Analisis Pengaruh Good Corporate Governance Dan Profitabilitas Terhadap Nilai Perusahaan Pada Bank Swasta Devisa Nasional Yang Terdaftar Di Bursa Efek Indonesia (BEI) Tahun 2015-2019

This study aims to analyze the effect of good corporate governance and profitability on firm value in National Private Foreign Exchange Banks listed on the Indonesia Stock Exchange (IDX) for the 2015-2019 period. Good corporate governance variable is proxied by the board of commissioners, board of directors, and audit committee, while profitability is proxied by net profit margin (NPM). The research sample was selected based on purposive sampling technique, so as to obtain a sample of 14 national foreign exchange private banks. The analytical method used is multiple regression analysi­s. The results showed that partially the board of commissioners, board of directors, audit committee, and profitability had no significant effect on firm value. Simultaneously, all the independent variables, namely the board of commissioners, the board of directors, the audit committee, and profitability have a significant effect on firm value.

Impact Using of Continuous Improvement on Functional Plateau Strategies :Evidence From Iraq

The rapid developments taking place in the world in the technological sphere led to the emergence of competition between organizations, which requires the use of modern management methods and tools to keep up with these developments and changes and that these developments came to meet the needs of management and customer satisfaction at the same time. These methods of continuous improvement of processes and equipment, materials and work methods and devices provide services that can only be done through the support of senior management. At the same time appeared a problem experienced by most Iraqi organizations namely the career plateau and its negative effects on performance. So the aim of research to answer the questions: Is there a moral connotation, positive impact of continuous improvement strategies on the plateau in the sample of the Iraqi Government and private banks? Is there a discrepancy in the views of employees in Government and private banks in determining the impact of continuous improvement on career plateau strategies?The research community may be of (100), (50) employees in State banks) and (50) employees of private banks, And statistical analysis adopted the use of discriminatory analytical test the impact of each variable of the independent variables is represented by continuous improvement in the approved functional plateau strategies variables. As well as the analysis of variance and regression and path analysis and the researched has reached to a group of the most important conclusions need banks to design career paths and identify those that benefit within the organizational structure. And among the most important recommendations: using strategies and policies that help people overcome their problems and attention to positive evaluations and reduce the desire to quit work and strengthening organizational loyalty to employees and use the transition strategy banks can reduce the negative effects of the plateau.

Analisa Kinerja Keuangan Bank BUMN dan Bank Swasta Berdasarkan Rasio Keuangan

This final project discusses the comparison of the financial performance of state-owned banks and private banks based on financial ratios in the 2015-2019 period. The financial ratios used consist of CAR, NPL, NIM, BOPO, ROA, ROE, and LDR. The data used in this study were obtained from published financial reports for 2015 to 2019 published by the respective banks. After passing the purposive sample stage, 4 state-owned banks and 9 private banks were obtained as samples in this study. The results of this study explain that there are differences in the financial performance of state-owned banks and private banks as measured by financial ratios. State-owned banks have better performance in terms of ROE, ROA, CAR ratios, while private banks have better performance in terms of NPL, BOPO, LDR ratios.

Rhetorical Culture and Brand Slogan: An Analysis of the Slogans of all Commercial Banks from Nepal

Rhetoric is the artful deviation of information and ideas. It is commonly utilized in different forms of advertising. In this context, the study has examined how rhetorical devices are employed in the brand slogans of the 28 commercial banks in Nepal. To achieve their dominant theme there, it identifies and categorizes the devices following the taxonomy developed by James H. Leigh. The framework divides such figures of speech into 41 types under 2 major categories schemes and tropes. The finding from this descriptive analysis and has indicated that music, memory, association, emphasis, emotion and exaggeration are some popular constructs for designing the slogans. Moreover, Nepali private commercial banks seem more successful in utilizing such strategies as they have applied maximum rhetorical devices in comparison to foreign joint -venture and governmental banks. In this trajectory, foreign joint-venture banks have an international brand in the name itself, governmental banks can communicate with customers being people's banks and private banks appear smart in incorporating maximum wordplays in the slogans to play with the sentiment of the audience influencing them. The study simultaneously contributes to both the fields of creative writing and marketing communication literary world and marketing sector updating the current awareness about rhetorical culture. The study has only included the slogans of commercial banks from Nepal, but the comparative study between the slogans of all the banks from Nepal and the banks' slogans from other countries may reflect a clearer picture regarding rhetorical culture.

