The Ford Motor Company Human Body Finite Element Model (FHBM) was validated against rib dynamic tension and 3-point bending tests. The stress-strain and moment-strain data from the tension and bending simulations respectively were compared with human rib specimen test data. The model used represented a 50th percentile adult male. It was used to compare chest deflection and chest acceleration as thoracic injury indicator in blunt impact and belted occupants in front sled impact simulations. A 150 mm diameter of 23.4 kg impactor was used in the blunt impact simulations with impact speeds of 2, 4, and 8 m/s. In the Front sled impact simulations, single-step acceleration pulses with peaks of 10, 20, and 30 g were used. The occupants were restrained by 3-point belt system, however neither pretensioner nor shoulder belt force limiter were used. The external force, head acceleration, chest deflection, chest acceleration, and the maximum values of Von Mises stress and plastic strain were the model outputs. The results showed that the external contact force, head acceleration, chest deflection, and chest acceleration in the blunt impact simulations varied between 1.5–7 kN, 5–28 g, 18–80 mm, and 8–40 g respectively. The same responses varied between 7–24 kN, 13–40 g, 15–50 mm, and 16–46 g respectively in the front sled impact simulations. The maximum Von Mises stress and plastic strain were 50–127 MPa, and 0.04–2% respectively in the blunt impact simulations and 72–134 MPa, and 0.13–3% respectively in the sled impact simulations.