Depositor Discipline in the Banking Sector in India: An Empirical Investigation

2005 ◽  
Vol 3 (1) ◽  
pp. 50-73 ◽  
Author(s):  
Saibal Ghosh ◽  
Abhiman Das





2017 ◽  
Vol 62 (01) ◽  
pp. 5-25 ◽  
Author(s):  
AHMET FARUK AYSAN ◽  
MUSTAFA DISLI ◽  
HUSEYIN OZTURK

This paper examines to what extent macroprudential policies in the Turkish banking sector affected the functioning of depositor discipline. Our results suggest that depositors’ responses for poor bank performance get stronger after the 2008 crisis, when various macroprudential measures were implemented to preserve financial stability. In the aftermath of the crisis, bank behavior toward depositors also alters. Ahead of the crisis, banks did not significantly respond to the discipline exerted by depositors, however, banks begin offering higher rates to curb deposit withdrawals afterwards. Our findings suggest that the implementation of macroprudential tools seem to have a positive impact on financial stability, since, in the post-2008 period, regulatory supervision have been more firmly assisted by the market.



2010 ◽  
Vol 7 (4) ◽  
pp. 14-24
Author(s):  
Monal Abdel-Baki

The aim of this paper is to compare the relative efficacy of Egyptian public, private and foreign banks in alleviating adverse macroeconomic meltdowns inflicted by financial crises by employing the Pedroni Fully Modified Ordinary Least Squares (FMOLS) method. The research contrasts two financial reforms: the liberalization phase of 1991-2003 to the Banking Reform Plan (2004-2009). The results of the study reveal that financial reforms have rendered foreign and domestic private banks more efficient in enhancing credit flow to the real sector, whilst making state-owned banks more successful in mobilizing savings during financial crises.





2020 ◽  
Vol 6 (2) ◽  
pp. 565-575
Author(s):  
Atif Ali Gill ◽  
Shaheera Amin ◽  
Ammara Saleem

Enterprise Resource Planning (ERP) has become vital for any organization to get a competitive advantage in today’s world. Financial organizations are improving their performance by replacing old legacy systems with the latest integrated ERP software packages. This study purposed to identify the vital determinants of ERP successful implementation in the banking sector. The data has been collected from the thirteen largest well-known commercial banks in Pakistan. This study is qualitative in nature and data has been collected interviews from respondents. After analyzing through thematic analysis, this study found the new theoretical model for future empirical investigation. Researchers and Practitioners can use these valuable insights for successful implementation of ERP in the financial sector.



2015 ◽  
Vol 47 (1) ◽  
pp. 36-55 ◽  
Author(s):  
Katarzyna Sum

Abstract The issue of systemic risk regulation and management has gained substantial attention following the latest financial crisis. In the case of the EU it became crucial to deal with the systemic risk problem on a supranational level since the banking sectors of the member countries are highly integrated. While substantial measures have been undertaken to mitigate systemic risk in the EU, the discussion of further reforms continues. This study’s goal is to assess basic indicators of systemic risk in the EU banking sector by using three complementary methods: a forward-looking stock market data analysis, an EU-stress test analysis for systemically important banks, and an empirical investigation of the relation between banking regulation and systemic risk as measured by bank balance sheet indicators. The results lead to a recommendation of further necessary regulatory reforms, which appear in the conclusion.





Author(s):  
Dr. K. Karthikeyan Kalyanasundaram ◽  
Karthi R ◽  
Shyamala Graf D


Sign in / Sign up

Export Citation Format

Share Document