مخاطـر السيولـة المصرفيـة وتأثيـرهـا في الاستقرار المـالـي في العـراق للمدة2019-2005

The banking system is one of the key elements of building the economy and enhancing the financial stability of the country, and this importance comes from the role of banks operating in it as depository institutions and intermediaries between supply and demand units, in addition to modern banking services and payment systems that increase the efficiency and effectiveness of economic activity. Therefore, we find that liquidity risk indicators are important indicators that reflect the activity of banks, which at the same time may reflect a misleading picture of the positions of banks in terms of the strength of their balance sheets and the extent to which they adhere and adhere to the standards and instructions issued by the Central Bank, and thus bank liquidity is the basis of the work of banks and is considered the backbone of them, but depends on the work of banks, which reflects their impact on the financial stability situation. This importance led us to choose the subject of the study where the study aimed to determine the impact of bank liquidity risks on financial stability, this study was conducted on the Iraqi banking system and for the period 2019-2005, and the descriptive analytical approach was adopted based on data and information about government and private banks and taken from the official bodies represented by the Central Bank of Iraq. The research at the end of the study found a set of conclusions, including that both government and private banks suffer from limited credit and investment activity, causing a rise in liquidity ratios and liquid assets, which of course means the accumulation of non-profit liquid funds, which greatly affects their financial stability and exposes them to different risks that ultimately affect the stability of the financial system and this proves the validity of the study hypothesis

Impact of spirituality at workplace on organizational commitment in private banks of Nagpur, India

Scholars report that, researchers and management professionals have steady increased their interest in spiritual issues at work. The concept of spirituality in life workplace has become more and more popular in recent years. This research is carried mainly to understand the relationship between workplace spirituality & organizational commitment. It was also studied the impact of spirituality on the commitment of employees from bank. For this research, four private banks were selected. Total 218 employees were randomly picked for this study. SPSS, version 23 was utilized for evaluating the data. It was found that spirituality strongly influences the organizational commitment, and it directly impacts on it. It was suggested that the management should consider spirituality at workplace seriously in order to enhance the productivity of employees, and they will be more committed towards their work.

HEALTHY WORKING ENVIRONMENT, ORGANIZATION'S REPUTATION AND THEIR ‎IMPACT ON ‎EMPLOYEE'S ORGANIZATIONAL FIT: AN EXPLORATORY RESEARCH AT ‎SOME PRIVATE BANKS IN ‎BAGHDAD

The research aims to identify impact models of a healthy working environment ‎and the ‎organization's reputation on the employee's organizational fit. The ‎research population is ‎all private banks in Baghdad, a sample of six banks was ‎selected. 200 questionnaires ‎were distributed, 158 of them returned, 141 of them ‎were valid for analysis. The research ‎employed three approaches: Historical, ‎descriptive, and analytical. To clarify the research's ‎concepts, the first approach ‎was adopted, to clarify the dimensions of the research, the ‎second approach was ‎adopted, and to analyzing the research's dimensions the analytical ‎approach was ‎used. The Amos, 21 software was used to assess the validity of the study ‎model, ‎and the data were analyzed using the spss, 23 programs. The study came up ‎with ‎many conclusions, the most noteworthy of which was that: At the overall and ‎sub-level, the ‎healthy working environment has a statistically significant impact ‎on the employee's ‎organizational fit. And the organization's reputation plays a role ‎in the employee's ‎organizational fit, the impact models between the two ‎dimensions at the overall and sub-‎level were significant and statistical. The ‎research produced a series of recommendations ‎based on these findings, ‎intending to put their findings into reality‎.‎

CONSUMER PREFERENCES AND REGULATIONS IN CREDIT CARD MARKETS: EVIDENCE FROM TURKEY

In this paper, we analyze the demand side of the credit card market. Using unique survey data and a discrete choice model, we uncover consumer preferences for all price and nonprice features of credit cards. Our results provide evidence for an alternative explanation for the credit card pricing puzzles. We show that consumers view credit cards as highly differentiated products with both bank-level and card-level nonprice features. When selecting their credit cards, they predominantly prioritize these nonprice features over prices. Although private banks charge higher prices for their credit card services than other banks, the majority of consumers choose them as issuers due to their bank-level and card-level nonprice features. Consumers who prioritize prices tend to choose the credit cards of participation or public banks. Widespread branch/automated teller machine networks as bank-level features and installments, bonuses/rewards/miles and the prestige of the card as card-level features are particularly effective in consumers’ decisions to choose private banks as issuers. Such strong preferences for nonprice features seem to furnish private banks with market power. Hence, we argue that underlying issuers’ market power is also this differentiated nature of credit cards, for which regulatory measures are not self-evident.

The Effects of Service Quality and Positive Recommendation on Trust Building in Mobile Banking Adoption Among the Customers of Private Banks in Myanmar

This study attempts to follow the research direction and fill the research gaps of previous studies, most notably mobile financial service landscape, specifically mobile banking (MB) services of private banks in Myanmar. The proposed research model in this study emphasizes service quality, positive recommendation, and different perspectives of trust in namely: trust in bank and trust in MB, evaluated their extent of influence on customers of private banks to adopt MB. The data was collected from 310 customers of private banks in Myanmar. Structural equation modeling (SEM) and confirmatory factor analysis (CFA) were employed to analyze the data and investigate the hypotheses. The analysis results indicate that customer intention to adopt MB is significantly influenced by trust in MB however trust in the bank was found to be statistically insignificant. The positive recommendation plays a critical role in the improvements of trust in the bank and MB according to the research results. Although service quality is a key factor to obtaining positive recommendations and acquiring trust in the bank, it is an insignificant factor for building trust in MB. Further, trust in the bank has a significant effect on trust in MB. These findings are highly beneficial for future research studies in a similar context and bank managers to develop appropriate strategies regarding MB services in the private banking sector in Myanmar.