Credit line pricing under heterogeneous risk beliefs

Author(s):  
Nicos Koussis ◽  
Spiros H. Martzoukos
Keyword(s):  
2014 ◽  
Author(s):  
Ani Manakyan Mathers ◽  
Emanuela Giacomini
Keyword(s):  

2000 ◽  
Vol 17 (3) ◽  
pp. 143-154 ◽  
Author(s):  
Eleonora Gullone ◽  
Jacqueline Paul ◽  
Susan M. Moore

AbstractThe Adolescent Risk-taking Questionnaire (ARQ) was developed to comprehensively assess adolescent risk-taking beliefs and behaviours. Research has shown that it is a reliable instrument with strong construct validity. The current study investigated the convergent and discriminant validity of the ARQ by comparing responses of a sample of 52 male adolescents from a juvenile justice centre and 211 school-attending male adolescents. Consistent with past research, the juvenile justice centre youth reported significantly higher levels of depression and less optimal levels of parent attachment compared to school-attending youth. Convergent validity of the ARQ was demonstrated through significant relationships between attachment and risk-taking. Specifically, those adolescents with less optimal parent attachment were more likely to engage in risk-taking behaviour and were less likely to perceive the behaviours included in the ARQ as risky compared to those with more optimal levels of parent attachment. Discriminant validity of the ARQ was demonstrated through significant differences between the two groups on risk beliefs and behaviours. Responses on the ARQ indicated that youth from the juvenile justice centre were significantly more likely to engage in risky behaviours, if given the opportunity, than school-based youth. They also perceived the behaviours to be less risky. It was concluded that the ARQ has good convergent and discriminant validity.


Author(s):  
Jose M. Berrospide ◽  
Ralf R. Meisenzahl
Keyword(s):  
The Real ◽  

Sexual Health ◽  
2018 ◽  
Vol 15 (1) ◽  
pp. 39 ◽  
Author(s):  
Chunxing Liu ◽  
Yingying Ding ◽  
Zhen Ning ◽  
Meiyang Gao ◽  
Xing Liu ◽  
...  

Background: Pre-exposure prophylaxis (PrEP) is a biomedical approach for preventing the acquisition of HIV in populations at substantial risk for HIV. However, its uptake among men who have sex with men (MSM) is low in China. The study aimed to identify factors that might influence MSM’s uptake and use of PrEP. Methods: In-depth interviews were conducted with 32 self-identified MSM from a PrEP intervention study evaluating daily oral tenofovir disoproxil fumarate (TDF) to prevent HIV infection. Of these men, 11 were presently using the ‘TDF’ group; 8 from the ‘change-over’ group (i.e. initially used PrEP but subsequently quitted); and 13 from the non-user group. Data were analysed using thematic approach. Results: Perception of low HIV risk, mistrust of the national PrEP program, and concerns of side effects were the main reasons for not wanting to use PrEP. Also, lack of main sexual partner’s support, difficulties in adhering to the daily TDF regimen, and the inconvenient schedules in securing the medicine were the major reasons for not wanting to use or quitting the use of PrEP. On the other hand, perceived high HIV risk, beliefs in efficacy of PrEP, and worries of transmitting HIV to families were the major motives for PrEP uptake. Conclusions: Findings suggest that PrEP implementation strategies should first address issues including but not limited to accurate self-assessment of HIV risk, mistrust and limited knowledge about medical trials and PrEP, and ease of accessing PrEP.


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