective that fiat money is considered not resistant to inflation. However, the gold standard system is considered to have various weaknesses namely; physical size is relatively heavy, is not proven to be anti-inflation based on historical records, high production costs, inefficient utilization of production resources, only benefits certain groups, and is vulnerable to payment deficits. In theory, the problem of inflation is caused by the imbalance between supply and demand for money itself. If the money supply is greater than the demand, it will cause inflation. Conversely, if the money supply is less than the demand, then the economic activity will not be smooth. Therefore, this article believes that inflation is not due to the physical form of money (paper or gold ), but is caused by effective money supply and demand management. Therefore, government policies are needed including (a) deregulation of the banking system by nationalizing all banks, (b) playing an active role in intervening in the surge in prices of goods and services (c) promoting Ziswaf institutions.

scholarly journals Banking system reform, earnings quality and credit allocation

2012 ◽  
Vol 5 (3) ◽  
pp. 217-229
Author(s):  
Zhu Xiuli ◽  
Li Lianjun ◽  
Xue Yunkui
Keyword(s):  
Earnings Quality ◽  
Banking System ◽  
System Reform ◽  
Credit Allocation
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